New U.S. Government Scam Classifier Model
ScamClassifierSM Model
Government Policy – A SCARS Insight
Article Abstract
The Scam Classifier model is an advanced tool designed to enhance the detection and classification of scams across the U.S. government.
Utilizing machine learning and data analytics, it identifies and categorizes various types of scams, improving reporting accuracy and resource allocation. By integrating with the FraudClassifier model, it offers a comprehensive view of fraudulent activities, aiding in quicker responses and better protection for citizens.
This model promotes consistent scam reporting and analysis, ultimately strengthening national security against financial fraud. More information can be found on the FedPayments Improvement website.
Introducing the New U.S. Government Scam Classifier Model: Revolutionizing Scam Detection Across the U.S. Government
The Scam Classifier model is an advanced tool developed to enhance the detection and classification of scams across the United States. This model supports consistent, detailed classification, reporting, analysis, and identification of various scam types, promoting accuracy in scam reporting and aiding in their mitigation. Designed for use alongside the FraudClassifier model, it ensures comprehensive fraud and scam categorization, improving the government’s ability to detect and prevent fraudulent activities.
The ScamClassiferSM model supports consistent and detailed classification, reporting, analysis and identification of trends in scams. It uses a series of questions to differentiate and classify scams by categories and types, and provides a view of the full impact of scams by including cases that resulted in authorized payments, as well as unauthorized payments from account access. The model also can be used to capture attempted scams
How the Scam Classifier Model Works
The Scam Classifier model leverages machine learning and data analytics to identify patterns and characteristics typical of scams. By analyzing vast amounts of data, the model can detect subtle cues and anomalies that may indicate fraudulent activities. It categorizes scams into detailed types, enabling more precise and actionable insights for law enforcement and regulatory bodies.
Benefits and Impact
Enhanced Scam Detection: The model’s sophisticated algorithms improve the identification of scams, reducing the number of successful fraudulent attempts.
Improved Reporting Accuracy: Consistent classification ensures that reports are precise, making it easier to track and analyze scam trends.
Better Resource Allocation: By identifying the most prevalent and harmful scams, resources can be directed more effectively to combat these threats.
Comprehensive Analysis: Integration with the FraudClassifier model allows for a holistic view of both fraud and scams, leading to more effective prevention strategies.
Implementation Across the U.S. Government
The Scam Classifier model will be deployed across various government agencies to bolster national security and protect citizens from financial fraud. Its integration with existing systems will streamline the process of scam detection and reporting, leading to quicker responses and better protection for the public.
To learn more visit: ScamClassifierSM Model: Successfully Registered for Access – FedPayments Improvement
SCAM DEFINITION:
The use of deception or manipulation intended to achieve financial gain
SCAM CLASSIFIER MODEL
STEP 1: CONFIRM SCAM
Does the case appear to meet the scam definition?
YES: Go to Step 2
NO: Refer to FraudClassifier to determine payment fraud classification
STEP 2: CONFIRM AUTHORIZED OR UNAUTHORIZED PAYMENT
What action resulted from the scam?
AUTHORIZED PAYMENT: Authorized party made a payment – Go to Step 3
UNAUTHORIZED PAYMENT: Authorized Party enabled unauthorized account access – Go to Step 3
STEP 3: IDENTIFY THE SCAM CATEGORY
How was the authorized party deceived or manipulated?
SCAM CATEGORY: Products or Services Buying or selling products or services – Go to Step 4
SCAM CATEGORY: Relationship and Trust – Someone posing as a business, organization, vendor, agency or other trusted party – Go to Step 4
STEP 4: SELECT THE SCAM TYPE
Select the scam type based on the deception used
Merchandise
Investment
Property Sale or Rental
Romance Impostor
Government Impostor
Bank Impostor
Business Impostor
Relative/Family/Friend
Other Trusted Party
EXAMPLES OF STEPS AND RESULTS:
Scam > Authorized Payment > Relationship and Trust > Bank Impostor
Scam > Unauthorized Payment > Products and Services > Merchandise
KEY TERMS AND DEFINITIONS
Authorized Payment
A payment entered or requested by a legitimate account owner or user from the owner’s account.
Unauthorized Payment
A payment entered or requested by a third party who has no legitimate right to move money from another entity’s account.
SCAM CATEGORIES AND DEFINITIONS
Products or Services
A situation involving a transfer of funds in exchange for a product or service, irrespective of the nature of the relationship between the two parties, in which the receiver of the funds does not deliver the product or service or delivers a grossly inferior product or service than the one advertised or promised.
Relationship and Trust
A situation involving a transfer of funds to a trusted party, or an impostor acting as a trusted or authoritative party, where there is no expectation or promise of merchandise in exchange for the transferred funds. The seemingly trustworthy party can be an existing or emerging relationship or a party pretending to be an authority or reputable company
SCAM TYPES DEFINITIONS AND EXAMPLES
Merchandise Scam
Purchase of merchandise that is never delivered or is substantially different from the advertised description or quality. Scam examples: Online purchase scams, puppy and pet scams, and sales of fake sports or concert tickets, counterfeit prescription drugs or fake anti-aging remedies.
Investment Scam
An investment in a financial asset with the expectation of a high return rate based on false promises. Scam examples: Investments in fake business opportunities, fake cryptocurrency purchases or buying precious metals that do not exist.
Property Sale or Rental Scam
The purchase or rental of a home, apartment, or property that was fictitious, was not made available or was not rightfully owned by the offering party or agent. Scam examples: Making a down payment for a new home purchase or rental that is not for sale/rent by the real owners. Paying for a fake rental property offered online.
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- Enroll in FREE SCARS Scam Survivor’s School now at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
SCARS Resources:
- Getting Started Right: ScamVictimsSupport.org
- Sextortion Scam Victims: Sextortion Victims Support – The Essentials (scamvictimssupport.org)
- For New Victims of Relationship Scams newvictim.AgainstScams.org
- Subscribe to SCARS Newsletter newsletter.againstscams.org
- Sign up for SCARS professional support & recovery groups, visit support.AgainstScams.org
- Join our Scam Survivors United Chat & Discussion Group facebook.com/groups/scam.survivors.united
- Find competent trauma counselors or therapists, visit counseling.AgainstScams.org
- Become a SCARS Member and get free counseling benefits, visit membership.AgainstScams.org
- Report each and every crime, learn how to at reporting.AgainstScams.org
- Learn more about Scams & Scammers at RomanceScamsNOW.com and ScamsNOW.com
- Scammer photos ScammerPhotos.com
- SCARS Videos youtube.AgainstScams.org
- Self-Help Books for Scam Victims are at shop.AgainstScams.org
- Worldwide Crisis Hotlines: https://blog.opencounseling.com/suicide-hotlines/
Other Cyber Resources
- Block Scam Domains: Quad9.net
- Global Cyber Alliance ACT Cybersecurity Tool Website: Actionable Cybersecurity Tools (ACT) (globalcyberalliance.org) https://act.globalcyberalliance.org/index.php/Actionable_Cybersecurity_Tools_(ACT)_-_Simplified_Cybersecurity_Protection
- Wizer Cybersecurity Training – Free Security Awareness Training, Phishing Simulation and Gamification (wizer-training.com)
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To Learn More Also Look At Our Article Catalogs
Scam & Crime Types
More SCARS
- ScamsNOW Magazine – ScamsNOW.com
- ContraEstafas.org
- ScammerPhotos.com
- AnyScam.com – reporting
- AgainstScams.org – SCARS Corporate Website
- SCARS YouTube Video Channel
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