Philippines Gold Diggers – Real Women Scamming Real Men

Philippines Gold Diggers – Real Women Scamming Real Men

Philippines Scams Are Much More Difficult To Detect

How Scammers Operate – A SCARS Insight

How To Know If You Have A Philippines Gold Digger or Scammer?

Romance scams, a distressing form of cybercrime, have seen a significant rise in recent years. A particularly notable trend is the involvement of Philippines/Filipina women in orchestrating such scams, preying on unsuspecting foreign men. These elaborate operations can leave victims emotionally shattered and financially devastated, highlighting the need for increased awareness and caution.

The Rise of Philippines Romance Scams

Romance scams involve fraudsters creating fake online personas to establish deep emotional connections with victims. The intention is to manipulate their victims into providing money or financial information under the guise of love. The Philippines has emerged as a hub for such scams, primarily due to the combination of technological literacy, linguistic skills, and economic disparity.

However, one of the unique aspects of the Philippines form of romance scams is that typically the women use their real names and life stories, they simply omit that they are already in a relationship with a boyfriend or husband. This also makes it much more difficult to report to the police, since they tend to look like a normal long-distance relationship gone bad!

Another significant difference between Philippines and African-style romance scams is the way manipulation is accomplished. Philippines women are not following scripts nor trained in victim manipulation, they are just real women that want money. This tends to keep things very real and very hard to detect until the relationship reaches a point where the man wants to move forward, then they find out what is really real.

The only sure way to know if the woman is a scammer is to do a thorough background search. But if it feels strange, end it and do your best to move forward.

According to

The following comes from, which is a dating website in the Philippines.

This is good advice for ANY online date, regardless of where they come from!

Avoid Filipina women like the plague who ask for money from you right at the beginning, or offers to give you favours such as flaunting her body at you for money. These Filipina girls are gold diggers & usually also working as bar girls in Manila or Cebu and certainly not one you can trust. Filipina ladies are usually wrongfully portrayed as docile and submissive, yes they do make a great wife or lover but also seek you as the western man to provide for them and give them a loving home in which they feel secure in.

Some questions you may be asking yourself are…..

  •  Do I send money to my Filipina girlfriend or chat mate?
  • When should I start sending money to my Filipina?
  • Is this just another Filipina gold digger or scammer?

This is really the trickiest part as I never wanted to believe the beauty I just met may only want me for a better life. She treats me so good so how do I know?

Filipina Women are the smartest and intelligent in the world. That also comes with some disadvantages, because some are also very deceptive and calculating. I really do not enjoy writing this part because it is something that I have had to deal with in the past. I also know I may be hitting some nerves out there and some western men may be confused if their Filipina sweet heart is sincere or not.

Follow these steps and you should not go far wrong in knowing if your woman loves you or your wallet.

Does she often have emergencies coming up and ask for money, playing on your guilt?

Many Filipinas will play the guilt trip with you and tell you sad stories how their house has been flooded or how it is their exams next week for them to graduate but they can no longer afford the fee.

I remember chatting online to the loveliest Filipina girl and getting to think what a catch I had, she already knew how upset I would get from girls asking me for money, so she was extra cunning . One day she was online and shedding many tears saying how her poor nephew was almost dying in the house from whooping cough and he may have pneumonia, but she cannot afford to take him to hospital. I felt so guilty & bad but inside I also wasn’t sure if she was trying to scam me or not. I decided to see what happens next. Then she asked me if only I can just send a few thousand peso? I told her that as we just started to talk and not really in a relationship as yet and I cannot help everyone who ask. She then got upset crying and accusing me of not wanting to support her. The next day her friend emailed me to say this girl is a gold digger & does this for a living and makes money chatting to many western men and scamming them this way!  I was very angry but since then always go with my gut instincts. Good Filipina girls do not ask for money like that so early and if you explain to them money do not grow on trees for you too and she still persist Dump here ASAP.

Alarm bells should start ringing with some signs, especially when greed sets in.

Another Filipina lady friend I had started to ask for a cheap mobile phone for her birthday that was ok I thought as most Filipinas love to text and use their phone.  Then a week later it goes from being a cheap phone to one that will cost $400 and she also was asking me to pay her rent. Look guys the Philippines islands is a third world country and some are desperate but if a girl really wants you, make sure you know she is a  sincere Filipina and do not give in to her request. Pretend you are poor too and have little income or say you have no job yet or work part time. You will soon see if she is a gold digger or not.

Look out for multiple chatters.

Sometimes I would talk to a Filipina woman and then she is so sweet with her words, yet you can see her typing as she is chatting to others, later I found out some of these girls are just cutting and pasting the same thing to another guy and these girls are in an internet career or scamming western guys out of their money.

