(Last Updated On: September 6, 2020)

How To Know If You Have A Philippines Gold Digger or ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer.

The following comes from filipinasweethearts.com, which seems to be an acceptable low-medium risk dating website in the Philippines.

This is good advice for ANY online date, regardless of where they come from!

According to filipinasweethearts.com:

Avoid Filipina women like the plague who ask for money from you right at the beginning, or offers to give you favours such as flaunting her body at you for money. These Filipina girls are gold diggers & usually also working as bar girls in Manila or Cebu and certainly not one you can trust. Filipina ladies are usually wrongfully portrayed as docile and submissive, yes they do make a great wife or lover but also seek you as the western man to provide for them and give them a loving home in which they feel secure in.

Some questions you may be asking yourself are…..

    •  Do I send money to my Filipina girlfriend or chat mate?
    • When should I start sending money to my Filipina?
    • Is this just another Filipina gold digger or scammer?

This is really the trickiest part as I never wanted to believe the beauty I just met may only want me for a better life. She treats me so good so how do I know?

Filipina Women are the smartest and intelligent in the world. That also comes with some disadvantages, because some are also very deceptive and calculating. I really do not enjoy writing this part because it is something that I have had to deal with in the past. I also know I may be hitting some nerves out there and some western men may be confused if their Filipina sweet heart is sincere or not.

Follow these steps and you should not go far wrong in knowing if your woman loves you or your wallet.

Does she often have emergencies coming up and ask for money, playing on your guilt?

Many Filipinas will play the guilt trip with you and tell you sad stories how their house has been flooded or how it is their exams next week for them to graduate but they can no longer afford the fee.

I remember chatting online to the loveliest Filipina girl and getting to think what a catch I had, she already knew how upset I would get from girls asking me for money, so she was extra cunning . One day she was online and shedding many tears saying how her poor nephew was almost dying in the house from whooping cough and he may have pneumonia, but she cannot afford to take him to hospital. I felt so guilty & bad but inside I also wasn’t sure if she was trying to scamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. me or not. I decided to see what happens next. Then she asked me if only I can just send a few thousand peso? I told her that as we just started to talk and not really in a relationship as yet and I cannot help everyone who ask. She then got upset crying and accusing me of not wanting to support her. The next day her friend emailed me to say this girl is a gold digger & does this for a living and makes money chatting to many western men and scamming them this way!  I was very angry but since then always go with my gut instincts. Good Filipina girls do not ask for money like that so early and if you explain to them money do not grow on trees for you too and she still persist Dump here ASAP.

Alarm bells should start ringing with some signs, especially when greed sets in.

 Another Filipina lady friend I had started to ask for a cheap mobile phone for her birthday that was ok I thought as most Filipinas love to text and use their phone.  Then a week later it goes from being a cheap phone to one that will cost $400 and she also was asking me to pay her rent. Look guys the Philippines islands is a third world country and some are desperate but if a girl really wants you, make sure you know she is a  sincere Filipina and do not give in to her request. Pretend you are poor too and have little income or say you have no job yet or work part time. You will soon see if she is a gold digger or not.

Look out for multiple chatters.

Sometimes I would talk to a Filipina woman and then she is so sweet with her words, yet you can see her typing as she is chatting to others, later I found out some of these girls are just cutting and pasting the same thing to another guy and these girls are in an internet career or scamming western guys out of their money.

Test this, make a chat id that’s unknown to her, put in a fake profile and someone else’s picture. Then try to chat with her to see how loyal she is to you. This may sound devious but it will save a lot of heart ache of meeting a Filipina gold digger in the long run.

When should you start to send money to a Filipina if in a relationship and how much?

This is a tough one, because there is no right answer. Personally myself I believe that unless we are married then I am not financially obligated to you, it may sound harsh but in a way this is just a test. If she accepts it I may later on send her a little money just for chat and her phone to text me. Even 2000 peso or $40 will make a big difference to someone in the Philippines who is only earning this a week. Do not overdo it. Agree a budget every month and stick to it

She always seems to ask for extra money and emergencies?

Yes this annoys me at times because im never sure if it is a real problem or just another Filipina gold digger  trying to scam me. The best way I heard to deal with this is say this   “Ok I sent you the budget already, I Can send you extra but you have to deduct it next month from your budget.” She may call you Kuripot (Tight Wad) but one thing Filipinas are not good at is money managing and tell her you have to budget too and she needs to do the same.

Is she being too flirty and talking about sex early on?

Any decent Filipina will never talk about sex or be so flirty with you at the start. They are usually very conservative so if this is the case this should be a red flag right away.

Does she use a web cam with you?

There are many Filipinas who serial chat as I mentioned earlier but another common thing is lady boys known as Baklas in the Philippines. They do not want to risk getting caught out as a man in disguise so will use fake girls pictures in their profile. Always insist to see them on a cam and if they make frequent excuses then you know something is not quite right and you’ve probably found a gold digger.

Try to remember the poverty of the Philippines

When I got married to a Filipina she was already in Canada working and earning her own money, but at times sending up to 80% of her money back home! The family always seemed to be expecting more and more from her and at times they have no idea of how hard we need to work and balance the income and bills. Absolutely make sure if you do send money that a budget is set and if they go over it then they have to deduct that the next month. Many culture clashes and divorces to a Filipina wife may come from this reason. To be honest I struggled with this area a lot until I visited the Philippines Islands and seen how poor they really are. Babies in the street, with no clothes and literally whole families sleeping on cardboard reminds you why so many here depend on their family to send them money. It is a big fact up to a third of the country are now working abroad these are known as overseas foreign workers (OFW)

Keep in Mind that most Filipina women are not gold diggers. If you explain to them you have to work hard too and have many bills to pay and are not rich just because your a foreigner they should accept what you say if they are not a gold digger. Try to understand their situation but never send money to a Filipina girl or chat mate you just started chatting to or not even met yet.

The best idea for a Filipina girl asking for money is to let them know if you do decide to send some money to your Filipina chat mate then you do not want to be obligated as yet but if you get married of course you will provide and care for her as is done in your own culture.

Overall most decent Philippines women will not ask you for money early on knowing you but you will certainly face many request and sad stories that will break your heart from some of these Filipina scammers and gold diggers, if you chat online yahoo or other sites. Just keep your money in your wallet for now and be patient see if the lady wants you or is more interested in your money and what she can get from you.

If you want to visit their website – remember we do not endorse them one way or the other – so always be on guard!  http://www.filipinasweethearts.com

Here are PERFECT EXAMPLES of Real Filipina Scammers:

  1. Carrie / Karen – Real Name: Clarina Barrranta – Quezon Province, Luzon, Philippines – Real Dating Scammer

  2. Ramilyn Bacay, 34 Miami? no Philippines