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Scam Victim Homelessness

Scam Victim Homelessness

Understanding The Financial Impact On Scam Victims

Cyber-Enabled Financial Fraud Victimology – A SCARS Insight

Has Financial Fraud Become a Major Driver of Homelessness with Scam Victims?

♦ A SCARS Commentary by Dr. Tim McGuinness

Table of Contents

We all know that addiction, job loss, and mental health issues ranked as the top three responses from experts on homelessness up to 2019. However, something new is being seen across the world, but especially in the United States.

That is Scam Victim Homelessness!

The average losses from cyber-enabled financial fraud are increasing to staggering proportions. It is now estimated that the average loss per victim is nearing $100,000 – in 2019 this was estimated to be $9,000 to $14,000 depending on whom you talked to (the FBI or the FTC.)

Our organization SCARS is now talking with one or more people a day who say they have lost everything, including their homes, and are facing homelessness.

Local police are not doing enough (or in many cases, anything) to help connect these victims with social services that can help them. This is just one of the things that drive Scam Victim Homelessness!

But what makes it worse is the apparent fact that well below 5% of these crimes are never reported to law enforcement (the SCARS Analytics estimate is only 1.2%.) this means they don’t qualify for many services because they are not technically a victim of a crime, since it was never reported.

We talk with people who have nowhere to turn. Unfortunately, our own organization (www.AgainstScams.org) is not able to offer financial assistance – we simply do not have the donors to help victims financially.

Transnational organized cyber-enabled crimes are destroying millions of lives a year. The people making a difference can only help a fraction of those in need, This is a crime wave like nothing the world has EVER SEEN! It affects EVERY resident of every country – directly or indirectly.

Yet as a society, we generally pretend it is not a big deal! It will never happen to me, and if it did I would get my money back. WRONG.

Most victims turn to their local police and walk away with no help. They are either not aware, or are too ashamed to ask their local social services for help. This is a crisis of victims’ legal rights and their human rights!

SCARS would like to form a working group to help explore how we can all do a better job in helping victims on the local level. If you are interested in joining with us on this, please let us know by email at contact@AgainstScams.org. Our goal is to identify resources worldwide that can help avoid Scam Victim Homelessness.

Victims Deserve Better!

Are You Homeless Or At Risk Of Scam Victim Homelessness?

There are many resources that can help when you are facing homelessness, but they can also help any scam victim in need of financial help.

These resources are all for the United States, but similar services are available in many countries. Please check to see what is available in your country!

Resources To Avoid Scam Victim Homelessness:

Housing Assistance

Contact a housing counseling agency in your area or call 800-569-4287.

Homeless Housing Help

Renters: Find an Affordable Unit

Renters: Tenant Rights and Responsibilities

Homeowners

Fair Housing

Food

Learn more about other available food programs.

Health and Safety

  • Locate a Health Center near you, including Health Care for the Homeless Programs.
  • Locate a Diaper Bank near you that distributes diapers to families in need.
  • Locate Behavioral Health Treatment Services near you, including substance abuse, mental health, and veteran services.
  • Locate Early Serious Mental Illness Treatment near you, including evidence-based programs providing medication, therapy, family and peer support, and other assistance for those seeking treatment for a recent onset of serious mental illness such as psychosis, schizophrenia, bipolar disorder, and other conditions.
  • National Suicide Prevention Lifeline: 1-800-273-8255 is available 24/7 to confidentially provide counseling services at a crisis center in your area.
  • National Domestic Violence Hotline: 1-800-799-7233 is available 24/7 to talk confidentially with anyone experiencing domestic violence, seeking resources or information, or questioning unhealthy aspects of their relationship.
  • Childhelp National Child Abuse Hotline: 1-800-422-4453 is available 24/7 to talk confidentially with anyone experiencing child abuse, seeking resources or information, and referrals to thousands of emergency, social service, and support resources.

Employment and Job Training

  • DOL’s Employment and Training Helpline: 1-877-872-5627 provides information for job seekers, workers, and employers on employment and training.
  • Workforce Development Board Locator provides local job centers where job seekers can get employment information, find out about career development training opportunities and connect to various programs in their area.
  • The American Job Center Finder provides local job centers that help job seekers find jobs, training, and answer other employment-related questions.
  • DOL’s Employment Training page provides a short-term training finder, an education and training finder, a Certification Finder, links to Apprenticeship programs, financial aid, and much more.
  • Unemployment Benefits Finder provides information about filing for unemployment benefits by state.
  • Job Corps Helpline: 1-800-733-5627 provides information about this education and training program that helps young people learn a career, earn a high school diploma or GED, and find and keep a good job.