Test this, make a chat id that’s unknown to her, put in a fake profile and someone else’s picture. Then try to chat with her to see how loyal she is to you. This may sound devious but it will save a lot of heart ache of meeting a Filipina gold digger in the long run.

When should you start to send money to a Filipina if in a relationship and how much?

This is a tough one, because there is no right answer. Personally myself I believe that unless we are married then I am not financially obligated to you, it may sound harsh but in a way this is just a test. If she accepts it I may later on send her a little money just for chat and her phone to text me. Even 2000 peso or $40 will make a big difference to someone in the Philippines who is only earning this a week. Do not overdo it. Agree a budget every month and stick to it

She always seems to ask for extra money and emergencies?

Yes this annoys me at times because im never sure if it is a real problem or just another Filipina gold digger  trying to scam me. The best way I heard to deal with this is say this   “Ok I sent you the budget already, I Can send you extra but you have to deduct it next month from your budget.” She may call you Kuripot (Tight Wad) but one thing Filipinas are not good at is money managing and tell her you have to budget too and she needs to do the same.

Is she being too flirty and talking about sex early on?

Any decent Filipina will never talk about sex or be so flirty with you at the start. They are usually very conservative so if this is the case this should be a red flag right away.

Does she use a web cam with you?

There are many Filipinas who serial chat as I mentioned earlier but another common thing is lady boys known as Baklas in the Philippines. They do not want to risk getting caught out as a man in disguise so will use fake girls pictures in their profile. Always insist to see them on a cam and if they make frequent excuses then you know something is not quite right and you’ve probably found a gold digger.

Try to remember the poverty of the Philippines

When I got married to a Filipina she was already in Canada working and earning her own money, but at times sending up to 80% of her money back home! The family always seemed to be expecting more and more from her and at times they have no idea of how hard we need to work and balance the income and bills. Absolutely make sure if you do send money that a budget is set and if they go over it then they have to deduct that the next month. Many culture clashes and divorces to a Filipina wife may come from this reason. To be honest I struggled with this area a lot until I visited the Philippines Islands and seen how poor they really are. Babies in the street, with no clothes and literally whole families sleeping on cardboard reminds you why so many here depend on their family to send them money. It is a big fact up to a third of the country are now working abroad these are known as overseas foreign workers (OFW)

Keep in Mind that most Filipina women are not gold diggers. If you explain to them you have to work hard too and have many bills to pay and are not rich just because your a foreigner they should accept what you say if they are not a gold digger. Try to understand their situation but never send money to a Filipina girl or chat mate you just started chatting to or not even met yet.

The best idea for a Filipina girl asking for money is to let them know if you do decide to send some money to your Filipina chat mate then you do not want to be obligated as yet but if you get married of course you will provide and care for her as is done in your own culture.

Overall most decent Philippines women will not ask you for money early on knowing you but you will certainly face many request and sad stories that will break your heart from some of these Filipina scammers and gold diggers, if you chat online yahoo or other sites. Just keep your money in your wallet for now and be patient see if the lady wants you or is more interested in your money and what she can get from you.


  • Philippines/Filipina scammers are hard to detect. So do a background check as soon as you start to begin having feelings for someone.
  • Ask for lots of photos in all kinds of contexts, including family photos – look for males in the family – they might be boyfriends or husbands!
  • If anything smells wrong, walk away before you get in deeper.
  • If you are serious, consider match-making services to help you find the right person.

We wish you all the best!

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  1. John November 17, 2021 at 11:32 pm - Reply

    TRUE.Most Filipnas women I know here like over 40 of them and about 98% are GOLD DIGGERS.They all left their husbands who spent Tens of thousand of dollars to bring them over and support their family in the Philippines.They always find an excuse to blame their husbands so they can leave once they get their resident visa to stay in the country.Some are FRAUDS who lied to the immigration on their Fiancee applications and are still married in the Philippines.I know of one who is going to be deported back within the next 6 months once the Australian immigration have all all the evidence to do so.GOOD RIDDANCE OF SOME BLOOD SUCKING PARASITE GOLD DIGGER.

