A Romance Scam Victim Story About Miss L.
We withhold the name of this scam survivorSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com to protect her privacy.
She shared this with us and gave permission to share it with other victims. It was her scam victim story that she wanted us to share with new victims.
If you are a relationship scamRelationship Scam A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money! Click here to learn more: What Is A Relationship Scam? victim, you can get the help you need by signing up for a SCARS support groupSupport Group In a support group, members provide each other with various types of help, usually nonprofessional and nonmaterial, for a particular shared, usually burdensome, characteristic, such as romance scams. Members with the same issues can come together for sharing coping strategies, to feel more empowered and for a sense of community. The help may take the form of providing and evaluating relevant information, relating personal experiences, listening to and accepting others' experiences, providing sympathetic understanding and establishing social networks. A support group may also work to inform the public or engage in advocacy. They can be supervised or not. SCARS support groups are moderated by the SCARS Team and or volunteers. at support.AgainstScams.org
EDITOR’S NOTE: This is as it was provided, except for minor editing to correct some grammar and spelling mistakes, aid in translations, and provide clarity.
This Is Her Scam Victim Story:
Here is my story. It’s been more therapeutic than I ever imagined [to write this out].
Hello, I was just recently accepted into SCARS [support group] last week.
As I progress into it all, I am learning and trying to absorb everything. I’m trying to take it slow and I am trying to be self focused because [as] I have commented on some of the FB posts and like many, I am overwhelmed and devastated.
First of all, I want to briefly describe myself:
In a few days, I will be 53. I am single, never married, no children. I live in a very small town in Kentucky. I live with my 85 year old mother and she is in very good shape (except her knee.) I am pretty well known in several counties for being a travel agent. This June, I will celebrate 30 years in the business. I am also taking a group to Ireland, Scotland and England in June. I am very well-traveled. I am very active in our little country church. I have 2 grown nephews who are more like little brothers to me. Between the 2 nephews, they have 5 children who are my world. Now, in High School, I was chosen “Most Likely To Succeed”.
I moved to Nashville after graduation, lived there for almost 5 years and then returned to Kentucky. I’ve been in 2 serious relationships and needless to say, both were toxic. I’ve had some other love interests as well and I’ve had a gorgeous home at one time, but sadly, I lost that home due to financial issues. Those financial issues stemming from a guy who lived with me and again, very toxic and had a bad drug problem.
Have I been an angel? Lord, NO! I’ve spent my fair share of partying and enjoying life. Quite honestly, I’ve had a very blessed and good life. I’ve had a lot of fun, I know that people love me, but through the years, I have made my circle smaller. I operate my business from my home.
Now – fast forward to fall, 2022.
Some people had suggested that I get on Christian Mingle [dating app]. I guess I had shown enough interest that I might consider dating but I had very little hope in anything evolving. But I did sign up with CM and that was around Thanksgiving .
Every nite about this time, I would check in to see if I had any “lookers”… One nite, which was on December 10th (Saturday) and I was just browsing, matter of fact, getting ready to go to bed and I “smiled” at this one guy from Hazard, KY. His name was Tim. And almost immediately, he smiled back. He asked me “what I was hiding behind that beautiful smile?” … and he was going home from Walmart bc [because] he had stepped out to get a few things. Sure enough he did text me. And I signed off bc I had a church Christmas play the next day and really thought nothing of it. Until the next morning, he had texted me again and I suggested we chat after I got done with the play that evening. And we did.
We started texting back and forth – very generic questions… He had no kids, neither did I. And he was originally from Norway. How nice, I thought – someone from another country and maybe we would have something in common after all.
And it was either on Monday or Tuesday evening, I was on my treadmill, and my phone chimed. I was excited to hear from him. He wanted me to send a pix [photo] so he could know I was real. I told him no bc [because] I was on the treadmill, hot and well, just wasn’t presentable.
Now, I am a big girl… I am blonde, I love to talk and engage with people. I like to cut up and have fun. I’m no model by any means and I proudly claim to be a Southern Belle. I had made mention that I can sit around a bonfire one night and the next night, I can be in NYC with the black dress and pearls. People know this about me.
I was intrigued. And one night I went to my little niece’s basketball game and we were in conversation the entire game. At that point, he told me he was a hyperbaric welder [in the oil industry]. I had no idea of what that was. And he explained. Interesting job. I also did some research on Hyperbaric welders and learned they make great money.
