Scam Basics

SCARS™ Special Report: Charity FraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim. Here’s How Charity ScamsCharity Scams Scammers call asking for charitable donations, often after large-scale disasters. They may make up phony charities or spoof a real charity to trick you out of your money. Work: Someone contacts you asking for a donation to their charity. It sounds like a group you’ve heard of, it seems real, and you want to help. How can you tell what charity is legitimate and what’s a scam? Scammers want [...]