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Married Scam Victims: Rebuilding Trust In A Marriage Following A Romance Scam

Information For Married Relationship Scam Victims

If You Are Married Scam Victim And Lured In Your Whole Marriage Is In Doubt

Ironically, most married scam victims were not looking for an internet affair! They were manipulated into it!

Psychology of Scams – A SCARS Guide

Author:
•  Tim McGuinness, Ph.D., DFin, MCPO, MAnth – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
Originally Published: 2021 – Article Updated: 2025

Article Abstract

Recovering from a romance scam as a married victim presents unique emotional and relational challenges. Many spouses struggle to understand how their partner could have been deceived, often misinterpreting the situation as intentional infidelity. However, these scams involve expert manipulation, making victims powerless to recognize the deception until it is too late.

The key to rebuilding trust lies in shifting blame away from the victim and toward the scammer while addressing the emotional aftermath with honesty and patience. Open communication, counseling, and mutual understanding are crucial for both partners to heal. Rebuilding trust requires time, complete transparency, and genuine sorrow for the deception—though unintentional, it deeply impacts the betrayed spouse.

Counseling is strongly recommended to help both partners process the trauma and work toward reconciliation. Ultimately, gratitude and commitment to the marriage can help couples move forward, recognizing that the deception was engineered by criminals rather than a reflection of the victim’s character or intentions.

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Married Scam Victims, How Could You? Helping Spouses and Families Understand that it Was Not the Victim’s Fault

See below for the 5 Steps to Rebuilding Trust After a Romance Scam for Married Scam Victims

Married Scam Victims: It Was Because You Were Expertly Lured And Manipulated That It Happened!

DO NOT BLAME YOURSELF
DO NOT BLAME YOUR SPOUSE
BLAME THE SCAMMER!

This is the hardest part for spouses of Married Scam Victims to understand: how could you be unfaithful? But as we have explained before, the victim was most often unaware that they were being groomed until it was too late. They were lured in and then manipulated by a process that victimized a million victims a year.

Wives, husbands, and family can believe what they want, but the vast majority of married victims do not intend to have an affair or relationship with someone new online. Their only intention was to talk with someone new – either out of curiosity, loneliness, or for other reasons. But infidelity is normally never even considered until it happens.

This is actually quite different than in real life. In real life, a man or woman must make a conscious decision to be unfaithful – they have to willingly connect with the other person and then physically act on their desires. In digital life, once the Married Scam Victims say hello then the hard-core manipulation begins, and most victims are powerless to stop it.

DO NOT MISUNDERSTAND: EVERYONE CAN BE SCAMMED
MOST PEOPLE ARE POWERLESS TO STOP IT

We do understand the issues and the emotions involved by a spouse who found their mate – not only in an intimate relationship online – but also sending money to this stranger. These are real trust-breaking issues. But it is important to remember the significant difference – intent and manipulation.

Spouses should be upset with the scammers, not their spouses!

However, coming back from the cliff is not easy, and we strongly recommend that the victim go through counseling to clear the residual issues with the fake relationship, and then couples counseling to clear the air and make it clear that this was not an intention.

We encourage family members to learn and understand how these scams work, just as they would if they were dealing with an addict in their family. Far too often superficial impressions drive the feelings and emotions of spouses. It takes courage on both sides to accept what happened, that it was not intentional and that the marriage can remain intact. This is something that counseling can do very well.

We suggest the following SCARS Institute information – for the Married Scam Victims and their spouses – You must read the first three of these:

Need Proof That This Is Engineered?

Actual scammer training guides – just the tip of the iceberg!

SCARS 5 Steps To Rebuilding Trust In A Marriage After A Romance Scam

Since we are all sinful dysfunctional people who at some time will prove ourselves to be less than trustworthy, every important relationship in our life will require the rebuilding of trust at some point in time. This is especially true for Married Scam Victims.

Sometimes it may only be a slight “remodeling” while at other times (such as after a romance scam) it will be a complete “rebuilding” process.

In some of our relationships, it may seem much easier to just cut and run. We decide the relationship isn’t worth the effort of rebuilding. And this may be true in some situations, but seldom is it ever true of marriage. You might even say that one of the purposes of marriage is to teach us how to rebuild trust when it is broken.

This is especially true following a romance scam since the loss of trust was not intentional (in most cases). And was caused by a deliberate action by a malevolent third party. You could say that this most resembles picking up the pieces after an accident. Would you abandon your spouse if they were in the emergency room following an accident that was not their fault? Why consider it now then?