He had offered the information that he was raised in Oslo, Norway but moved and he had lived in Seattle [Washington, USA]. He had been married to a woman who had died during Covid but they were “separated” but living in the same house. The house was a 5 bedroom duplex and had a pool. I later was informed that they were married for 11 years and they were married on a beach outside Seattle… It seems to start with R – and I would have to look back to see exactly what it was.
He had asked about my plans for Christmas and suggested that would be a great time for us to meet. During the day, he stated he was working on proposals for welding jobs and he was trying to get caught up. On or around the morning of Dec 21st, we chatted as we had always been doing and he made the comment he didn’t sleep well bc he had received a phone call from Oslo stating his mother was in the hospital and that he may need to go to Norway from Hazard. And I also had asked him, “How in the world did you end up from Seattle in Hazard, KY [Kentucky]?” And he told me that he just wanted to get out of Seattle and “start afresh” and Hazard is where he ended up. Now if you know anything at all about Hazard, KY, is it is the metropolis for the Southeastern Kentuckians that claim to be “hillbillies” and they are a proud people, very resilent and they rely a lot on old time traditional ways. He told me he had an apartment there and he had paid up the lease until the end of May, 2023.
The first pix he sent me was supposedly taken inside the apartment and he had on a tan jacket with a dark red TH hat. The second pix was him out on his balcony at the apartment in a blue shirt. Without question, the same person. So things go along for about a day and he tells me he is flying to Norway to see his mother. He tells me he has a credit on Delta from a previous job and he actually explained the routing of his flight and I checked it out – right on target.
He arrives in Oslo and spends time with his mother and she becomes more ill. Her name is Maria and she was 89 years old. So our 1st Christmas is apart. We communicate all throughout each and every day multiple times a day… and she is then moved to a hospice center from the hospital there in Oslo. She continues to worsen and ultimately, she passes away on Dev 26th. He sends me a video of a woman lying in a hospital bed and also of someone removing rosary beads.
He then calls me later that evening and that is our first ever phone conversation… He sounded upset, shaken and he also sounded much different than I had expected. Gathering from his pictures, and given he was raised in Norway, he sounded much like a Latino but we also had a bad connection and it ended quickly. In the coming days ahead, he goes from Oslo to a town north of there called Fauske. He flies business class and sends me a very nice pix of the same guy I had in previous pix—having a leather travel bag, and its in a hotel room. He arrives in Fauske to take a train to the village in which his mother was raised.
I forget the exact name [his mother] but can find it if need be. Her last wish was to be returned to her home village for burial and he wanted to fulfill those wishes. Once the funeral was over, he was to return to Hazard and gather what little stuff he had and was going to be nearer to me. He had flown out of Louisville airport and he parked his Chevy truck in long term parking.
And so urgently one morning he sends me a message (at this point we only communicate via Whatsapp) and tells me he needs me to send him money from his bank account. Due to a horrible connection, he couldn’t rely on it to get the necessary funds to fly his mother from Oslo to Fauske. He gave me the account, the pin number and everything where I needed to transfer it to a bank. I still have this information written down as he was telling me. His bank was Trademark Bank and he was introduced to this bank by his investment advisor while he still lived in Seattle and he had sold the duplex he had lived in. The Trademark bank is based in Jackson, Mississippi but has several locations throughout the south. I was able to see his balance which was over $600k and the profile pix on his banking home page was clearly the person in the blue shirt that I had a pix of…..I just about died bc I am not used to seeing a bank balance of that nature. I was able to transfer $27,400 to him in order to get his mother’s body flown from Oslo to Fauske on a private plane. And I was glad to do it… felt so very sorry for him and he was so grateful.
The next morning, he needed another $5K in order to pay down on her funeral. He told me this was a different account and it was to an Else Linn Brenko–and affiliated with the funeral home he had chosen. I tried to transfer the money but the account was locked due to suspected fraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim.. I should’ve known then – but I was saddened that I couldn’t help him.
This is where so much happens and I cannot remember the sequence of events.
But I send him $1500 [my own money]… then I send him $5k to clear up the funeral….this goes on until the actual funeral of January 11th I think – it was a Saturday morning and the woman is finally buried bc he now had enough money to pay the funeral home. BUT just as they were leaving the cemetery, (thank God she is buried) he was approached by the authorities saying he had not fulfilled his duties to provide the documentation of the death certificate in Oslo before coming to Fauske to get her buried. This goes on over the weekend and the authorities are going to let him know something on Monday. He tells me they have imposed a fine of $150k Norwegian Krones – which is around $15k US dollars. He is devastated… and I chose not to see the red flags… giving him the benefit of the doubt.
