Your Legal Responsibility
You Are Legally Responsible When You Cash Or Deposit A Draft Or Receive Funds Wired Into Any Of Your Accounts
YOU MAY BE BOTH CRIMINALLY AND CIVILLY LIABLE!
Nigerian (African), Asian, Indian, and Eastern European organized crime networks specialize in sending counterfeit checks and money orders to unsuspecting scam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. victims for the purpose of getting your money. They also have other victims send real money to their Mules for the purpose of making it easier to get that money – because the original victim is sending it to someone in their own country.
These same networks obtain the account information of their scam victims and wire money stolen from other account holders into the scam victim’s account.
In both instances, the scam victim is told to send a large portion of the money by Western Union or MoneyGram or bank wire transfers to false names, usually in foreign countries. The scam victim has now potentially engaged in money laundering Money laundering is the illegal process of concealing the origins of money obtained illegally by passing it through a complex sequence of banking transfers or commercial transactions. Money laundering can be done through various mediums, leveraging a variety of payment vehicles, people and institutions., bank fraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements.
A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim., wire fraud, and other crimes. The victim who has become a mule A money mule sometimes called a "smurfer," is a person who transfers money acquired illegally (e.g., stolen) in person, through a courier service, or electronically, on behalf of others (usually criminals that they are knowingly or unknowingly affiliated). Typically, the mule is paid for services with a small part of the money transferred - but not always. Mules may or may not be aware that they are performing these actions. Money mules are often dupes recruited online for what they think is legitimate employment, not aware that the money they are transferring is the product of crime. The money is transferred from the mule's account to the scam operator, typically in another country. Similar techniques are used to transfer illegal merchandise. Mules can be prosecuted for numerous crimes. will owe the entire amount of money she/he sent off to the scammers and is at high risk of being indicted for theft, forgery, and money laundering unless they come forward quickly to report to the police.