(Last Updated On: April 14, 2022)

What Is The Difference?

Between A ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Victim And A Scam SurvivorSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com?

A SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Insight

Are You A Victim Or A Scam Survivor?

An Exploration Of Mindsets

As an organization, we have had the opportunity to observe the victims of scamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. for many years. We have had the benefit of expanding our knowledge by professionalizing our activities as registered crime victims’ assistance and support providers, in applying victimologyVictimology Victimology is the study of victimization, including the psychological effects on victims, relationships between victims and offenders, the interactions between victims and the criminal justice system—that is, the police and courts, and corrections officials—and the connections between victims and other social groups and institutions, such as the media, businesses, and social movements. and criminalistics, as anthropologists, as specialists in addictive behaviorBehavior   Behavior / Behavioral Actions Otherwise known as habits, behavior or behavioral actions are strategies to help prevent online exploitation that target behavior, such as social engineering of victims. Changing your behavior is the ONLY effective means to reduce or prevent scams., in the psychology of scamsPsychology Of Scams Psychology Of Scams is the study of the psychological or emotional effects of scams or financial fraud on victims of these crimes. It helps victims to better understand the impact of scams on them personally or on others. To find the SCARS articles on the Psychology of Scams, use the search option to enter the term and find them., victim recovery, and related fields that we have brought into our organization to help us better serve the troubled souls that have been victimized by scammers.

Often online crime victims recoil from the term “victim” and want to view themselves as “survivorsSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com”. But these are not interchangeable terms.

“Victims” Or “Survivors”

Different Individuals And Groups Tend To Use The Words “Victims” Or “Survivors”

“Victims” is often used in legal settings, while “survivors” is often used in advocacy groups. Sometimes “victim” is used to describe a person who has recently experienced violence or is currently experiencing abuse of some kind. “SurvivorSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com” tends to be used to describe a person who has begun to heal from the experience.

Some will even confuse the concept and call themselves a Scam Victim Survivor, but this is not accurate.

We Have A Different Perspective On This!

A Scam Victim (in our view) is someone who has been subjected to a scam or online fraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim.. They have been traumatized by believing the perpetrator(s) (or scammers). Some lose money also, but not all.

A Scam Victim is like an Addict. When someone is an Addict they are always an addict for life because they remain susceptible to relapse. An addict can always relapse because of the complex psychological dependency that has become wired into their personality and body. A Victim similarly is a Victim for life, but unlike an addict, a Victim can learn not to be a victim anymore.

A Scam Victim is someone who has not learned the fundamental lessons that allow them to be a Survivor. A Survivor has learned those lessons.

What Lessons? What Do We Mean?

Everyone who becomes the victim of a scam, especially a romance (relationship) scam or other types of African-style Internet confidence tricks fundamentally lived in denialDenial Denial is a refusal or unwillingness to accept something or to accept reality. Refusal to admit the truth or reality of something, refusal to acknowledge something unpleasant; And as a term of Psychology: denial is a defense mechanism in which confrontation with a personal problem or with reality is avoided by denying the existence of the problem or reality.. They all universally believed that it would never happen to them. Yet it did, that is the definition of denialDenial Denial is a refusal or unwillingness to accept something or to accept reality. Refusal to admit the truth or reality of something, refusal to acknowledge something unpleasant; And as a term of Psychology: denial is a defense mechanism in which confrontation with a personal problem or with reality is avoided by denying the existence of the problem or reality.. If you were asked before you became a victim you probably would have remarked about how stupid these people were? How silly and lonely and pathetic these scam victims were? Because you would never let anything like that happen to you, right?

But you did let it happen to you. Most of you ran full speed into that abyss and many with family and friends trying to hold you back. Did you listen to anyone? Not until it was too late. You believed you were safe. You were in denial.

Now you can also see how derogatory those terms were that you used to describe scam victims in the past!

You Were Scammed!

It happened and it was painful. It was agony!

