Scam Victims Financial Survival
Saving Your Car & Dealing With Car Loan Payments

Helping To Overcome Scam Victim Financial Crisis

Scam Victim Financial Survival – A SCARS Insight

If You Are A Scam Victim, What Do You Do If You Can’t Make Car Payments

Scam Victim Financial Survival Information

Portions Courtesy of the United States Federal Trade Commission

The Financial Crisis Scam Victims Face – Financial Survival

Being scammed can be a devastating experience, both emotionally and financially – Financial Survival can sometimes be as traumatic as the scam itself.

In addition to the emotional trauma of being deceived and violated, scam victims often face a significant financial survival challenges. The amount of money lost can vary depending on the type of scam, but even a small loss can have a major impact on a person’s finances.

The Financial Impact of Scams

The financial impact of scams can be devastating. Victims may have to dip into their savings or retirement accounts to cover their losses. They may also have to take on additional debt or even declare bankruptcy. In some cases, victims may lose their jobs or homes.

In addition to the immediate financial losses, scam victims may also experience long-term financial problems. They may have difficulty getting loans or credit cards, and they may have to pay higher interest rates. They may also be more likely to fall victim to scams in the future.

The Emotional Impact of Scams

The emotional impact of scams can be just as devastating as the financial impact. Victims may feel betrayed, angry, and ashamed. They may also have difficulty trusting others. This can lead to isolation, depression, and anxiety.

Saving Your Car – Scam Victim Financial Survival

According to the FTC

Trouble making car payments because of a scam?

Are you worried about repossession?

Unexpected life events, such as a major scam, can affect your ability to pay your bills, including car payments.

If you’re worried that you won’t be able to make your next car payment, take action as soon as possible. If you get behind on your payments, your lender could repossess your car — sometimes without warning. Read on to learn what to do.

Contact your lender now. Don’t wait for the company to repossess your car. Many lenders will work with customers if they think you’ll be able to pay soon, even if the payments are slightly late. If your lender agrees to any changes, make sure you have them in writing for later.
Find out what rights you have in your state. Check with your State Attorney General. States have their own rules about how cars can be repossessed and what happens after.
See if you can refinance your loan. This could make sense if a lower interest rate or longer loan could make your car payment doable. Be aware that a longer loan with reduced payments could help your current situation but also could increase your total costs. Make sure you refinance with a credible lender or company.

But whatever you do, don’t try to avoid the problem by doing nothing.

Even if you have to miss a payment, don’t be afraid to talk to your lender to learn about your options. Taking action early may help you limit or avoid paying more fees. A repossession could make it harder and more costly to get credit in the future. And you might be on the hook for any difference between what your lender gets for selling the car and what you still owe on it, plus any fees related to the repossession.

More Scam Victim Financial Information:

SCARS Resources:

Getting Started Right: ScamVictimsSupport.org
Sextortion Scam Victims: Sextortion Victims Support – The Essentials (scamvictimssupport.org)
For New Victims of Relationship Scams newvictim.AgainstScams.org
Subscribe to SCARS Newsletter newsletter.againstscams.org
Sign up for SCARS professional support & recovery groups, visit support.AgainstScams.org
Join our Scam Survivors United Chat & Discussion Group facebook.com/groups/scam.survivors.united
Find competent trauma counselors or therapists, visit counseling.AgainstScams.org
Become a SCARS Member and get free counseling benefits, visit membership.AgainstScams.org
Report each and every crime, learn how to at reporting.AgainstScams.org
Learn more about Scams & Scammers at RomanceScamsNOW.com and ScamsNOW.com
Scammer photos ScammerPhotos.com
SCARS Videos youtube.AgainstScams.org
Self-Help Books for Scam Victims are at shop.AgainstScams.org
Worldwide Crisis Hotlines: https://blog.opencounseling.com/suicide-hotlines/

Other Cyber Resources

Block Scam Domains: Quad9.net
Global Cyber Alliance ACT Cybersecurity Tool Website: Actionable Cybersecurity Tools (ACT) (globalcyberalliance.org) https://act.globalcyberalliance.org/index.php/Actionable_Cybersecurity_Tools_(ACT)_-_Simplified_Cybersecurity_Protection
Wizer Cybersecurity Training – Free Security Awareness Training, Phishing Simulation and Gamification (wizer-training.com)

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To Learn More Also Look At Our Article Catalogs

New Victims

Spotting Scammers

Scam & Crime Types

Victim Support & Recovery

Victim Psychology

More SCARS

ScamsNOW Magazine – ScamsNOW.com
ContraEstafas.org
ScammerPhotos.com
AnyScam.com – reporting
AgainstScams.org – SCARS Corporate Website
SCARS YouTube Video Channel

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Scam Victim Self-Help Do-It-Yourself Recovery Books

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Always Report All Scams – Anywhere In The World To:

Go to reporting.AgainstScams.org to learn how

U.S. FTC at https://reportfraud.ftc.gov/#/?orgcode=SCARS and SCARS at www.Anyscams.com
Visit reporting.AgainstScams.org to learn more!

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Educational Content

PLEASE NOTE: Psychology Clarification

The following specific modalities within the practice of psychology are restricted to psychologists appropriately trained in the use of such modalities:

Diagnosis: The diagnosis of mental, emotional, or brain disorders and related behaviors.
Psychoanalysis: Psychoanalysis is a type of therapy that focuses on helping individuals to understand and resolve unconscious conflicts.
Hypnosis: Hypnosis is a state of trance in which individuals are more susceptible to suggestion. It can be used to treat a variety of conditions, including anxiety, depression, and pain.
Biofeedback: Biofeedback is a type of therapy that teaches individuals to control their bodily functions, such as heart rate and blood pressure. It can be used to treat a variety of conditions, including stress, anxiety, and pain.
Behavioral analysis: Behavioral analysis is a type of therapy that focuses on changing individuals’ behaviors. It is often used to treat conditions such as autism and ADHD.
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Scam Victims Financial Survival – Saving Your Car – Dealing With Car Loan Payments – 2023

Scam Victims Financial Survival Saving Your Car & Dealing With Car Loan Payments