FAQs Updated January 22, 2019
Scam FAQ: How To Avoid Identity Theft
- Ensure websites are secure prior to submitting your credit card number.
- Do your homework to ensure the business or website is legitimate.
- Attempt to obtain a physical address, rather than a P.O. box or maildrop.
- Never throw away credit card or bank statements in usable form.
- Be aware of missed bills which could indicate your account has been taken over.
- Be cautious of scams requiring you to provide your personal information.
- Never give your credit card number over the phone unless you make the call.
- Monitor your credit statements monthly for any fraudulent activity.
- Report unauthorized transactions to your bank or credit card company as soon as possible.
- Review a copy of your credit report at least once a year.
Scam FAQ: How To Avoid Escrow Services Fraud
- Always type in the website address yourself rather than clicking on a link provided.
- A legitimate website will be unique and will not duplicate the work of other companies.
- Be cautious when a site requests payment to an “agent”, instead of a corporate entity.
- Be leery of escrow sites that only accept wire transfers or e-currency.
- Be watchful of spelling errors, grammar problems, or inconsistent information.
- Beware of sites that have escrow fees that are unreasonably low.
SCARS|RSN™ Anti-Scam FAQ: Fake Bank Apps
Scammers will spoof the apps of big banks in order to separate you from your money. A recent survey by Avast, a multi-national cybersecurity firm, found that one in three worldwide users mistakenly believed that a fake mobile banking app was the real thing, putting their financial data at risk. Thieves use the big customer base of major banks to try to get past the secure app stores and collect personal information.
Scam FAQ: How To Avoid Bogus Employment/Business Opportunities
- Be wary of inflated claims of product effectiveness.
- Be cautious of exaggerated claims of possible earnings or profits.
- Beware when money is required up front for instructions or products.
- Be leery when the job posting claims “no experience necessary”.
- Do not give your social security number when first interacting with your prospective employer.
- Be cautious when dealing with individuals outside of your own country.
- Be wary when replying to unsolicited emails for work-at-home employment.
- Research the company to ensure they are authentic.
- Contact the Better Business Bureau to determine the legitimacy of the company.