For some, it was the worst thing to happen in their lives and it keeps on because of the traumaTrauma Emotional and psychological trauma is the result of extraordinarily stressful events that shatter your sense of security, making you feel helpless in a dangerous world. Psychological trauma can leave you struggling with upsetting emotions, memories, and anxiety that won’t go away. It can also leave you feeling numb, disconnected, and unable to trust other people. Traumatic experiences often involve a threat to life or safety or other emotional shocks, but any situation that leaves you feeling overwhelmed and isolated can result in trauma, even if it doesn’t involve physical harm. It’s not the objective circumstances that determine whether an event is traumatic, but your subjective emotional experience of the event. The more frightened and helpless you feel, the more likely you are to be traumatized. Trauma requires treatment, either through counseling or therapy or through trauma-oriented support programs, such as those offered by SCARS. and financial damage that you have to live through after the scam. The pain goes on and on, but eventually, the psychic damage begins to subside. It never goes away completely but you learn to live with it and eventually you can get through a whole day without thinking about it.

You Swear To Yourself That It Will Never Happen Again. You Will Never Be Scammed Again, Ever!

Sadly, this is just you living in denial again. This is just you remaining a victim. You are not really a survivor, not yet.

The truth is that anyone can be scammed and amazingly the statistics show that most victims will be scammed multiple times – over and over. They continue to claim they will never be scammed and proudly proclaim themselves as being cured or incapable of being scammed again, yet they are.

How is that possible?

It is possible for the simple reason that they have not learned the fundamental lessons that every addict learns – that it can and will happen again unless you change your mentality and behavior. Sadly, most addicts do not change or stay the course of their sobriety – they relapse again and again. According to Alcoholics Anonymous only about 12% of alcoholics fully recover, the rest relapse over and over. Many die from the experience.

The same is true of scam victims – only about 30% recover. If you want to learn more about our research in victim mindsets click here

About A Third Of Scam Victims Come Out Of The Scam Traumatized And In Denial

Almost all scam victims are traumatized by the experience, but about a third cannot really accept what happened to them. They avoid the help and wisdom of those that can really help them. They may be pulled into scam hate groups – groups of victims that live their hate for scammers. These just reinforce the trauma and cause these traumatized victims to further withdraw from potential help or roil in their perpetual rageRage Anger, also known as wrath or rage, is an intense emotional state involving a strong uncomfortable and non-cooperative response to a perceived provocation, trigger, hurt or threat. About one-third of scam victims become trapped in anger for extended periods of time following a scam. A person experiencing anger will often experience physical effects, such as increased heart rate, elevated blood pressure, and increased levels of adrenaline and noradrenaline. Some view anger as an emotion that triggers a part of the fight or flight response. Anger becomes the predominant feeling behaviorally, cognitively, and physiologically. Anger can have many physical and mental consequences. While most of those who experience anger explain its arousal as a result of "what has happened to them", psychologists point out that an angry person can very well be mistaken because anger causes a loss in self-monitoring capacity and objective observability.. They do not get the help they need and are not able to see a path to recovery. The result is a continuation of their vulnerability online with unsafe habits and either pretend that it didn’t happen (at least as far as their friends and family know) or just blindly assume that they will never put themselves in a place where they can be scammed again. Except they are scammed again in most cases.

We see examples of this every day with recent victims that go right back out looking on dating sites or talking with strangers on social media. They think the scam was just something that happened to them and when it is over – it is over, nothing more to learn or do.

About A Third React With So Much AngerAnger Anger, also known as wrath or rage, is an intense emotional state involving a strong uncomfortable and non-cooperative response to a perceived provocation, trigger, hurt or threat. About one-third of scam victims become trapped in anger for extended periods of time following a scam. A person experiencing anger will often experience physical effects, such as increased heart rate, elevated blood pressure, and increased levels of adrenaline and noradrenaline. Some view anger as an emotion that triggers a part of the fight or flight response. Anger becomes the predominant feeling behaviorally, cognitively, and physiologically. Anger can have many physical and mental consequences. While most of those who experience anger explain its arousal as a result of "what has happened to them", psychologists point out that an angry person can very well be mistaken because anger causes a loss in self-monitoring capacity and objective observability. To Their Scam That They Deny Themselves The Ability To Properly Heal

Another third of victims react very negatively to their experience. They react with not only anger but a seething rage towards the scammers. They demand vengeance and justice yet don’t really know who did this to them, so they begin a quest. A quest to discover who their scammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. is and to bring them to justice.

This compulsion can take many forms:

  • Becoming a savior – believing that they and only they can save everyone
  • Becoming a scambaiter – believing that they have to get even with scammers
  • Becoming a vigilante – believing they will get revenge
  • Becoming a scam hater – creating groups that lure in victims with the promise of exposing and shaming scammers
  • Hating anyone that has a better way

Actually, most victims start down this path somewhat, everyone wants to know who scammed them but the “realist” victims soon discover that they may never know.

