Stolen Identity Refund Fraud (SIRF)
Stolen Identity Refund FraudRefund fraud Refund fraud occurs when bad actors take advantage of a merchant’s return policy in order to profit or get goods for free. Refunding fraud is a twist on friendly fraud that is particularly challenging for merchants because there are no associated chargebacks, yes the losses are significant. (SIRF) Impersonating Someone To ScamScam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Their Tax Refund How ScamsScams A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Work - A SCARS Insight What Is Stolen Identity Refund Fraud? What is SIRF? A tax refund is as much an asset as a diamond ring, and just as some thieves target [...]
What To Know About Tax Identity Theft [UPDATED 2022]
What To Know About Tax Identity TheftIdentity Theft Identity theft is when someone uses another person's personal identifying information, without their permission, to commit fraud or other crimes. In both the U.K. and the United States it is the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources. Courtesy of the Federal Trade Commission Presented by SCARS Learn What Tax Identity Theft Is! This information is primarily focused on United States Tax Payers, but the risk is worldwide. What you can do to guard against it, [...]
Spam and Phishing – Identity Theft, Fraud And Cybercrime Alert
Spam and Phishing Identity Theft, FraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim., And CybercrimeCybercrime Cybercrime is a crime related to technology, computers, and the Internet. Typical cybercrime are performed by a computer against a computer, or by a hacker using software to attack computers or networks. Alert A SCARS Insight Spam and Phishing Cybercriminals have become quite savvy in their attempts to lure people in and get you to click on a link or open an attachment. More than half of all cyber-attacks [...]
Scammers Using Your Identity
Scammers Using Your Identity You Gave Them All They Need! A SCARS Insight Scam Victims Send Money To Scammers! But Sometimes Scammers Keep The Money In The Victim's Name! There is a practice that has been going on for at least a decade in [...]
Synthetic Identity Fraud — Hurts Real People
Synthetic Identity FraudSynthetic identity fraud Synthetic identity theft, or synthetic identity fraud, occurs when a criminal creates an identity instead of stealing an existing one. The scam involves mixing real Social Security numbers, or fake numbers, with other pieces of information—names, addresses, and birthdates—to put together an entirely new identity, often using partially fake identity information. In contrast, the more familiar form of identity theft involves using the actual name, Social Security number, and other personal data of a single victim. — Hurts Real People The New Battle In Financial Fraud A SCARS Insight “Fake” Synthetic IdentitiesSynthetic identity Synthetic identity theft, or synthetic identity fraud, occurs when a criminal creates an identity instead of stealing an existing one. The scam involves mixing real Social Security numbers, or fake numbers, with other pieces of information—names, addresses, and birthdates—to put together an entirely new identity, often using partially fake identity information. In contrast, the more familiar form of identity theft involves using the actual name, Social Security number, and other personal data of a single victim. Hurt Real People According to Sontiq: Over the last few years, synthetic identity fraud has taken off. Once considered a complex and expensive crime to [...]
Unemployment Identity Theft Explodes in the United States
Unemployment Identity Theft Explodes in the United States A SCARS Special Report Phishing scheme targets unemployment insurance benefits and PII Scam Victims Need To Be Especially Careful Have you gotten an alarming text message about your unemployment insurance benefits from what seems to be your [...]
Another Stolen Identity Used To Scam Men: Janet Guzman
Another Stolen Identity Used To Scam Men: Janet Guzman Stolen Photos Appear In Billions Of Fake Profiles On Social Media And Dating Websites It is impossible to catalog all of them, but you can see many more on www.scammerphotos.com - a separate SCARS website dedicated to displaying stolen photos [...]
Do Not Photograph & Post Your Vaccine Cards [VIDEO]
Do Not Photograph & Post Your Vaccine Cards Social media is no place for COVID-19 vaccination cards. When you post it to Facebook, Instagram, or some other social media platform, you may be handing valuable info over to someone who could use it for identity theft You have to [...]
Identity Theft Awareness Week
Identity Theft can Happen to Anyone, Especially Scam Victims, but there are things You Can Do to Reduce Your Risk. Join the FTCFTC The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) U.S. antitrust law and the promotion of consumer protection. The FTC can also act as a clearinghouse for criminal reports sent to other agencies for investigation and prosecution. To learn more visit www.FTC.gov or to report fraud visit ReportFraud.FTC.gov and SCARS for free webinars and other events during Identity Theft Awareness Week, February 1 – 5, 2021. We’ll highlight what you can do to [...]
Kate Thornton “Bibi Bijoux”: Have You Seen Her? Another Stolen Face / Stolen Identity
Stolen Identity: Kate Thornton “Bibi Bijoux” Have You Seen Kate Thornton “Bibi Bijoux”? Successful Businesswoman & Impersonation VictimImpersonation Victim An impersonation victim is someone who has had their identity or images used by someone who imitates or copies their identity to scam or defraud another. This is a criminal act such as identity theft, online impersonation scam, or other fraud. This is usually where the criminal is trying to assume the identity of this victim, in order to commit fraud, such as accessing confidential information or gaining property from someone else. Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Kate Thornton, also known as “Bibi Bijoux” is a successful British Entrepreneur Kate Thornton “Bibi Bijoux” [...]