  2. Mark August 9, 2018 at 11:50 am - Reply

    Yeap here is my story on one scammer

    [Link Removed]

  3. anonymous December 7, 2017 at 4:27 pm - Reply

    my husband had sent more than 5,000 dollars to a filipino in cebu after finishing with another person that was from there too and asked him for money we were separated for a while what most hurst is that he cant recognize the scam

  4. Simon July 30, 2017 at 2:50 pm - Reply

    Lelian Liban Linsag, scammer, liar and cheat. She is 1 of the scammers from Philippines where can read what immoral activity she has been doing, even at her work place in UAE at Oxford Real Estate, just to get Money –

  5. Ench July 29, 2017 at 5:53 pm - Reply


  6. Arnie July 24, 2017 at 12:51 am - Reply


  7. SUCKER December 24, 2016 at 1:15 am - Reply

    i was faithful to phillipina for 12 yrs and in that time she was having sex with a guy in the same time i was in hospital with serious injuries she sent a pic i call ed her everyday.sent her money and when i talk to her she is chatting to others all the time . i went to the phils and she didnt want me to stay at her house so i only went there for a few days then she said lets go to the next a hotel again.i picked her phone up from the bed to make a call and there was a guy wanking himself off to her on face book.theen i seen all these dating sites.i looked at face book and she had 3000 mostly men from around the world. so i got plane back to australia.when i got back she said.i miss u darling bla bla bla took her close of on cam to beleive her can u pay for visa and plane ticket so i sent copy of my bank statement to her .she went to cebu to get visa and then she said cn u send money for food and accomadation so i sent here more money.she said her neice was dying i payed for the funeral and medical expensea.the las time i talked to her on skype i seen her on fb she forgot i was on cam and she was chatting to different guys at same time.after that i said im not going to put up with this shit u talking to guys all the time she said ok ill delete my fb what she done was cut me of so i couldnt see her on fb.her gf said she is still on fb.but i cant see .she also said she made your fb account on her comp so she can go into your account.blablabla so on an on.hatch out guys sure the sex is good but hey guys i knew her fo over 11 yrs.she also said how far is cairns and brisbane i will see my cousins there thats was where the other guys lived so i didnt pay for her plane ticket .

  8. ioakim jenny July 6, 2016 at 11:14 am - Reply

    women woho scammed me.
    Be carefull. I was desperate for LOVE and I lost 2000 euros because of these 4 facebook profiles. They are the worst scammers, because they are real people.

    • Romance Scams Now Editorial Team July 6, 2016 at 4:08 pm - Reply

      Was there a reason you could not report this through our Scammer Reporting Feature – look in our menu for How To Report Scammers. Reports in comments are a waste.

  9. Cameron July 3, 2016 at 5:27 am - Reply

    I am and American talking to a FilipinO, yes I’m gay, and I have had my fair share of guys try to scam me. Yes guys do it too! But honestly they were so transparent I can’t believe their scams are successful. I’ve had guys tell me they love me at first site and couldn’t tell me what my degree was in (it’s on my facebook profile the same one that I used to talk to them). They use the dreaded phase ‘I have a problem’ followed by ‘I’m shy’ then a request for money. But the best way to not get scammed is to keep your eyes open and look for the warning signs which are discussed extensively on here. The biggest defense I have is the fact that I don’t send money. I am sending my lover $100 to rent a house and get it ready (as it was my idea instead of me getting a hotel). He may be a scammer as we’ve been talking to just two months but then again we talk for 2-3 hours a day every day for 2 months. That’s a lot of effort to scam and if he does take my money and run well I look at it as a lesson well learned. You can spend that easily on a first date with an American.

    • Romance Scams Now Editorial Team July 4, 2016 at 4:40 am - Reply

      Filipinos are hard for us to find, since they are real people engaged in scamming. So please report all scammers so the next person can find them before it is too late.

  10. Anonymous June 21, 2016 at 6:47 am - Reply

    jelly yes you are

  11. Rudy May 24, 2016 at 5:02 pm - Reply

    I was married to a scammer it cost me more than $50,000 US.. She asked for a new Honda bike plus a chrome side car for her son who was unemployed .I moved her to a decent apt. bought her ,first fridge , first stove , first bed . Provided lunch money and trike fare for her niece so that she could finished high school. Provided full support for said niece while she was away at university, including tuition and all related expenses ,a computer ,cell phone etc. Paid for violin lessons for her adopted son , private school , lap top computer , cell phone. Paid for grand daughter to go prep school . Hard Luck Story . Asked me pay her sister’s debt , thus keeping her out of jail. Her son got married on credit. I paid the debt in full. The MEDICAL EMERGENCIES. Her brother needs to see a Dr. but has no money , I sent money , the brother has TB . The treatment for 6 months was $100.00 each month , I paid for it. Flat screen TV , internet , cable ,large washing machine , asked for AC unit , if they don’t get it ,they will get stroke . Almost bought land to build a house ,I am happy I did not . All seems well until I stopped sending money to her adult married children in the Philippines , I did it for 4 yrs. She was now working , that was her responsibility. As soon as she got her appt. letter for her final interview for her permanent green card .She embarked on a campaign of f character assassination . This was done at her work place , among her church friends our neighbors , all who she could communicate with .She said she is living in fear of her life .SHE LIED UNDER OATH in front of the INS interviewer {, PERJURY} She made a false statement to a police officer , when she asked for police protection to move out, .knowing that I posed no threat to her .From the INS office her next stop was the police station . When the Police Officer arrived , I was not surprised , because this is the script they all follow . Get as much money as you can in the shortest possible time then take off. BUT BEFORE LEAVING TRASH HIS CHARACTER . THE officer stayed a few minutes after I told her ,her presence was not necessary , as I pose no threat to my wife moving out . THE OFFICER LEFT BEFORE SHE WAS THROUGH PACKING .