The ones that turn into “haters” become obsessed with their anger and fixation on any form of justice that lets them get even with the scammers so that it soon becomes an obsession. Like those that continue in denial, the haters never allow themselves the full realization of the extent of their original denial or the trauma they experience. They reject or at least never learn the changes that are needed to both heal and become survivors. Instead, they remain in the obsessive vigilante mindset until they either burn out and revert to denial or are traumatized sufficiently more than other psychological or mental healthMental health Mental health, defined by the World Health Organization (WHO), is "a state of well-being in which the individual realizes his or her own abilities, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to his or her community". According to WHO, mental health includes "subjective well-being, perceived self-efficacy, autonomy, competence, intergenerational dependence, and self-actualization of one's intellectual and emotional potential, among others". From the perspectives of positive psychology or of holism, mental health may include an individual's ability to enjoy life and to create a balance between life activities and efforts to achieve psychological resilience. Cultural differences, subjective assessments, and competing professional theories all affect how one defines "mental health". conditions set in.

What Is It That These Two Groups Are Missing?

They Are Missing A Simple Truth That They Can And Will Be Scammed Again Unless They Change

Of course, both groups readily express that they understand that and they have changed.

They claim that they have learned their lesson and will never let it happen again. We hear that from virtually every victim right before a significant percentage tell us about the second and third scams they experienced. Then they say again nevermore! Never Again!

They express it as an act of will. That the singular act of expressing (denying) that it will happen again magically prevents it. But that is, of course, just another form of denial (more Magical Thinking) that is obvious to anyone who has seen any number of victims objectively. Everyone, universally, says it will never happen again to them. Yet it does to so many.

As you read this now, the odds a virtually 100% that you have expressed this to yourself and anyone that would listen to you, right? If you doubt your ability to be scammed again we suggest reading our Guide on the subject.

Making It Real!

How Do You Go From Simply Stating It Will Never Happen Again To Really Making It A Reality?

The first thing is to admit to yourself a difficult truth: you were scammed because you were not prepared to be safe and you are still not prepared!

How can we say that?

You learned so much about scams since it happened to you. You are an expert now, right? It can never happen again to you?

Wrong, Wrong, Wrong.

You are not an expert, you are a victim. You have learned some things but compared to what there is to know you have barely scratched the surface. Yet this expression that somehow because of your experience you are now an expert is something that we see a thousand times a day. Nothing could be farther from the truth.

Yes, we admit that many learn about scams and scammers – their techniques and methods. How they were scammed using a stolen face or a kind word. Some learn about triggersTRIGGERS A trigger is a stimulus that sets off a memory of a trauma or a specific portion of a traumatic experience. such as Stranger Trust, the Amygdala Hijack, Future Faking, Gaslighting, and other techniques, yet knowledge is not a complete defense.

You were overcome intellectually the last time. Smart people tend to be more easily scammed than dumb people, mostly because you believe in your own security.

Do not feel bad – it has taken us years to fully understand these issues too and we are experts. The number of true romance scam experts is probably below 100 worldwide. Almost everyone else is either an amateur leading people down the wrong path or selling snake-oil. There are, however, a remarkable few that are genuine in their understanding of the issues and able to be supportive.

But Getting Back To The Core Theme, How Do You Become A Survivor?

It Is As Simple As Admitting To Yourself That You Can Be Scammed, It Happened Once, And It Can Happen Again Unless You Change

Almost all IT Security (Cybersecurity) is based upon certain fundamentals – and that is exactly what we are talking about here: cybersecurity – your personal security online. To be and remain reasonably safe you must accept the following truths:

  1. You were scammed and it CAN happen again
  2. If it happens again it will be because you did not prepare yourself to prevent it
  3. If it doesn’t happen it was because you changed your mentality and habits to prevent it
  4. It is not prevented by learning or doing something but by constantly learning and doing the right things forever
  5. Online security is not a state or place you arrive at – it is a process that goes on – you learn and adapt constantly
  6. Safety is about accepting that you do not know but must learn and must apply what you learn every day
  7. Security is knowing that the cybercriminal is as smart or smarter than you are

If you can learn these 7 fundamental truths and truly accept them, then and only then can you learn to be safe online or in any walk of life for that matter.

