Urgent Financial Assistance For Scam Victims
IF YOU ARE A SCAM VICTIM LIVING IN THE UNITED STATES THERE ARE ASSISTANCE PROGRAMS AVAILABLE
The following is speaking more about people in financial need than for victims, but victims may also be in financial need and these are programs available to you as well.
If you do not live in the United States you will have to research the programs provided by your government. Look for both financial support and victims’ compensation programs
Accept Your Situation First
However, as a victim of a scam the first act that you will have to do to overcome your scam and move forward are two things:
- Accept That You Were Scammed!
- Accept That You Need Help!
Once you can truly accept these then you will be ready to both begin your recovery and to accept a helping hand from people that can help. That includes SCARS and from the entities below. Just make sure you avoid the “7 Deadly Sins”
Never be ashamed that you made a mistake and were pulled into a scam. The criminal A criminal is any person who through a decision or act engages in a crime. This can be complicated, as many people break laws unknowingly, however, in our context, it is a person who makes a decision to engage in unlawful acts or to place themselves with others who do this. A criminal always has the ability to decide not to break the law, or if they initially engage in crime to stop doing it, but instead continues. was at fault and you are left in the state you are in. Now you need to be a realist and recognize that it happened and you are going to need both emotional (possibly psychological) and financial help to make it through this – possibly for a long time.
Find Government Assistance Programs As Well As Financial Help From Local Organizations
There is government assistance from agencies as well as charities that work together to offer grants that will assist many families. There is also financial aid from community action agencies and non-profits (unfortunately SCARS is not yet able to offer financial assistance yet, but other nonprofits may be able to help).
State and federal government organizations and local agencies may offer free financial help for paying bills, grants to cover household living expenses, and debts. Struggling households can find assistance to help pay their utility bills, funds for paying medical expenses, health care costs, or rent. There are also various food programs, credit card debt services, and other charitable as well as government assistance programs.
Every now and then hard-working people may experience financial hardship – this is especially true of victims of crime. Sometimes they just need that little extra help in paying some bills or debts. Any family or individual that is struggling should never hesitate to research their local state or county government listed below to see what assistance programs they have. Contact a local agency to learn about what type of financial help they can provide. After all, it is what your tax dollars are paying for.
Government Assistance Programs That Cover Multiple States
Government Mortgage And Foreclosure Assistance is available. Any homeowner that is looking for free mortgage or foreclosure help as well as counseling Counseling is the professional guidance of the individual by utilizing psychological methods especially in collecting case history data, using various techniques of the personal interview, and testing interests and aptitudes.
A mental health counselor (MHC), or counselor, is a person who works with individuals and groups to promote optimum mental and emotional health. Such persons may help individuals deal with issues associated with addiction and substance abuse; family, parenting, and marital problems; stress management; self-esteem; and aging. They may also work with "Social Workers", "Psychiatrists", and "Psychologists".
SCARS does not provide mental health counseling. from their state or a local non-profit HUD agency, you can find out more about State Mortgage And Foreclosure Programs
Rent Help From Assistance Programs is available from a number of sources. The federal government has a wide variety of housing assistance programs, including HUD-approved agencies, that assist families in need. There may be money for HUD Vouchers For Paying Rent, security deposits, moving costs, and the government assistance will also help to prevent evictions.
Also, Find A Variety Of Additional Low Income Assistance Programs that will help meet other needs of struggling families. Many of these are coordinated by the federal or state government, and they offer loans or other forms of financial support to the needy. Everyone from the working poor to households living in poverty can get help from the government.
Another option is the HUD created Housing Choice Voucher Program. It provides very low-income families, including those with past evictions, access to affordable housing. The homes will be income-based, and the government arranges public housing for the poor, disabled, and elderly. Learn more about the Section 8 Housing Assistance Program.
Disability Assistance is administered by most state governments. Benefits are provided to individuals or their caretakers. They may be able to apply for free food, health care, cash assistance from SSDI, transportation, free grants for home repairs or modifications, and more. Both state and federal government funds can aid the disabled. Find Disability Financial Assistance Programs.
Human Or Social Service Offices provide support. Staff from the government centers can direct very low income, unemployed, or families living in poverty to financial help. There are local and state resources for everything from housing to food stamps, grants from TANF, affordable child care, and other sources of money. Locate Public Assistance Programs.
Government-Sponsored Welfare Programs are available nationally as well as locally. These tend to be for families living close to or under poverty guidelines as well as vulnerable households. They offer federal government grants and cash aid to beneficiaries. More on Welfare Benefit Programs.
