Victim’s Stories: A Tale Of Warning From A ScamScam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Victim
Once A ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. Always A Scammer We Have Learned!
The following was posted as a comment on our website about never trusting scammers, even if they do pay you back!
We wanted to share it for everyone’s benefit!
A Tale Of Bank FraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim.
By Dwight D.
[this was in response to another comment]
This same thing has happened to me, a girl name Maria Lucki, supposedly from Amsterdam and Massachusetts (USA) but has proven to be a total fraud after squeezing me for about $300,000, paid by cash advances from my credit cards. She would then pay back my credit card companies with the online access I gave to her, using her “late father’s bank account”. She supposedly had about $60,000,000 in GOLD in a vault in Amsterdam that she could not redeem from her father’s estate unless she paid the storage fees, inheritance taxes and income taxes on the inheritance, none of which she could pay with funds from the sale of the gold, had to be cash, had to go to various accounts in the USA that would transfer to her through her shared bank account with her “uncle” in Dallas, Texas. She claimed she wanted to marry me and we would live happily every after, though we never met in person as of yet.
She paid back my credit card companies as soon as the cash transfer was made, from her father’s two accounts she supposedly had rights to, but no ATM card and no checks, so she could only make online payments. I was duped into thinking all was good because she was paying back my cards and it all looked legit due to that, but I got a rude awakening when suddenly the payments were reversed and I found myself on the hook for anywhere from $17,000 to $149,000 depending on the card. When I called each bank for answers how they could do this so late in the game (some where two months old already!), they said they have up to 90 days to cancel transactions if they were made from accounts that were unauthorized. Turns out she never had authorization , or that’s what she told my banks, anyway. So I’m on the hook for about $300,000 while she runs Scot-free, though I think there’s a team and I know she was doing business with men from Nigeria, Texas, New Jersey, Massachusetts, and Ohio, so it’s probably a ring of thieves with her as the head scammer. She uses the pics of a very famous Instagram model, who she claims stole her profile and pics and the Instagram site is run by her “ex-boyfriend” who supposedly stole about a million dollars from her as well; he’s in San Paolo , Brazil. The Instagram site is for Emanuelly Meclayne, with 490,000 followers. Maria Lucki (scammer) uses her photos when communicating and insists her identity was stolen by her boyfriend, who stole her pics when he broke up with her.
How could I be so foolish, you ask? She’s very, very crafty and slick. Fake driver’s license, fake passport, fake pictures, fake love notes, etc. She’s very guarded about letting out any ID because of her supposed identity theftIdentity Theft Identity theft is when someone uses another person's personal identifying information, without their permission, to commit fraud or other crimes. In both the U.K. and the United States it is the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources.. I thought she was legitimate when she started paying me back for about $35,000 I had initially lent to her. Much to my surprise I was totally scammed. She makes phone calls only when it appears she’s lost me entirely. Then when she talks I can barely understand her (she talks very fast and with a foreign accent which I think is African but it could be Dutch). She ends every sentence with “Baby” and “I love you so much”. She’s a talented negotiator and also very creative liar. The most obtuse stories of woe and abuse I’ve ever heard. Had me totally bamboozled despite friend’s warnings. I’m no dope, college educated, professional occupation, self employed for 30 years. I hope she is arrested and the whole lot that work with her, they must be making millions between myself and other victims as stupid as I was.
Some of the names she has working with her are: William Clark of Methuen, Masschusetts; Allen Barrett White of Dallas Texas; David Elliott, Iowa; Priscilla Barnett, North Carolina; john Noble, Ohio; as well as several corporate accounts I don’t have my hands on right now. All the money sent was via either Western Union (small amounts) or direct deposits to Bank of America accounts. She always wanted me to immediately send pics of the deposits to confirm they were made or electronic confirmations (if by Western Union). She claimed she could not open a checking account herself as she had ruined her credit with Bank of America when her boyfriend stole her identity and money and credit cards.
I am reporting her to the FBIFBI FBI - Federal Bureau of Investigation The Federal Bureau of Investigation (FBI) is the domestic intelligence and security service of the United States and its principal federal law enforcement agency. Operating under the jurisdiction of the United States Department of Justice, the FBI is also a member of the U.S. Intelligence Community and reports to both the Attorney General and the Director of National Intelligence. A leading U.S. counter-terrorism, counterintelligence, and criminal investigative organization, the FBI has jurisdiction over violations of more than 200 categories of federal crimes, including financial fraud. of the USA and also on this site but I want to warn everyone: JUST BECAUSE SHE OR HE PAYS YOUR CREDIT CARD OFF, DOESN’T MEAN IT’S ACTUALLY PAID OFF. THE BANK CAN RESCIND THE PAYMENTS UP TO 90 DAYS AFTER THEY SUPPOSEDLY PROCESSED. I LEARNED THIS THE HARD WAY. DON’T THINK YOU’RE HOME FREE UNTIL 91 DAYS AFTER THE PAYMENT SUPPOSEDLY CLEARED THE BANK!!!
Thank you, Dwight, for an insightful retelling of your situation. We wish you all the best!
a division of SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS.
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FAQ: How Do You Properly Report Scammers?
It is essential that law enforcement knows about scamsScams A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. & scammers, even though there is nothing (in most cases) that they can do.
Always report scams involving money lost or where you received money to:
- Local Police – ask them to take an “informational” police report – say you need it for your insurance
- Your National Police or FBI (www.IC3.gov)
- The Scars Worldwide Reporting Network HERE or on www.Anyscam.com
This helps your government understand the problem, and allows law enforcement to add scammers on watch lists worldwide.
Visit our NEW Main SCARS™ News & Information Facebook page for much more information about scams and online crime: www.facebook.com/SCARS.News.And.Information
To learn more about SCARS visit www.AgainstScams.org
Please be sure to report all scammers HERE or on www.Anyscam.com
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