SCARS™ Frequently Asked Questions About Scams & Scammers2021-05-31T08:07:19-04:00
  • frequently-asked-questions-FAQs-2021

Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.™ Frequently Asked Questions About ScamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. & Scammers

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“Can You Hear Me?” and “Yes” Calls?2021-06-18T22:11:53-04:00

Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.™ Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ:  “Can You Hear Me?” and “Yes” Calls

This scam happens when you answer the phone, and the person on the other line asks: “Can you hear me?” and you respond, “Yes.” Your voice is being recorded to obtain a voice signature for scammers authorize fraudulent charges over the phone. You can visit the FCC website to blockBlock Blocking is a technical action usually on social media or messaging platforms that restricts or bans another profile from seeing or communicating with your profile. To block someone on social media, you can usually go to their profile and select it from a list of options - often labeled or identified with three dots ••• any unwanted calls. The BBB Scam Tracker received more than 10,000 reports on the “Can you hear me?” scam, but none of the reports resulted in an actual loss of money.

“Your Order Has Arrived” – Shipping Status Scam?2021-04-26T09:04:13-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What Is “Your Order Has Arrived”/Shipping Status Scam

Answer:

You may have received an email that says your “order” from Amazon or other ecommerce retailer has arrived or has been shipped. It likely asks you to click on a link.

These emails can be a phishing scamPhishing scam Scammers often use email "phishing" to hook unsuspecting fraud victims. Treat all unsolicited email and spam as suspicious: Do not open or reply. To avoid loading malicious software onto your computer or device, never click a link – even from a trusted source – unless you've verified its authenticity. Be especially wary of emails asking for emergency funds or help from friends, family and colleagues. Their email accounts may have been hacked. Scammers will also pretend to be government agencies in scam emails. attempting to get personal information from you by asking you to confirm your bank information or other information only known to you.
 
If you are unsure about an email, make sure to check the actual email address to see if it from the company it says it’s from. Usually, phishing scamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. will say the company name “Amazon,” but when you click on the email address, you’ll notice it’s not from an Amazon domain.
 
Also, you should never send personal information to an email address without confirming first that it is a legitimate business.
 
You can always visit the retailer’s website directly and log in to your account to confirm any issues or call their customer service number on their main website.
Airbnb Scam?2021-04-26T09:10:39-04:00

Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.™ Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: Airbnb Scam

This scam takes advantage of travelers renting an apartment or house through Airbnb by featuring fake homes on the site and directing the renter to a fraudulent or “spoof” website to finalize payment. Scammers will often even trick real owners, who don’t know their property is being spoofed. Potential travelers end up paying money for a rental property that either doesn’t exist or isn’t available.

 

Amazon Fake Order Cancellation Emails?2021-04-26T09:11:00-04:00

Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.™ Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: Amazon Fake Order Cancellation Emails

If you get an email about an order cancellation from Amazon.com, there’s a good chance it’s a scam. Click on links in the email and you could unintentionally download malwareMalware Short for "malicious software," this term means computer viruses and other types of programs that cybercriminals use to disrupt or access your computer, typically with the aim of gathering sensitive files and accounts. onto your device. Or you might be sent to a site that aims to collect your Amazon account information, like your username and password. If you receive such an email and recently placed an order, go to Amazon.com to check your order status.

 

Antivirus Scam2021-06-22T11:10:31-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What Is An Antivirus Scam?


Answer:

People are cold called and told they have a problem with their computer which, for a fee, can be fixed. Alternatively, the victim might initiate the contact in response to an online advert or prompt claiming that their device has been infected with a virusVirus A computer program that can replicate itself and spread from computer to computer or file to file. It comes to life only when you take a specific action, such as running a particular program.. Other computer scam methods involve offering bogus virus protection or warranties

Apple Care Scam?2021-04-26T09:11:15-04:00

Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.™ Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: Apple Care Scam

This new smartphone scam uses phishing emails to send Apple users to a fake Apple website. iPhone users receive a pop-up image of a system dialog box that tells users their phone has been “locked for illegal activity.” When users click on the link, scammers enroll them into a fraudulent “mobile device management service” that allows scammers to send malwareMalware Short for "malicious software," this term means computer viruses and other types of programs that cybercriminals use to disrupt or access your computer, typically with the aim of gathering sensitive files and accounts. appsApps Applications or Apps An application (software), commonly referred to as an ‘app’ is a program on a computer, tablet, mobile phone or device. Apps are designed for specific tasks, including checking the weather, accessing the internet, looking at photos, playing media, mobile banking, etc. Many apps can access the internet if needed and can be downloaded (used) either for a price or for free. Apps are a major point of vulnerability on all devices. Some are designed to be malicious, such as logging keystrokes or activity, and others can even transport malware. Always be careful about any app you are thinking about installing. to iPhones. Read more here about phishing scamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. and how to spot them.