Jacinda Ardern: Have You Seen Her? Another Stolen Face / Stolen Identity
Stolen Identity: Jacinda Ardern, New Zealand Prime Minister Have You Seen Jacinda Ardern? Career Politician & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Jacinda Ardern is the current Prime Minister of New Zealand Jacinda Ardern Is Another Scammers Choice [...]
Monifa Jansen: Have You Seen Her? Another Stolen Face / Stolen Identity
Stolen Identity: Monifa Jansen Have You Seen Monifa Jansen? She is a Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Monifa Jansen is a Model Monifa Jansen Is Another Scammers Choice Award Winner Of course, you [...]
Antonella LaSirena: Have You Seen Her? Another Stolen Face / Stolen Identity
Stolen Identity: Antonella LaSirena Have You Seen Antonella LaSirena? Porn Actress & Adult Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! If you like what we do, can you help us? We are an incorporated nonprofit based in Florida [...]
Kim Min-Young: Have You Seen Her? She Is Another Stolen Face / Stolen Identity
Stolen Identity: Kim Min-Young Have You Seen Kim Min-Young? She Is K-Pop Star, Singer, Actress & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Kim Min-Young is a Korean Media Star Kim Min-Young Is Another Scammers Choice Award Winner Of [...]
Ann Angel: Have You Seen Her? Another Stolen Face / Stolen Identity
Stolen Identity: Ann Angel Have You Seen Ann Angel? Adult Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Ann Angel is an Adult Video Star & Webcam Girl Ann Angel Is Another ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer.'s Choice Award Winner Visit the [...]
Yuliana Avalos: Another Stolen Face / Stolen Identity
Another Stolen Identity Used To Scam Men: Yuliana Avalos Stolen Photos Appear In Billions Of Fake Profiles On Social Media And Dating Websites It is impossible to catalog all of them, but you can see many more on www.ScammerPhotos.com - a separate SCARS website dedicated to displaying stolen photos [...]
Madison Ivy: Have You Seen Her? Another Stolen Face / Stolen Identity
Stolen Identity: Madison Ivy Have You Seen Madison Ivy? Porn Actress & Adult Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Madison Ivy is an Adult Video Star Madison Ivy Is Another Scammers Choice Award Winner Of [...]
SCARS™ Special Report: Does Being A Scam Victim Affect Your Credit Score?
SCARS™ Special Report: Does Being A Scam Victim Affect Your Credit Score? Scams Involving Identity Theft Can Hamper Your Ability To Get Loans, But You Can Reduce Long-Term Impact The following reflects the opinion of the author and is not intended to replace professional financial advice. If you have been [...]
K-Pop Band “Crayon Pop’s” Ellin (real name Kim Min-Young): Have You Seen Her? Another Stolen Face / Stolen Identity
SCARS™ Stolen Identity: K-Pop Band "Crayon Pop’s" Ellin (real name Kim Min-Young) Have You Seen Ellin? K-Pop Star, Online Influencer & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Ellin is a Singer & Internet Star Ellin Is Another Scammers [...]
Sofie Reyez: Have You Seen Her? Another Stolen Face / Stolen Identity
SCARS™ Stolen Identity: Sofie Reyez Have You Seen Sofie Reyez? Porn Actress & Adult Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Sofie Reyez is an adult video actress Sofie Reyez Is Another Scammers Choice Award Winner [...]
April Iman: Have You Seen Her? Another Stolen Face / Stolen Identity
SCARS™ Stolen Identity: April Iman Have You Seen April Iman? Model & Business Woman & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real April Iman is a Model, Reporter, and Business Woman April Iman Is Another Scammers Choice Award Winner [...]
Nigerian ‘Yahoo Boys’ Are Posing as US Military Members on Facebook
Nigerian 'Yahoo Boys' Are Posing as US Military Members on Facebook Courtesy of Military.com Presented by SCARS for Scam Victims An Insightful Article From Military.com About Nigerian Scammers! Video from Military.com - contains advertisement Courtesy [...]
Lana Rhoades: Have You Seen Her? Another Stolen Face / Stolen Identity
SCARS™ Stolen Identity: Lana Rhoades Have You Seen Lana Rhoades? Porn Actress & Adult Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Lana Rhoades is an American Adult Video Star Lana Rhoades Is Another Scammers Choice Award Winner [...]
Rachel Starr – Have You Seen Her? Another Stolen Face / Stolen Identity
SCARS™ Stolen Identity: Rachel Starr Have You Seen Rachel Starr? Porn Actress & Adult Model & Impersonation Victim Frequently Used By Scammers To Fool Men! You Have Probably Seen Her Photos Before! The real Rachel Starr is an Adult Video Performer Rachel Starr Is Another Scammer's Choice Award Winner [...]