    • martin June 15, 2016 at 1:45 pm - Reply

      sorry to say
      but thats just idiotic
      you should get what you deserve
      desperate men trying to buy love
      its stupid, im sorry

      • katniss June 21, 2016 at 8:37 am - Reply

        Yes i agree with you sir.

  12. Rod April 29, 2016 at 1:55 pm - Reply

    I have decided to find a girl from the Philippines and know most will be a scam. After I got good with dealing with the scammers I decided to flip the script on any player that try me. I won’t stop trying so I will play those who try to play me. My story is real so what happens when I get asked for money and if the money is $100.00 or more after a few words., I let this girl know that is a lot to ask of me this soon. Next I tell her about someone who I dated and that we was lovers and she never asked me for anything. I also explain that I don’t know if I can trust her because we haven’t gotten that far… I tell her about what the other girl did for me so to know that she trusts me and I let this scammer know that the girl that was my lover made nude pictures for me and I didn’t ask, she wanted to do this for me so we will have trust… this will make you the winner in her eyes and will change the tone of the whole conversation.It also may get you some nude shots because this will challenge this scammer to do something. They want to play let them but protect yourself. hope this is helpful

  13. Lorne Rowe January 16, 2016 at 9:02 am - Reply

    I have met a girl online from Cebu , I have known her for 10 years and I do support her , and now after reading your article I feel like a fool , we met after 10 years and I feel in love with her , she never really asked for anything , but since I have been back , she’s been asking for more and more money , I need help , its been 2 years since I have left and I have sent 1000s , i have set a budget for her , buts always she needs extra , I want to believe her , but after reading several articles on sending money I don’t know anymore , I love her and I believe she loves me , but we always argue about money , its very stressful for me , because we are talking marriage , I am very concerned, any advice ?

    • Romance Scams Now Publisher January 16, 2016 at 10:02 pm - Reply

      Well, this is a gray area. You obviously get something from the relationship, but is it what you want and need? Clearly you are supporting her. If she did not lie to you it’s not technically a scam, but also if you believed this was going somewhere it was not, you are being used.

      • Anonymous May 24, 2016 at 3:13 pm - Reply

        My advise to you , run as fast as can as far away from her as you can. I was married to one , actually we are still married , but separated . She moved out the day she had her final interview with INS. for her permanent green card. We met online in 2012 ,she told me she was just a simply woman, poor and one who loves the Lord. She was looking for a man who loves the Lord who she would spend the rest her life with.

    • martin June 17, 2016 at 1:28 pm - Reply

      so f…… stupid
      thats it
      i was stationed in the philippines in the military
      i saw these girls getting money from idiots while there sleeping with everyone

  14. christopher la'brooy December 7, 2015 at 9:56 pm - Reply

    I was married to one bitch from Bacolod who scammed me for 7 million pesos and still waiting for the property to be sold which was also bought before we got married .they come to you in so much of sad stories,her mother her father needs medicine they are poor and cannot afford to make ends meet .mothers health is deteriating needs supplements,i did not see this as a scam as i loved this woman so i poured my heart out.she has travelled to many countries with me bought her many things but its just easy when the money stops they stop to love you too don’t get caught with these bitches its full of corruption .they don’t need education they are very well educated in using the foreigner to the max.My anger is so much as i gave up everything for this bitch to be abandoned .my revenge is sweet and she will be she is having another sucker to supply her with his money.wake up go somewhere else these women are cheap sluts weith one thing on their mind take as much as you can.I have not finished with the shit on earth what she done to me is just unforgiving.curse you and your parents for causing me so much pain you will get it all back soon.

  15. jelly April 3, 2014 at 9:37 pm - Reply

    i am filipina iam not gold d! i have chat mate his from Germany his 57 and iam 32 we known each other in about 3 years..but i don t understand the situation that we got..but iam still hoping.. he send flower via online .send money sometimes..depend if i ask him..I am wondering …i can still see him in dating site and still talking to other gals…so i dont know….

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