
SCARS Institute’s Encyclopedia of Scams™ Published Continuously for 25 Years

FTC Warns That Scammers Are Cloning Your Relatives’ Voice To Steal Your Money With Phone Scams
In These Phone Scams “When The Scammer Calls You, He’ll Sound Just Like Your Loved One.”
That panicky call from a relative? It could be a thief using a voice clone, FTC warns about these phone scams!
For years, a common scam has involved getting a call from someone purporting to be an authority figure, like a police officer, urgently asking you to pay money to help get a friend or family member out of trouble.
Now, federal regulators warn, such a phone scam call could come from someone who sounds just like that friend or family member — but is actually a scammer using a clone of their voice.
The Federal Trade Commission issued a consumer alert urging people to be vigilant for calls using voice clones generated by artificial intelligence, one of the latest techniques used by criminals hoping to swindle people out of money.
“All [the scammer] needs is a short audio clip of your family member’s voice — which he could get from content posted online — and a voice-cloning program,” the commission warned. “When the scammer calls you, he’ll sound just like your loved one.”
Phone Scams Use Ai To Enhance Their Family Emergency Schemes
You get a call. There’s a panicked voice on the line. It’s your grandson. He says he’s in deep trouble — he wrecked the car and landed in jail. But you can help by sending money. You take a deep breath and think. You’ve heard about grandparent scams. But darn, it sounds just like him. How could it be a scam? Voice cloning, that’s how.
Artificial intelligence is no longer a far-fetched idea out of a sci-fi movie. We’re living with it, here and now.
A scammer could use AI to clone the voice of your loved one on phone scams any tie they want to. All he needs is a short audio clip of your family member’s voice — which he could get from content posted online (on social media) — and a voice-cloning program.
Although it may sound just like that relative or friend, the FTC says consumers should know about the possibility of voice cloning.
“All he needs is a short audio clip of your family member’s voice — which he could get from content posted online — and a voice-cloning program,” the FTC said in its notice. “When the scammer calls you, he’ll sound just like your loved one.”
How To Avoid These Phone Scams?
So how can you tell if a family member is in trouble or if it’s s phone scam using a cloned voice?
- Don’t trust the voice.
- Call the person who supposedly contacted you and verify the story.
- Use a phone number you know is theirs.
- If you can’t reach your loved one, try to get in touch with them through another family member or their friends.
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- Enroll in FREE SCARS Scam Survivor’s School now at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
Statement About Victim Blaming
SCARS Institute articles examine different aspects of the scam victim experience, as well as those who may have been secondary victims. This work focuses on understanding victimization through the science of victimology, including common psychological and behavioral responses. The purpose is to help victims and survivors understand why these crimes occurred, reduce shame and self-blame, strengthen recovery programs and victim opportunities, and lower the risk of future victimization.
At times, these discussions may sound uncomfortable, overwhelming, or may be mistaken for blame. They are not. Scam victims are never blamed. Our goal is to explain the mechanisms of deception and the human responses that scammers exploit, and the processes that occur after the scam ends, so victims can better understand what happened to them and why it felt convincing at the time, and what the path looks like going forward.
Articles that address the psychology, neurology, physiology, and other characteristics of scams and the victim experience recognize that all people share cognitive and emotional traits that can be manipulated under the right conditions. These characteristics are not flaws. They are normal human functions that criminals deliberately exploit. Victims typically have little awareness of these mechanisms while a scam is unfolding and a very limited ability to control them. Awareness often comes only after the harm has occurred.
By explaining these processes, these articles help victims make sense of their experiences, understand common post-scam reactions, and identify ways to protect themselves moving forward. This knowledge supports recovery by replacing confusion and self-blame with clarity, context, and self-compassion.
Additional educational material on these topics is available at ScamPsychology.org – ScamsNOW.com and other SCARS Institute websites.
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this article is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here to go to our ScamsNOW.com website.
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