Utility And Energy Programs From The Government
Financial Assistance From Your Utility Company may be available. Most state regulators mandate that energy companies provide assistance. Most utility, gas, and heating companies offer low-income customers access to some form of financial help. This includes government resources and free weatherization programs that can help individuals pay their bills. Programs can also allow them to save money on their energy bills. More on Energy Assistance.
Telephone Assistance Programs allow low-income families the ability to save money on their phone bill, whether landline or cellular, as well as installation costs. Options range from Lifeline to resources for the disabled or elderly. There may also be heavily discounted or free cell phones distributed from a federal government-funded program. Find details on Telephone Assistance Programs.
Water Bill Assistance Programs, while not as common, is offered by one of the nation’s largest water companies, American Water, as well as other local suppliers. Many water companies, whether they are private or government-owned, provide households with payment plans or financial help to pay any past bills. The companies currently offer their customers different government-supported programs that can provide them grants and other assistance for paying their water bills. They are the Low-Income Payment plan, rebates, the H2O – Help to Others, and referrals. Find Help Paying Water Bills.
Federal government grants are provided to states and local governments as part of Low-Income Energy (LIHEAP). Those agencies then provide the funds to community action agencies or local social service agencies that process applications Applications or Apps
An application (software), commonly referred to as an ‘app’ is a program on a computer, tablet, mobile phone or device. Apps are designed for specific tasks, including checking the weather, accessing the internet, looking at photos, playing media, mobile banking, etc.
Many apps can access the internet if needed and can be downloaded (used) either for a price or for free.
Apps are a major point of vulnerability on all devices. Some are designed to be malicious, such as logging keystrokes or activity, and others can even transport malware.
Always be careful about any app you are thinking about installing. from low-income families, the disabled, and senior citizens. The grants are used to help pay utility bills, including heating, gas, and electricity, as part of LIHEAP.
Free Weatherization Programs are also available nationwide. Every state as well as local county government provides qualified residents with home improvements and savings on their energy bills as part of these conservation measures. The federal government DOE created an energy bill assistance program that can also address any minor health and safety issues that the homeowner may be facing. Continue with Weatherization Services.
Medical Care And Billing Resources
Medical Bill Assistance is offered from state programs, pharmaceutical companies, local health clinics, and other businesses. There are also federal government-backed health care programs, ranging from Medicaid to CHIP and others. Many organizations provide consumers Help With Medical Bills as well as prescription drugs.
Also, many states have laws that Protect Consumers From Aggressive Or Illegal Medical Debt Collectors and their collection practices. The laws, as well as government regulations, in place also ensure people are charged fair prices for health care services and that they are not overcharged. Medical Debt Collection Laws are available for dealing with collectors or questionable billing practices.
Prescription Drug Assistance Programs are offered by many states, the federal government, companies, and organizations. They can help people across the country receive free, or heavily discounted, prescription medications. Patents, including the underinsured, can often receive a voucher or a discount card. Find Free Prescription Drugs.
Government-Funded Community Clinics operate across the country. Every state has health care centers and sliding fees community clinics that offer free or low cost medical as well as dental care to patients, regardless of their ability to pay. They can help adults or children with their health or dental needs. Get more information on these government-supported Community Clinics.
Find Dental Care From Free Clinics. Many individuals do not have access to quality, affordable dental care. Private insurance plans may not provide the coverage that people need. Find a listing of Dental Clinics in your town and county. Many accept both state or federal government assistance and public health insurance for payment, as well as private plans. Or they offer free care to the low income.
Free Government Health Care Programs are administered by the Health Resources and Services Administration (HRSA). The government agency provides free or low-cost medical care, even to the under and uninsured. Checkups, treatment, prescriptions, immunizations, and other services are available. More on Health Resources And Services Administration.
Food Assistance From State And Federal Government Organizations
Free Food From Assistance Programs is offered by the state as well as the federal government. Resources are also offered by local charities, non-profit organizations, and churches that partner with the government. All of these agencies provide free Food Assistance as well as groceries to those in need. In addition, savings are offered to families so they can get Cheap Groceries. There are many low or reduced-cost food programs that have no income restrictions and that anyone can receive groceries from.
Food Banks And Free Pantries also help millions of people per year. Many struggling families receive free food, hot meals, and groceries from these non-profit run pantries every year. These centers help the low income, unemployed, working poor, and others make it through a difficult period. Many offer other forms of aid as well, such as clothing. More on Food Banks.
State Government Affiliated Or Supported Agencies
Charities, Churches, and other organizations that offer financial assistance can sometimes help you with paying bills or debts. Non-profit agencies, many of which are partly government-funded, can provide rent help, run emergency shelters, offer free medical care, and provide other assistance to those who need help. Find Financial Help From Charities.
Please note that website links and programs will change with time. Please leave a comment with any errors or obsolete information in this post.