He goes to court and he has hired an attorney for $1000 to help him. As soon as he pays the $15k he can leave the country – but not until then bc [because] they confiscated his passport. So all this time up until now, and still ongoing, he his stuck in the Norwegian village that I cannot pronounce and it is March 14th. During the course of all this, he has one friend who has taken a loan out for him for $5K. I just have to come up with the other $10K. Last week I did just that. I took out a loan for $15K and we had communicated and he was going to get the money and then get his passport and come home.
Thank God – he was almost here. My mother was with me and I pulled off the interstate to talk to him in a ‘Steak n Shake’ parking lot with him on speaker phone. It took my 85 year old mother to look at me with that look and that’s about all it took… Her remarks of him not being the real deal actually sealed the deal for me. I am a 53 year old grown woman and I’ve never stopped learning from this beautiful soul that I get to call my momma.
I almost sent the money…
I was within a few miles of the vape shop where the bitcoin [ATM] machine was located and I had his QR code for his wallet. I am one of the lucky ones that was not out a great deal of money – maybe around $8k total – oh but he has it all written down in his diary. Whatever. and he is going to pay me back as soon as he gets home and goes to the bank where is account is locked as they have required him to show in person with documentation for proof of his identity.
I am forever thankful I didn’t send that $10k. Instead, my mother’s credit card debt is completely paid off… and I have some in savings for my trip this summer. I blocked him on whatsapp… and he tried contacting me on my cell phone by calling and texting and they have not been answered and he is blocked.
That’s pretty much the entire and complete story.
Of course there were many conversations of which lead me to fall in love with this man that I thought was very sweet and kind. He told me everything I had never heard and I adored him and looked forward to being awakened by him every morning for almost 3 months. That is the sad part – I wanted to believe it to be real and to me, it was. I was warned by a couple of family members while some remained hopeful yet skeptical.
I was his “Super Blonde” and well, we had hopes and dreams and plans. He had even asked me to look at houses in this area so we could immediately start our lives together. He had his own Pinterest board with me. But I am ever so thankful that I gave him cash in a bitcoin machine and I never shared my bank account numbers with him.
So that is my story. I have compared it to death of loved ones I have suffered and quite honestly, it has been worse… ts very difficult to explain as I am still processing so much of what has happened. I knew a lot of stuff didn’t add up but I wanted to give him the benefit of the doubt and I wanted a relationship with this man… I wanted the happily ever after. Instead, I am very sad, lonely and as weird as it sounds, I miss the imposterImposter An impersonator is someone who imitates or copies the behavior or actions of another. There are many reasons for impersonating someone, such as: part of a criminal act such as identity theft, online impersonation scam, or other fraud. This is usually where the criminal is trying to assume the identity of another, in order to commit fraud, such as accessing confidential information or to gain property not belonging to them. Also known as social engineering and impostors. of who was supposed to be Tim Robinson.
Timothy Ethan Robinson and his birthday was supposedly 12-31-65… .I have an email for him and also an email for the attorney he had hired. And as street wise as I thought I was, I was also still able to be scammed and manipulated to where this will leave a wound in my heart and I will never be the same.
There Is A Lesson In Every Scam Victim Story
In this Scam Victim Story, you are hearing from a very new victim, here scam ended just a few weeks ago. So she has so much to learn about what was really real, and what is her own mind trying to cope with the traumaTrauma Emotional and psychological trauma is the result of extraordinarily stressful events that shatter your sense of security, making you feel helpless in a dangerous world. Psychological trauma can leave you struggling with upsetting emotions, memories, and anxiety that won’t go away. It can also leave you feeling numb, disconnected, and unable to trust other people. Traumatic experiences often involve a threat to life or safety or other emotional shocks, but any situation that leaves you feeling overwhelmed and isolated can result in trauma, even if it doesn’t involve physical harm. It’s not the objective circumstances that determine whether an event is traumatic, but your subjective emotional experience of the event. The more frightened and helpless you feel, the more likely you are to be traumatized. Trauma requires treatment, either through counseling or therapy or through trauma-oriented support programs, such as those offered by SCARS. she is now experiencing.