 

Are Scammers Arrested?2021-04-26T04:32:38-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: How Are Most Scammers Arrested

Answer:

Scammers are typically arrested in one of five ways:

  1. Victim Reporting
    The reports that victims make through the various agencies (local police, national police, Anyscam.com) all accumulates – it may not result in immediate action but over time it identifies individual scammers or organizations. Once the law enforcement agency has enough to identify someone they can begin an investigation that can lead to arrests. This is why victim reporting is so important. Right now, only about 3% of victims report these crimes.
  2. Connection to Other Scammers
    When one scammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. is arrested all of their connections are looked at carefully. If the scammer had connections that also involved suspected crimes it allows law enforcement to roll up whole organizations in this way. One identification can lead to hundreds, including their leadership.
  3. Obvious Lifestyle
    Most scammers are business people and understand the need to stay below the radar, but there is always one in every group that wants to live large. They show off their new money with cars, jewelry, friends, entertainment, houses, and more. In other words, they make it obvious that they are spending more money than they earn – this allows law enforcement to investigate them for tax evasion, and if they confirm they spend more than they have income for they can be arrested for that.
  4. Tips & Partnerships
    Law enforcement agencies have relationships (usually confidential) with other organizations, NGOs, or entities) that regularly feed them with information. Or they receive tips from the public about individual scammers or groups. All of these allow law enforcement agencies to begin investigations that can lead to arrests.
  5. Scammers Turn On Each Other
    The over-riding motivation with fraudsters is greed – if they feel that they have not been fairly treated they can and do report each other to law enforcement. There is no honor among thieves.

Do you want to see some of the scammers that have been arrested? Click here to visit www.ScamsOnline.org (the SCARS Photo Gallery website)

Scammers & fraudsters arrested year by year
ATM & Credit Card Shimmer Scams?2021-04-26T09:06:23-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What Is An ATM & Credit Card Shimmer Scam

Answer:

A shimmer scam is an update on skimmingSkimming The capturing of information from the magnetic stripe on your ATM and credit card by use of portable "skimmer" devices that are secretly installed on card-reading machines. except that thieves are using “shimmers” to target chip-based credit and debit cards. A shimmer is a very thin piece of paper that can read your card number and access your credit or debit card’s EMV chip—the chip designed to help make your card more secure.
 
A thief will put a shimmer into an ATM and let it collect information from each card that is used, allowing them to create a non-chip version or magnetic strip credit card then.
 
Shimmers have been showing up more recently despite first being reported on in 2015. In 2017, the number of debit cards compromised at ATMs and merchant card readers—typically via skimming devices that capture card data—rose 10%, according to FICO.
 
DID YOU KNOW? A shimmer is a very thin piece of paper that can read your card number and access the EMV chip on your credit or debit card.

Text

ATM Jackpotting?2021-04-26T09:08:26-04:00

Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.™ Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: ATM Jackpotting

 
Jackpotting is a new cyber-attack scam that the Secret Service warned financial institutions about criminals installing software or hardware on ATMs that force the machines to issue large amounts of cash.
 
Criminals have found ways to exploit the standalone machines commonly found in pharmacies, big-box retailers, and some drive-thru ATMs.
 
It’s hard to know the exact financial implications because sometimes these crimes aren’t disclosed publicly, but anytime money is missing,
 
it’s sure to have an impact on the banks and ultimately you—the consumer—in the former of higher fees or more obstacles to accessing your cash.

 

Auction Scam Or Fraud?2021-04-26T09:19:55-04:00

Last Updated on by SCARS Editorial Team

ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: How To Avoid An Auction Scam Or FraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim.