Here are the steps to take when trust needs to be rebuilt.

STEP 1: A SINCERE CONFESSION OF THE TRUTH

The romance scam happened. We all know it did, but regardless of how one finds out, healing begins when the scam victim fully confesses the whole truth.

The whole truth does not mean every intimate detail — that puts too much of a burden on the shoulders of the betrayed spouse. The rule of thumb on how much to confess is this:

If you want to seriously rebuild trust with a spouse, the scam victim must confess anything that, if it were to found out later, would undermine the rebuilding of trust.

If the spouse is dealing with a less painful betrayal, the principle is still the same. If any information has been withheld in the form of a secret, or if one spouse has been lied to about anything, the need for a sincere confession of the truth always marks the starting point. Without it, the spouse cannot move forward. Couples who try to sweep any kind of lie under the carpet risk lessening, or even losing, the intimacy they long for.

STEP 2: COMPLETE OPENNESS ON THE PART OF THE SCAM VICTIM (THE BETRAYER)

This is an essential part of the healing process.

The spouse who has had an internet affair (unintentional or not) has given up control of his or her life at least for as long as it takes to rebuild trust. He or she gives up control by becoming an open book to his/her spouse. No secrets allowed. Cellphone bills, travel itineraries, browser and message history, whereabouts at any given point in time, complete accessibility — all of these are part of our becoming open to our spouse about all aspects of our life. Anything less than complete openness restricts the rebuilding of trust.

The principle is one of complete openness. There can be nothing that remains hidden, or else when it is found out, and it will be, it will destroy the trust that was re-established. And the second time the trust is breached is more serious. There is an old adage that says, “Fool me once, shame on you; fool me twice, shame on me.” Few marriages can survive the “fool me twice” syndrome.

STEP 3: THERE MUST BE GENUINE SORROW ON THE PART OF THE SCAM VICTIM BETRAYER

Note that we said sorrow, not guilt or blame. Sorrow is sadness for something – in this case, that the romance scam happened.

This also is a key to rebuilding trust. Without it, it’s like building a brick wall without cement. The goal of rebuilding trust is that at some point there is genuine sorrow on the part of the one who lived the lie, and genuine forgiveness on the part of the one betrayed. Without both of these conditions, the marital reconciliation is going to be very superficial and very unsatisfying to both parties. Again, the principle is the same, even for the little lie of omission, or the little white lie.

When confronted by the spouse, the victim needs to confess the truth, become completely open about the subject, and show genuine sorrow for the betrayal. Every lie in a marriage is a form of betrayal, and so regardless of the seriousness of the betrayal, the process is the same.

STEP 4: REBUILDING TRUST TAKES TIME AND PATIENCE

Rebuilding trust always takes time.

The more serious the offense or perceived offense, the more time it will take for it to be repaired.

A small lie of omission may take a couple of days, whereas an online affair (romance scam) may take a year or two just to get to level ground again. So rebuilding means both the offender and the offended need to be patient with the process.

STEP 5: GRATITUDE

One of the things that is often overlooked by both parties following a rebuilding of trust is simple gratitude!

The victim needs to be genuinely grateful that their spouse has accepted them again, or at least is working on it. And the spouse should be grateful that the victim of the scam is doing everything in their power to reestablish trust and rebuild the marriage following the scam.

If one party is not grateful and treats it as an expectation or entitlement then it will fail. Gratitude is the feedback and reward system built into the process. Gratitude rewards the efforts of both parties and brings life back in – it is not the light at the end of the tunnel, it is the flashlight that helps you get there!

If each party is not grateful for the new opportunity, then there is no point in proceeding.

Trauma

It is important to understand that a scam victim may have experienced trauma as a result of the manipulation and aftermath of the scam. The spouse will also have experienced trauma as well. This is the reason why we strongly recommend counseling for both people, both separately and together.

This Is Very Hard

If you are the victim or the spouse reading this you will have to accept a lot – it did happen and it will require work to recover. Each person has to accept that.

But you both can make it through this.

We wish you all the best!

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Important Information for New Scam Victims

If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

SCARS Resources:

Psychology Disclaimer:

All articles about psychology and the human brain on this website are for information & education only

The information provided in this article is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here to go to our ScamsNOW.com website.

If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.

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