There is a lot of blamingBlaming Blame or Blaming is the act of censuring, holding responsible, making negative statements about an individual or group that their action or actions are socially or morally irresponsible, the opposite of praise. When someone is morally responsible for doing something wrong, their action is blameworthy. By contrast, when someone is morally responsible for doing something right, we may say that his or her action is praiseworthy. Blame imparts responsibility for an action or act, as in that they made a choice to perform that act or action. language in her story. Victims feel like they saw red flags, but they don’t – that is hindsight biasHindsight Bias The hindsight bias is often referred to as the "I-knew-it-all-along phenomenon." It involves the tendency people have to assume that they knew the outcome of an event after the outcome has already been determined.. She refers to “him” but we know that victims are managed by teams and often they will hand off from one to another as the scam progresses.
If you are reading this and you are a victim, please know that help is available. This survivorSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com joined one of our SCARS Support & Recovery Groups, and you can too! Just visit support.AgainstScams.org to sign up.
Manipulation & Control
In telling this story, this scam victim uses a lot of language which serves to identify the choices she made to stay in the scam. This is very common for new victims and represents a lack of understanding about how scamsScams A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. actually work on the victim’s mind. The mind also tries to cope by inserting certainty, by making her believe she had some control when she did not. Victims are groomed, manipulated, and controlled. Any sense of seeing those red flags during the scam is Hindsight Bias. Remember, victims, do not see it coming or during these scams. They may be aware of an abnormal or abusive relationship, but not the crime itself.
In this case, the criminals failed to maintain control and allowed her to slide out from under their thumb early. This happens because not every team of criminals is as skilled or adept at managing their victims.
It is normal for new victims, especially, to see that they could have controlled things, but this is basic guilt, self-blameSelf-Blame Victim blaming occurs when the victim of a crime or any wrongful act is held entirely or partially at fault for the harm that befell them. SCARS seeks to mitigate the prejudice against victims and the perception that victims are in any way responsible for the actions of offenders or scammers. There is historical and current prejudice against the victims of domestic violence and sex crimes, such as the greater tendency to blame victims of rape than victims of robbery. Scam victims are often blamed by family & friends for the crime. Scam victims also engage in self-blame even though they are not to blame., and shameShame Shame is an unpleasant self-conscious emotion typically associated with a negative evaluation of the self; withdrawal motivations; and feelings of distress, exposure, mistrust, powerlessness, and worthlessness.. Always remember that scam victims are not to blameBlame Blame or Blaming is the act of censuring, holding responsible, making negative statements about an individual or group that their action or actions are socially or morally irresponsible, the opposite of praise. When someone is morally responsible for doing something wrong, their action is blameworthy. By contrast, when someone is morally responsible for doing something right, we may say that his or her action is praiseworthy. Blame imparts responsibility for an action or act, as in that they made a choice to perform that act or action. for the crime and should feel no shame!
If you would like to share your scam victim story with others, we welcome the opportunity to help you do that.
Just send us your scam victim story by email to contact@AgainstScams.org and tell us if you want to remain anonymous or would like others to know who you are. It is your choice. We will prepare it and post it here on our website for other victims. Your scam victim story might be the one that helps a struggling victim find the courage to get the help they need!
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Our managed peer supportPeer support Peer support occurs when people provide knowledge, experience, emotional, social or practical help to each other. It commonly refers to an initiative consisting of trained supporters and can take a number of forms such as peer mentoring, reflective listening (reflecting content and/or feelings), or in a support group. Peer support is also used to refer to initiatives where colleagues, members of self-help organizations and others meet, in person or online, to give each other connection and support on a reciprocal basis. Peer support is distinct from other forms of social support in that the source of support is a peer, a person who is similar in fundamental ways to the recipient of the support; their relationship is one of equality. A peer is in a position to offer support by virtue of relevant experience: he or she has "been there, done that" and can relate to others who are now in a similar situation. Trained peer support workers such as SCARS Volunteers receive special training and may be required to obtain Continuing Education Units, similar to clinical staff. Some other trained peer support workers may also be law-enforcement personnel and firefighters as well as emergency medical responders. groups allow victims to talk to other survivorsSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com and recover in the most experienced environment possible, for as long as they need. Recovery takes as long as it takes – we put no limits on our support!