These are the same lessons we have to learn to drive a car or work in any capacity from cooking to brain surgery. Acknowledging our limitations is the first step in overcoming them, but we all also have to accept that there are always limitations and things to be learned for our very survival. This is all a Darwinian process of evolution where the scammers evolve and adapt constantly and their prey (you and your family) must also.

Many will tell you platitudes, such as: “If it looks too good to be true it must not be true.” But this is more denial. There are no absolute tests for being scammed – behavior plays the greatest role.

What Makes A Survivor?

Transforming from a Victim to a Survivor is actually quite hard but you can do it. It is honestly accepting these truths and acting on them.

If you live in the belief that you will never be scammed again you are still a victim – as much of yourself as the scammer. But if you can accept that it happened and it will happen again unless you make the commitment to change and then live those changes – then become a Survivor.

This is far from easy. Becoming a survivor is a process that takes months at a minimum and is full of false starts and pitfalls. Every one of you was scammed once and you can be scammed again and again. This happens every day in fact: by listening to the charismatic hate group leaders, or the puppets in big social media’s pockets, or spreading the urban legends that so many victims profoundly believe – you are still being scammed. Just blindly accepting what is said on the evening news is scamming you again. It is a constant rain of fakery all around us all the time.

How do you know who can be trusted? Maybe you can’t trust anyone completely, but you just need to learn who’s knowledge or wisdom you can trust. You should never trust anyone online until you know if they are trustworthy and you need to accept that you may never know. That includes every so-called anti-scam group.

Accept and live the 7 fundamental truths above about online safety and you will be a survivor. Your journey away from being a victim will literally change your life. You will never be the same but you can be better in many ways – may be less trusting but smarter, more aware, and more able to change your behaviors as the predators adapt. You can also be the strength that helps others transform from victims (or potential victims) to survivors if you choose to be. Always remember that you never arrive you just continue the journey.

Only a victim believes they are safe, a survivor knows they are not!

PLEASE SHARE OUR ARTICLES WITH YOUR FRIENDS & FAMILY

HELP OTHERS STAY SAFE ONLINE – YOUR KNOWLEDGE CAN MAKE THE DIFFERENCE!
THE NEXT VICTIM MIGHT BE YOUR OWN FAMILY MEMBER OR BEST FRIEND!

SCARS the Society of Citizens Against Relationship Scams Incorporated

By the SCARS™ Editorial Team
Society of Citizens Against Relationship ScamsSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Inc.

A Worldwide Crime Victims Assistance & Crime Prevention Nonprofit Organization Headquartered In Miami Florida USA & Monterrey NL Mexico, with Partners In More Than 60 Countries
To Learn More, Volunteer, or Donate Visit: www.AgainstScams.org
Contact Us: Contact@AgainstScams.org

Essential Tools For Every Scam Victim From SCARS Publishing

Visit shop.AgainstScams.org

Each is based on our SCARS Team’s 31 plus years of experience.

SCARS Website Visitors get an Extra 10% Discount
Use Discount Code “romanacescamsnow” at Checkout

SCARS GREN BOOK - The SCARS STEPS Guide to Scam Victim Recovery

SCARS GREEN BOOK
Self-Help Self-Paced Recovery Program Guide

LEARN HOW TO RECOVER ON YOUR OWN

This program is designed to help scam victims struggling to recover on their own and for those who want to understand the overall process. You can be using other resources, such as trauma counselingCounseling Counseling is the professional guidance of the individual by utilizing psychological methods especially in collecting case history data, using various techniques of the personal interview, and testing interests and aptitudes. A mental health counselor (MHC), or counselor, is a person who works with individuals and groups to promote optimum mental and emotional health. Such persons may help individuals deal with issues associated with addiction and substance abuse; family, parenting, and marital problems; stress management; self-esteem; and aging. They may also work with "Social Workers", "Psychiatrists", and "Psychologists". SCARS does not provide mental health counseling. or therapy, qualified support groupsSupport Groups In a support group, members provide each other with various types of help, usually nonprofessional and nonmaterial, for a particular shared, usually burdensome, characteristic, such as romance scams. Members with the same issues can come together for sharing coping strategies, to feel more empowered and for a sense of community. The help may take the form of providing and evaluating relevant information, relating personal experiences, listening to and accepting others' experiences, providing sympathetic understanding and establishing social networks. A support group may also work to inform the public or engage in advocacy. They can be supervised or not. SCARS support groups are moderated by the SCARS Team and or volunteers., or completely independent – on your own!