  • Before you bid, contact the seller with any questions you have.
  • Review the seller’s feedback.
  • Be cautious when dealing with individuals outside of your own country.
  • Ensure you understand refund, return, and warranty policies.
  • Determine the shipping charges before you buy.
  • Be wary if the seller only accepts wire transfers or cash.
  • If an escrow service is used, ensure it is legitimate.
  • Consider insuring your item.
  • Be cautious of unsolicited offers.

 

Authorized Push Payment Fraud?2021-04-26T22:39:01-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What Is An Authorized Push Payment FraudAuthorized Push Payment Fraud Authorized Push Payment Fraud (Scams) occurs when a fraudster manipulates a genuine customer into making a payment to an account they control. There are a variety of types of authorized push payment fraud, including romance scams, invoice scams and a handful of others.

Answer:

Authorized push payment fraud (APP fraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim.) is a form of fraud in which victims are manipulated into making real-time payments to fraudsters, typically by social engineeringSocial Engineering Social engineering is the psychological manipulation of people into performing actions or divulging confidential information. It is used as a type of confidence trick for the purpose of information gathering, fraud, or system access, it differs from a traditional "con" in that it is often one of many steps in a more complex fraud scheme. It has also been defined as "any act that influences a person to take any action that may or may not be in their best interests." attacks involving impersonationImpersonation An impersonator is someone who imitates or copies the behavior or actions of another. There are many reasons for impersonating someone, such as: part of a criminal act such as identity theft, online impersonation scam, or other fraud. This is usually where the criminal is trying to assume the identity of another, in order to commit fraud, such as accessing confidential information or to gain property not belonging to them. Also known as social engineering and impostors.. As of 2019 in the United Kingdom, because the victims of these frauds authorized the payments, albeit mistakenly, they are typically not fully reimbursed by their banks.

Learn more here.

Avoid Bogus Employment/Business Opportunities?2021-04-26T09:18:25-04:00

Last Updated on by SCARS Editorial Team

ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ:  How To Avoid Bogus Employment/Business Opportunities

  • Be wary of inflated claims of product effectiveness.
  • Be cautious of exaggerated claims of possible earnings or profits.
  • Beware when money is required up front for instructions or products.
  • Be leery when the job posting claims “no experience necessary”.
  • Do not give your social security number when first interacting with your prospective employer.
  • Be cautious when dealing with individuals outside of your own country.
  • Be wary when replying to unsolicited emails for work-at-home employment.
  • Research the company to ensure they are authentic.
  • Contact the Better Business Bureau to determine the legitimacy of the company.
Avoid Credit Card Fraud?2021-04-26T09:19:22-04:00

Last Updated on by SCARS Editorial Team

ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: How To Avoid Credit Card FraudCard Fraud Card Fraud is one of the most commonly referenced fraud definitions. It occurs when a fraudster uses a card (debit or credit) to make a purchase without the authorization of the cardholder. Card fraud can occur in-person or through digital channels.

  • Ensure a site is secure and reputable before providing your credit card number online.
  • Don’t trust a site just because it claims to be secure.
  • If purchasing merchandise, ensure it is from a reputable source.
  • Promptly reconcile credit card statements to avoid unauthorized charges.
  • Do your research to ensure the legitimacy of the individual or company.
  • Beware of providing credit card information when requested through unsolicited emails.
Avoiding Social Engineering and Phishing Attacks2021-06-02T05:20:18-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What is a social engineeringSocial Engineering Social engineering is the psychological manipulation of people into performing actions or divulging confidential information. It is used as a type of confidence trick for the purpose of information gathering, fraud, or system access, it differs from a traditional "con" in that it is often one of many steps in a more complex fraud scheme. It has also been defined as "any act that influences a person to take any action that may or may not be in their best interests." attack?


Answer:

In a social engineering attack, an attacker uses human interaction (social skills) to obtain or compromise information about an organization or its computer systems. An attacker may seem unassuming and respectable, possibly claiming to be a new employee, repair person, or researcher and even offering credentials to support that identity. However, by asking questions, he or she may be able to piece together enough information to infiltrate an organization’s network. If an attacker is not able to gather enough information from one source, he or she may contact another source within the same organization and rely on the information from the first source to add to his or her credibility.

What is a phishing attack?

Phishing is a form of social engineering. Phishing attacks use email or malicious websites to solicit personal information by posing as a trustworthy organization. For example, an attacker may send an email seemingly from a reputable credit card company or financial institution that requests account information, often suggesting that there is a problem. When users respond with the requested information, attackers can use it to gain access to the accounts.

