Last Updated on by SCARS Editorial Team

SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit to learn more about SCARS.ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Warning: Scammers Can Access Your Bank Accounts

You Opened You Entire Life To Your ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer.

They probably asked all they need to access your bank and account via mobile banking. They may use it or sell it. Either way, you need to take action right now!

A Significant Number Of Online Security Schemes Use Security Questions To Verify It Is Really You

Unfortunately, most people answer these questions with information they know and can recall easily – meaning they are important and true answers.

They are things like:

  • Your first car
  • Your pet’s name
  • Your favorite color
  • Your mother’s maiden name
  • Your grandmother’s first name
  • Your first job
  • Etc.

But a scammer or “conman” will ask these same questions just as a part of getting to know their victims. They may not even have been after your bank access, but you probably gave them everything they would need.

In Fact, Any Form Of Online Dating Conversations Probably Results In Leaking This Same Kind Of Information

Go Right Now To Your Online Accounts That Control Money And Change Them

We recommend never using easily hijacked information. Never use information that is contained in a profile or a resume. It should be something that someone could ask you but you would never say because it is not true.

Consider answering security questions with either false information, such as out of a favorite book or movie, or shift it.

For example, if your Grandmother’s name was Margaret answer the security question with you Aunt’s Name instead. Still easy to remember, but wrong. If it asked about your first car list the car your father had when you were young. Etc.

It is important to answer these questions with things you can easily remember, but equally important to never use answers that anyone can get out of you.

Remember, You Have To Be Smart Enough To Survive Online!