Article

To Learn More Also Look At Our Article Catalogs

New Victims

Spotting Scammers

Scam & Crime Types

Victim Support & Recovery

Victim Psychology

More SCARS

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The content provided on this platform regarding psychological topics is intended solely for educational and entertainment purposes. The publisher makes no representations or warranties regarding the accuracy or completeness of the information presented. The content is designed to raise awareness about various psychological subjects, and readers are strongly encouraged to conduct their own research and verify information independently.

The information presented does not constitute professional advice, diagnosis, or treatment of any psychological disorder or disease. It is not a substitute for professional medical or mental health advice, diagnosis, or treatment. Readers are advised to seek the guidance of a licensed medical professional for any questions or concerns related to their mental health.

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PLEASE NOTE: Psychology Clarification

The following specific modalities within the practice of psychology are restricted to psychologists appropriately trained in the use of such modalities:

  • Diagnosis: The diagnosis of mental, emotional, or brain disorders and related behaviors.
  • Psychoanalysis: Psychoanalysis is a type of therapy that focuses on helping individuals to understand and resolve unconscious conflicts.
  • Hypnosis: Hypnosis is a state of trance in which individuals are more susceptible to suggestion. It can be used to treat a variety of conditions, including anxiety, depression, and pain.
  • Biofeedback: Biofeedback is a type of therapy that teaches individuals to control their bodily functions, such as heart rate and blood pressure. It can be used to treat a variety of conditions, including stress, anxiety, and pain.
  • Behavioral analysis: Behavioral analysis is a type of therapy that focuses on changing individuals’ behaviors. It is often used to treat conditions such as autism and ADHD.
    Neuropsychology: Neuropsychology is a type of psychology that focuses on the relationship between the brain and behavior. It is often used to assess and treat cognitive impairments caused by brain injuries or diseases.

SCARS and the members of the SCARS Team do not engage in any of the above modalities in relationship to scam victims. SCARS is not a mental healthcare provider and recognizes the importance of professionalism and separation between its work and that of the licensed practice of psychology.

SCARS is an educational provider of generalized self-help information that individuals can use for their own benefit to achieve their own goals related to emotional trauma. SCARS recommends that all scam victims see professional counselors or therapists to help them determine the suitability of any specific information or practices that may help them.

SCARS cannot diagnose or treat any individuals, nor can it state the effectiveness of any educational information that it may provide, regardless of its experience in interacting with traumatized scam victims over time. All information that SCARS provides is purely for general educational purposes to help scam victims become aware of and better understand the topics and to be able to dialog with their counselors or therapists.

It is important that all readers understand these distinctions and that they apply the information that SCARS may publish at their own risk, and should do so only after consulting a licensed psychologist or mental healthcare provider.

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IF YOU’RE FACING A MEDICAL EMERGENCY, CALL YOUR LOCAL EMERGENCY SERVICES IMMEDIATELY, OR VISIT THE NEAREST EMERGENCY ROOM OR URGENT CARE CENTER. YOU SHOULD CONSULT YOUR HEALTHCARE PROVIDER BEFORE FOLLOWING ANY MEDICALLY RELATED INFORMATION PRESENTED ON OUR PAGES.

ALWAYS CONSULT A LICENSED ATTORNEY FOR ANY ADVICE REGARDING LEGAL MATTERS.

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This content and other material contained on the website, apps, newsletter, and products (“Content”), is general in nature and for informational purposes only and does not constitute medical, legal, or financial advice; the Content is not intended to be a substitute for licensed or regulated professional advice. Always consult your doctor or other qualified healthcare provider, lawyer, financial, or tax professional with any questions you may have regarding the educational information contained herein. SCARS makes no guarantees about the efficacy of information described on or in SCARS’ Content. The information contained is subject to change and is not intended to cover all possible situations or effects. SCARS does not recommend or endorse any specific professional or care provider, product, service, or other information that may be mentioned in SCARS’ websites, apps, and Content unless explicitly identified as such.

The disclaimers herein are provided on this page for ease of reference. These disclaimers supplement and are a part of SCARS’ website’s Terms of Use. 

All original content is Copyright © 1991 – 2023 Society of Citizens Against Relationship Scams Inc. (Registered D.B.A SCARS) All Rights Reserved Worldwide & Webwide. Third-party copyrights acknowledge.

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2023-01-15T11:52:03-05:00January 15th, 2023|Categories: Insights, 2023, Victim Financial Recovery, Victimology, VICTIMS & MONEY|Tags: , , , , , , |

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