Phishing attacks may also appear to come from other types of organizations, such as charities. Attackers often take advantage of current events and certain times of the year, such as

  • Natural disasters (e.g., Hurricane Katrina, Indonesian tsunami)
  • Epidemics and health scares (e.g., H1N1, COVID-19)
  • Economic concerns (e.g., IRSIRS The Internal Revenue Service (IRS) is the revenue & tax service of the United States federal government responsible for collecting taxes and administering the Internal Revenue Code (the main body of federal statutory tax law.) It is part of the Department of the Treasury and led by the Commissioner of Internal Revenue, who is appointed to a five-year term by the President of the United States. The duties of the IRS include providing tax assistance to taxpayers; pursuing and resolving instances of erroneous or fraudulent tax filings; and overseeing various benefits programs. Visit www.IRS.gov to learn more. scamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost.)
  • Major political elections
  • Holidays

What is a vishingVishing What is a vishing attack? Vishing is the social engineering approach that leverages voice communication. This technique can be combined with other forms of social engineering that entice a victim to call a certain number and divulge sensitive information. Advanced vishing attacks can take place completely over voice communications by exploiting Voice over Internet Protocol (VoIP) solutions and broadcasting services. VoIP easily allows caller identity (ID) to be spoofed, which can take advantage of the public’s misplaced trust in the security of phone services, especially landline services. Landline communication cannot be intercepted without physical access to the line; however, this trait is not beneficial when communicating directly with a malicious actor. attack?

Vishing is the social engineering approach that leverages voice communication. This technique can be combined with other forms of social engineering that entice a victim to call a certain number and divulge sensitive information. Advanced vishing attacks can take place completely over voice communications by exploiting Voice over Internet Protocol (VoIPVOIP Stands for Voice Over Internet Protocol is a way to make and receive phone calls using a broadband internet connection instead of a traditional phone line.) solutions and broadcasting services. VoIP easily allows caller identity (ID) to be spoofed, which can take advantage of the public’s misplaced trust in the security of phone services, especially landline services. Landline communication cannot be intercepted without physical access to the line; however, this trait is not beneficial when communicating directly with a malicious actor.

What is a smishingSmishing What is a smishing attack? Smishing is a form of social engineering that exploits SMS, or text, messages. Text messages can contain links to such things as webpages, email addresses or phone numbers that when clicked may automatically open a browser window or email message or dial a number. This integration of email, voice, text message, and web browser functionality increases the likelihood that users will fall victim to engineered malicious activity. attack?

Smishing is a form of social engineering that exploits SMS, or text, messages. Text messages can contain links to such things as webpages, email addresses or phone numbers that when clicked may automatically open a browser window or email message or dial a number. This integration of email, voice, text message, and web browser functionality increases the likelihood that users will fall victim to engineered malicious activity.

What are common indicators of phishing attempts?

  • Suspicious sender’s address. The sender’s address may imitate a legitimate business. Cybercriminals often use an email address that closely resembles one from a reputable company by altering or omitting a few characters.
  • Generic greetings and signature. Both a generic greeting—such as “Dear Valued Customer” or “Sir/Ma’am”—and a lack of contact information in the signature blockBlock Blocking is a technical action usually on social media or messaging platforms that restricts or bans another profile from seeing or communicating with your profile. To block someone on social media, you can usually go to their profile and select it from a list of options - often labeled or identified with three dots ••• are strong indicators of a phishing email. A trusted organization will normally address you by name and provide their contact information.
  • Spoofed hyperlinks and websites. If you hover your cursor over any links in the body of the email, and the links do not match the text that appears when hovering over them, the link may be spoofed. Malicious websites may look identical to a legitimate site, but the URL may use a variation in spelling or a different domain (e.g., .com vs. .net). Additionally, cybercriminals may use a URL shortening service to hide the true destination of the link.
  • Spelling and layout. Poor grammar and sentence structure, misspellings, and inconsistent formatting are other indicators of a possible phishing attempt. Reputable institutions have dedicated personnel that produce, verify, and proofread customer correspondence.
  • Suspicious attachments. An unsolicited email requesting a user download and open an attachment is a common delivery mechanism for malwareMalware Short for "malicious software," this term means computer viruses and other types of programs that cybercriminals use to disrupt or access your computer, typically with the aim of gathering sensitive files and accounts.. A cybercriminal may use a false sense of urgency or importance to help persuade a user to download or open an attachment without examining it first.