The SCARS Steps program is a complete program and is provided for the purpose of helping scam victims to overcome this experience. Throughout this SCARS Steps Program, we speak about issues and challenges that a victim may have and help guide them through their recovery. But each person is different and it is important to understand your own reasons for being vulnerable to being scammed.

After the trauma of being scammed, you need to take steps to recover and move on. This may be an alternative to counseling in the short term, but we still encourage you to seek out professional help & support. Throughout this SCARS Steps Program, we speak about issues, challenges, defects, or problems that a victim may have in a generalized way.

The SCARS GREEN BOOK will help you recover from your scam offline and it will always be there when you need it!

Get it here

SCARS SLATE BOOK - A Guide For Families & Friends Of Scam Victims

SCARS SLATE BOOK – Let Us Explain What Happened!

A Guide For Families & Friends Of Scam Victims

HOW TO HELP ROMANCE SCAM VICTIMS FOR FAMILIES & FRIENDS OF SCAM VICTIMS

This SCARS Publishing book represents a complete guide to help the families and friends understand how these scams work and how to help the victim.

The SCARS Slate Book should be purchased by family and friends to better understand what happened to the victim and the traumatic impact on them. But it can also be shared by the victim so that they do not have to explain to family and friends about the scam. This publication is to help others to help Scam Victims to make it through this traumatic experience and recover.

Each person is different and it is important to understand how relationship scamsRelationship Scam A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money! Click here to learn more: What Is A Relationship Scam? work and why people are vulnerable; to being scammed, how they were lured in, then groomed and manipulated. This understanding is essential in helping them through the process of ending the scam and then on to recovery. The SCARS Slate Book will provide the information necessary to help support a victim through this process.

Get it here

SCARS RED BOOK - Your Personal Scam Evidence & Crime Record Organizer

SCARS RED BOOK
Your Personal Scam Evidence & Crime Record Organizer

ORGANIZE YOUR INFORMATION TO MAKE THE REPORTING PROCESS SIMPLE!

Helps you get and stay organized. This publication is to help Scam Victims organize their crime information. Complete this information before reporting to the police then bring this book with you

Before or after reporting to the police the RED BOOK gives you a dedicated tool to record all the essential facts of this crime. The Victim, the Scammers, the Money, and your Police interactions. Everything that really matters can be easily recorded for your immediate use and for the future!

As we have seen, money recovery/repayment programs can become available years after the scam ends and you need to keep all the details of this crime in case it is needed. We have also seen scammers being extradited to the U.S. and other countries, this will help in the event you testify or give statements, Additionally, this helps you have your information ready to qualify for victims’ benefits, compensation, or aid.

The Official SCARS RED BOOK is your way of recording all the important facts of this crime so that you do not lose essential information, Complete the RED BOOK then put it away with the confidence that you will have it if or when it is needed.

Get it here

SCARS BLUE BOOK - Survivor's Recovery Journal
SCARS LIME BOOK - Wisdom & Motivation for Scam Victims
SCARS CHERRY BOOK - A Guide To Understanding Your Fear
SCARS WORKBOOK - 8 Steps To Improvement
SCARS WORKBOOK - Understanding Self-Blame, Guilt, and Shame
100% of all profit goes to support FREE Scam Victims' Services

See all our books and motivational gifts for scam victims at Shop.AgainstScams.org

100% of all profit goes to help SCARS help more scam victims worldwide.

Your generous purchase allows us to maintain our scam avoidance, support, and recovery services. Please help SCARS and stand proud.

Always Report All Scams – Anywhere In The World To:

U.S. FTCFTC The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) U.S. antitrust law and the promotion of consumer protection. The FTC can also act as a clearinghouse for criminal reports sent to other agencies for investigation and prosecution. To learn more visit www.FTC.gov or to report fraud visit ReportFraud.FTC.gov at https://reportfraud.ftc.gov/#/?orgcode=SCARS and SCARS at www.Anyscams.com

TAGS: SCARS, Information About Scams, Anti-Scam, Scams, Scammers, Fraudsters, Cybercrime, Crybercriminals, Romance Scams, Scam Victims, Online Fraud, Online Crime Is Real Crime, Scam Avoidance, Married Scam Victims, Internet Infidelity, Scam Victim Divorce

The Issue Of Race In Scam Reporting
Click Here To Learn More!