Essential Tools For Every Scam Victim From SCARS Publishing
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SCARS GREEN BOOK
Self-Help Self-Paced Recovery Program Guide
LEARN HOW TO RECOVER ON YOUR OWN
This program is designed to help scam victims struggling to recover on their own and for those who want to understand the overall process. You can be using other resources, such as traumaTrauma Emotional and psychological trauma is the result of extraordinarily stressful events that shatter your sense of security, making you feel helpless in a dangerous world. Psychological trauma can leave you struggling with upsetting emotions, memories, and anxiety that won’t go away. It can also leave you feeling numb, disconnected, and unable to trust other people. Traumatic experiences often involve a threat to life or safety or other emotional shocks, but any situation that leaves you feeling overwhelmed and isolated can result in trauma, even if it doesn’t involve physical harm. It’s not the objective circumstances that determine whether an event is traumatic, but your subjective emotional experience of the event. The more frightened and helpless you feel, the more likely you are to be traumatized. Trauma requires treatment, either through counseling or therapy or through trauma-oriented support programs, such as those offered by SCARS. counselingCounseling Counseling is the professional guidance of the individual by utilizing psychological methods especially in collecting case history data, using various techniques of the personal interview, and testing interests and aptitudes. A mental health counselor (MHC), or counselor, is a person who works with individuals and groups to promote optimum mental and emotional health. Such persons may help individuals deal with issues associated with addiction and substance abuse; family, parenting, and marital problems; stress management; self-esteem; and aging. They may also work with "Social Workers", "Psychiatrists", and "Psychologists". SCARS does not provide mental health counseling. or therapy, qualified support groupsSupport Groups In a support group, members provide each other with various types of help, usually nonprofessional and nonmaterial, for a particular shared, usually burdensome, characteristic, such as romance scams. Members with the same issues can come together for sharing coping strategies, to feel more empowered and for a sense of community. The help may take the form of providing and evaluating relevant information, relating personal experiences, listening to and accepting others' experiences, providing sympathetic understanding and establishing social networks. A support group may also work to inform the public or engage in advocacy. They can be supervised or not. SCARS support groups are moderated by the SCARS Team and or volunteers., or completely independent – on your own!
The SCARS Steps program is a complete program and is provided for the purpose of helping scam victims to overcome this experience. Throughout this SCARS Steps Program, we speak about issues and challenges that a victim may have and help guide them through their recovery. But each person is different and it is important to understand your own reasons for being vulnerable to being scammed.
After the trauma of being scammed, you need to take steps to recover and move on. This may be an alternative to counseling in the short term, but we still encourage you to seek out professional help & support. Throughout this SCARS Steps Program, we speak about issues, challenges, defects, or problems that a victim may have in a generalized way.
The SCARS GREEN BOOK will help you recover from your scam offline and it will always be there when you need it!
SCARS SLATE BOOK – Let Us Explain What Happened!
A Guide For Families & Friends Of Scam Victims
HOW TO HELP ROMANCE SCAM VICTIMS FOR FAMILIES & FRIENDS OF SCAM VICTIMS
This SCARS Publishing book represents a complete guide to help the families and friends understand how these scams work and how to help the victim.
The SCARS Slate Book should be purchased by family and friends to better understand what happened to the victim and the traumatic impact on them. But it can also be shared by the victim so that they do not have to explain to family and friends about the scam. This publication is to help others to help Scam Victims to make it through this traumatic experience and recover.
Each person is different and it is important to understand how relationship scamsRelationship Scam A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money! Click here to learn more: What Is A Relationship Scam? work and why people are vulnerable; to being scammed, how they were lured in, then groomed and manipulated. This understanding is essential in helping them through the process of ending the scam and then on to recovery. The SCARS Slate Book will provide the information necessary to help support a victim through this process.
SCARS RED BOOK
Your Personal Scam Evidence & Crime Record Organizer
ORGANIZE YOUR INFORMATION TO MAKE THE REPORTING PROCESS SIMPLE!
Helps you get and stay organized. This publication is to help Scam Victims organize their crime information. Complete this information before reporting to the police then bring this book with you
Before or after reporting to the police the RED BOOK gives you a dedicated tool to record all the essential facts of this crime. The Victim, the Scammers, the Money, and your Police interactions. Everything that really matters can be easily recorded for your immediate use and for the future!
As we have seen, money recovery/repayment programs can become available years after the scam ends and you need to keep all the details of this crime in case it is needed. We have also seen scammers being extradited to the U.S. and other countries, this will help in the event you testify or give statements, Additionally, this helps you have your information ready to qualify for victims’ benefits, compensation, or aid.
The Official SCARS RED BOOK is your way of recording all the important facts of this crime so that you do not lose essential information, Complete the RED BOOK then put it away with the confidence that you will have it if or when it is needed.
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Your generous purchase allows us to maintain our scam avoidance, support, and recovery services. Please help SCARS and stand proud.