How do you avoid being a victim?

  • Be suspicious of unsolicited phone calls, visits, or email messages from individuals asking about employees or other internal information. If an unknown individual claims to be from a legitimate organization, try to verify his or her identity directly with the company.
  • Do not provide personal information or information about your organization, including its structure or networks, unless you are certain of a person’s authority to have the information.
  • Do not reveal personal or financial information in email, and do not respond to email solicitations for this information. This includes following links sent in email.
  • Don’t send sensitive information over the internet before checking a website’s security.
    • Pay attention to the Uniform Resource Locator (URL) of a website. Look for URLs that begin with “https”—an indication that sites are secure—rather than “http.”
    • Look for a closed padlock icon—a sign your information will be encrypted.
  • If you are unsure whether an email request is legitimate, try to verify it by contacting the company directly. Do not use your contact information provided on a website connected to the request; instead, check previous statements for contact information. Information about known phishing attacks is also available online from groups such as the Anti-Phishing Working Group. (See the APWG eCrime Research Papers).
  • Install and maintain anti-virusVirus A computer program that can replicate itself and spread from computer to computer or file to file. It comes to life only when you take a specific action, such as running a particular program. software, firewalls, and email filters to reduce some of this traffic.
  • Take advantage of any anti-phishing features offered by your email client and web browser.
  • Enforce multi-factor authentication (MFA).

What do you do if you think you are a victim?

  • If you believe you might have revealed sensitive information about your organization, report it to the appropriate people within the organization, including network administrators. They can be alert for any suspicious or unusual activity.
  • If you believe your financial accounts may be compromised, contact your financial institution immediately and close any accounts that may have been compromised. Watch for any unexplainable charges to your account.
  • Immediately change any passwords you might have revealed. If you used the same password for multiple resources, make sure to change it for each account, and do not use that password in the future.
  • Watch for other signs of identity theftIdentity Theft Identity theft is when someone uses another person's personal identifying information, without their permission, to commit fraud or other crimes. In both the U.K. and the United States it is the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources..
  • Consider reporting the attack to the police, and file a report with the Federal Trade Commission.
Avoid Phishing/Spoofing Scams?2021-04-26T09:16:17-04:00

Last Updated on by SCARS Editorial Team

ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: How To Avoid Phishing/SpoofingSpoofing Spoofing occurs when a caller maliciously transmits false caller ID information to increase the likelihood that you'll answer. Scammers often spoof local numbers, private companies, government agencies and other institutions. It can also apply to pretending to be an email address, or through other media. ScamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost.

  • Be suspicious of any unsolicited email requesting personal information.
  • Avoid filling out forms in email messages that ask for personal information.
  • Always compare the link in the email to the link that you are actually directed to.
  • Log on to the official website, instead of “linking” to it from an unsolicited email.
  • Contact the actual business that supposedly sent the email to verify if the email is genuine.
BEC Business Email Compromise Scams?2021-04-26T09:14:31-04:00

Last Updated on by SCARS Editorial Team

ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: How To Avoid BEC Business Email Compromise ScamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost.

  • Be mindful of any email, phone call or text messages requesting multiple gift cards even if the request is ordinary.
  • Beware of sudden changes in business or personal practices and carefully scrutinize all requests for multiple gift card purchases even if requests are ordinary.
  • Since many of the fraudulent e-mails reported in this new trend are spoofed, confirm requests for the purchase of gift cards using two-factor authentication. If using phone verification, use previously known numbers, not the numbers provided in the e-mail request.
Browsing Safely: Understanding Active Content and Cookies2021-06-01T13:47:03-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What is active content?


Answer:

To increase functionality or add design embellishments, websites often rely on scripts that execute programs within the web browser. This active content can be used to create “splash pages” or options like drop-down menus. Unfortunately, these scripts are often a way for attackers to download or execute malicious code on a user’s computer.

