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SCARS™ Victims’ Support & Recovery: Urgent Financial Assistance For Scam Victims

IF YOU ARE A SCAM VICTIM LIVING IN THE UNITED STATES THERE ARE ASSISTANCE PROGRAMS AVAILABLE

The following is speaking more about people in financial need than for victims, but victims may also be in financial need and these are programs available to you as well.

If you do not live in the United States you will have to research the programs provided by your government.

Accept Your Situation First

However, as a victim of a scam the first act that you will have to do to overcome your scam and move forward are two things:

  1. Accept That You Were Scammed!
  2. Accept That You Need Help!

Once you can truly accept these then you will be ready to both begin your recovery and to accept a helping hand from people that can help.  That includes SCARS and from the entities below. Just make sure you avoid the “7 Deadly Sins

Never be ashamed that you made a mistake and were pulled into a scam. The criminal was at fault and you are left in the state you are in. Now you need to be a realist and recognize that it happened and you are going to need both emotional (possibly psychological) and financial help to make it through this – possibly for a long time.

You can find our SCARS Online Crime Victims’ Assistance and Support program here

Find Government Assistance Programs As Well As Financial Help From Local Organizations

There is government assistance from agencies as well as charities that work together to offer grants that will assist many families. There is also financial aid from community action agencies and non-profits (unfortunately SCARS is not yet able to offer financial assistance yet, but other nonprofits may be able to help).

State and federal government organizations and local agencies may offer free financial help for paying bills, grants to cover household living expenses, and debts. Struggling households can find assistance to help pay their utility bills, funds for paying medical expenses, health care costs, or rent. There are also various food programs, credit card debt services, and other charitable as well as government assistance programs.

Every now and then hard working people may experience a financial hardship – this is especially true of victims of crime. Sometimes they just need that little extra help in paying some bills or debts. Any family or individual that is struggling should never hesitate to research their local state or county government listed below to see what assistance programs they have. Contact a local agency to learn about what type of financial help they can provide. After all, it is what your tax dollars are paying for.

Government Assistance Programs That Cover Multiple States

Government Mortgage And Foreclosure Assistance is available. Any homeowner that is looking for free mortgage or foreclosure help as well as counseling from their state or a local non-profit HUD agency, they can find out more about State Mortgage And Foreclosure Programs

Rent Help From Assistance Programs is available from a number of sourcesThe federal government has a wide variety of housing assistance programs, including HUD-approved agencies, that assist families in need. There may be money for HUD Vouchers For Paying Rent, security deposits, moving costs, and the government assistance will also help to prevent evictions.

Also, Find A Variety Of Additional Low Income Assistance Programs that will help meet other needs of struggling families. Many of these are coordinated by the federal or state government, and they offer loans or other forms of financial support to the needy. Everyone from the working poor to households living in poverty can get help from the government.

Another option is the HUD created Housing Choice Voucher Program. It provides very low-income families, including those with past evictions, access to affordable housing. The homes will be income based, and the government arranges public housing for the poor, disabled, and elderly. Learn more on the Section 8 Housing Assistance Program.

Disability Assistance is administered by most state governments. Benefits are provided to individuals or their caretakers. They may be able to apply for free food, health care, cash assistance from SSDI, transportation, free grants for home repairs or modifications, and more. Both state and federal government funds can aid the disabled. Find Disability Financial Assistance Programs.

Human Or Social Service Offices provide support. Staff from the government centers can direct very low income, unemployed, or families living in poverty to financial help. There are local and state resources for everything from housing to food stamps, grants from TANF, affordable child care, and other sources of money. Locate Public Assistance Programs.

Government Sponsored Welfare Programs are available nationally as well as locally. These tend to be for families living close to or under poverty guidelines as well as vulnerable households. They offer federal government grants and cash aid to beneficiaries. More on Welfare Benefit Programs.

Utility And Energy Programs From The Government

Financial Assistance From Your Utility Company may be availableMost state regulators mandate that energy companies provide assistance. Most utility, gas, and heating companies offer low-income customers access to some form of financial help. This includes government resources and free weatherization programs that can help individuals pay their bills. Programs can also allow them to save money on their energy bills. More on Energy Assistance.

Telephone Assistance Programs allow low-income families the ability to save money on their phone bill, whether a landline or cellular, as well as installation costs. Options range from Lifeline to resources for the disabled or elderly. There may also be heavily discounted or free cell phones distributed from a federal government funded program. Find details on Telephone Assistance Programs.

Water Bill Assistance Programs, while not as common, are offered by one of the nation’s largest water companies, American Water, as well as other local suppliers. Many water companies, whether they are private or government-owned, provide households with payment plans or financial help to pay any past bills. The companies currently offer their customers different government-supported programs that can provide them grants and other assistance for paying their water bills. They are the Low-Income Payment plan, rebates, the H2O – Help to Others and referrals. Find Help Paying Water Bills.

Federal government grants are provided to states and local governments as part of Low-Income Energy (LIHEAP). Those agencies then provide the funds to community action agencies or local social service agencies that process applications from low-income families, the disabled and senior citizens. The grants are used to help pay utility bills, including heating, gas, and electric, as part of LIHEAP.

Free Weatherization Programs are also available nationwide. Every state as well as local county government provides qualified residents with home improvements and savings on their energy bills as part of these conservation measures. The federal government DOE created energy bill assistance program can also address any minor health and safety issues that the homeowner may be facing. Continue with Weatherization Services.

Medical Care And Billing Resources

Medical Bill Assistance is offered from state programs, pharmaceutical companies, local health clinics, and other businesses. There are also federal government-backed health care programs, ranging from Medicaid to CHIP and others. Many organizations provide consumers Help With Medical Bills as well as prescription drugs.

Also, many states have laws that Protect Consumers From Aggressive Or Illegal Medical Debt Collectors and their collection practices. The laws, as well as government regulations, in place also