SCARS is the most trusted support & education provider in the world. Our team is certified in trauma-informedTrauma-Informed Trauma-informed care shifts the focus from “What’s wrong with you?” to “What happened to you?” A trauma-informed approach to care acknowledges that health care needs to have a complete picture of a patient’s life situation — past and present — in order to provide effective care services with a healing orientation. Adopting trauma-informed practices can potentially improve patient engagement, treatment adherence, and health outcomes. care, grief counselingCounseling Counseling is the professional guidance of the individual by utilizing psychological methods especially in collecting case history data, using various techniques of the personal interview, and testing interests and aptitudes. A mental health counselor (MHC), or counselor, is a person who works with individuals and groups to promote optimum mental and emotional health. Such persons may help individuals deal with issues associated with addiction and substance abuse; family, parenting, and marital problems; stress management; self-esteem; and aging. They may also work with "Social Workers", "Psychiatrists", and "Psychologists". SCARS does not provide mental health counseling., and so much more!
To apply to join our groups visit support.AgainstScams.org
We also offer separate support groupsSupport Groups In a support group, members provide each other with various types of help, usually nonprofessional and nonmaterial, for a particular shared, usually burdensome, characteristic, such as romance scams. Members with the same issues can come together for sharing coping strategies, to feel more empowered and for a sense of community. The help may take the form of providing and evaluating relevant information, relating personal experiences, listening to and accepting others' experiences, providing sympathetic understanding and establishing social networks. A support group may also work to inform the public or engage in advocacy. They can be supervised or not. SCARS support groups are moderated by the SCARS Team and or volunteers. for family & friends too.
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SCARS GREEN BOOK
Self-Help Self-Paced Recovery Program Guide
LEARN HOW TO RECOVER ON YOUR OWN
This program is designed to help scam victims struggling to recover on their own and for those who want to understand the overall process. You can be using other resources, such as trauma counseling or therapy, qualified support groups, or completely independent – on your own!
The SCARS Steps program is a complete program and is provided for the purpose of helping scam victims to overcome this experience. Throughout this SCARS Steps Program, we speak about issues and challenges that a victim may have and help guide them through their recovery. But each person is different and it is important to understand your own reasons for being vulnerable to being scammed.
After the trauma of being scammed, you need to take steps to recover and move on. This may be an alternative to counseling in the short term, but we still encourage you to seek out professional help & support. Throughout this SCARS Steps Program, we speak about issues, challenges, defects, or problems that a victim may have in a generalized way.
The SCARS GREEN BOOK will help you recover from your scam offline and it will always be there when you need it!
SCARS SLATE BOOK – Let Us Explain What Happened!
A Guide For Families & Friends Of Scam Victims
HOW TO HELP ROMANCE SCAM VICTIMS FOR FAMILIES & FRIENDS OF SCAM VICTIMS
This SCARS Publishing book represents a complete guide to help the families and friends understand how these scams work and how to help the victim.
The SCARS Slate Book should be purchased by family and friends to better understand what happened to the victim and the traumatic impact on them. But it can also be shared by the victim so that they do not have to explain to family and friends about the scam. This publication is to help others to help Scam Victims to make it through this traumatic experience and recover.
Each person is different and it is important to understand how relationship scamsRelationship Scam A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money! Click here to learn more: What Is A Relationship Scam? work and why people are vulnerable; to being scammed, how they were lured in, then groomed and manipulated. This understanding is essential in helping them through the process of ending the scam and then on to recovery. The SCARS Slate Book will provide the information necessary to help support a victim through this process.
SCARS RED BOOK
Your Personal Scam Evidence & Crime Record Organizer
ORGANIZE YOUR INFORMATION TO MAKE THE REPORTING PROCESS SIMPLE!
Helps you get and stay organized. This publication is to help Scam Victims organize their crime information. Complete this information before reporting to the police then bring this book with you
Before or after reporting to the police the RED BOOK gives you a dedicated tool to record all the essential facts of this crime. The Victim, the Scammers, the Money, and your Police interactions. Everything that really matters can be easily recorded for your immediate use and for the future!
As we have seen, money recovery/repayment programs can become available years after the scam ends and you need to keep all the details of this crime in case it is needed. We have also seen scammers being extradited to the U.S. and other countries, this will help in the event you testify or give statements, Additionally, this helps you have your information ready to qualify for victims’ benefits, compensation, or aid.
The Official SCARS RED BOOK is your way of recording all the important facts of this crime so that you do not lose essential information, Complete the RED BOOK then put it away with the confidence that you will have it if or when it is needed.
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By the Society of Citizens Against Relationship ScamsSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Inc.
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I relate to her story so much. At six months post scamScam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. (fraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements.
A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim.) end, I can see her language and understand where she is. It’s like walking out of the middle of a tornado….you don’t know which way is up or what happened. It really is so much to learn and process. The right support is key.