  • JavaScriptJavaScript JavaScript is a scripting or programming language that allows you to implement complex features on web pages, in software, and apps — every time a web page does more than just sit there and display static information for you to look at — displaying timely content updates, interactive maps, animated 2D/3D graphics, scrolling video jukeboxes, etc. — you can bet that JavaScript is probably involved. It is the third layer of the layer cake of standard web technologies, the other two are HTML and CSS. – JavaScript is just one of many web scripts (other examples are VBScript, ECMAScript, and JScript) and is probably the most recognized. Used on almost every website now, JavaScript and other scripts are popular because users expect the functionality and “look” that it provides, and it’s easy to incorporate (many common software programs for building websites have the capability to add JavaScript features with little effort or knowledge required of the user). However, because of these reasons, attackers can manipulate it to their own purposes. A popular type of attack that relies on JavaScript involves redirecting users from a legitimate website to a malicious one that may download viruses or collect personal information.
  • Java and ActiveX controls – Different from JavaScript, Java and ActiveX controls are actual programs that reside on your computer or can be downloaded over the network into your browser. If executed by attackers, untrustworthy ActiveX controls may be able to do anything on your computer that you can do (such as running spywareSpyware A type of malware installed on computers or cellphones to track your actions and/or collect information without your knowledge. Some spyware can change computer settings for pharming redirection. and collecting personal information, connecting to other computers, and potentially doing other damage). Java applets usually run in a more restricted environment, but if that environment isn’t secure, then malicious Java applets may create opportunities for an attack as well.

JavaScript and other forms of active content are not always dangerous, but they are common tools for attackers. You can prevent active content from running in most browsers, but realize that the added security may limit functionality and break features of some sites you visit. Before clicking on a link to a website that you are not familiar with or do not trust, take the precaution of disabling active content.

These same risks may also apply to the email program you use. Many email clients use the same programs such as web browsers to display HTML, so vulnerabilities that affect active content like JavaScript and ActiveX often apply to email. Viewing messages as plain text may resolve this problem.

What are cookies?

When you browse the Internet, information about your computer may be collected and stored. This information might be general information about your computer (such as IP addressGeolocation Geolocation is the utilization of a device IP address, along with other device signals, to determine geographical location. An Internet Protocol address (IP address) is a numerical label such as 192.0.2.1 that is connected to a computer network that uses the Internet Protocol for communication. An IP address serves two main functions: host or network interface identification and location addressing. An IP Address can be used to locate a physical computer's location., the domain you used to connect (e.g., .edu, .com, .net), and the type of browser you used). It might also be more specific information about your browsing habits (such as the last time you visited a particular website or your personal preferences for viewing that site).

Cookies can be saved for varying lengths of time:

  • Session Cookies – Session cookies store information only as long as you’re using the browser; once you close the browser, the information is erased. The primary purpose of session cookies is to help with navigation, such as by indicating whether or not you’ve already visited a particular page and retaining information about your preferences once you’ve visited a page.
  • Persistent cookies – Persistent cookies are stored on your computer so that your personal preferences can be retained. In most browsers, you can adjust the length of time that persistent cookies are stored. It is because of these cookies that your email address appears by default when you open your Yahoo! or Hotmail email account or your personalized home page appears when you visit your favorite online merchant. If an attacker gains access to your computer, he or she may be able to gather personal information about you through these files.

To increase your level of security, consider adjusting your privacy and security settings to blockBlock Blocking is a technical action usually on social media or messaging platforms that restricts or bans another profile from seeing or communicating with your profile. To block someone on social media, you can usually go to their profile and select it from a list of options - often labeled or identified with three dots ••• or limit cookies in your web browser. To make sure that other sites are not collecting personal information about you without your knowledge, choose to only allow cookies for the website you are visiting; block or limit cookies from a third-party. If you are using a public computer, you should make sure that cookies are disabled to prevent other people from accessing or using your personal information.

Brute Force Attacks Conducted by Cyber Criminals2021-06-02T05:56:13-04:00

Last Updated on by SCARS Editorial Team

Anti-ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. FAQ: What Are Brute ForceBrute-force attack Brute-force attack: A hacking method to find passwords or encryption keys by trying every possible combination of characters until the correct one is found. Attack


Answer:

According to information derived from FBIFBI FBI - Federal Bureau of Investigation The Federal Bureau of Investigation (FBI) is the domestic intelligence and security service of the United States and its principal federal law enforcement agency. Operating under the jurisdiction of the United States Department of Justice, the FBI is also a member of the U.S. Intelligence Community and reports to both the Attorney General and the Director of National Intelligence. A leading U.S. c