Using ChatGPT To Spot Scams

Using ChatGPT To Spot Scams

(Last Updated On: April 12, 2023)

Using ChatGPT To Spot ScamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost.

Using ChatGPT AIAI Artificial intelligence (AI) is wide-ranging branch of computer science concerned with building smart machines capable of performing tasks that typically require human intelligence. Machine learning is a subset of Artificial Intelligence. To Spot Scammers

Spotting Scammers – A SCARSSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Special Report

OpenAI ChatGPT can spot scammers
ChatGPT Interface

OpenAI’s ChatGPT Can Be Used As A Reliable ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Spotter

This may be the most important article you will ever read to help you avoid scams by using ChatGPT!

Introduction

It’s not just the scammers that can use AI to create scam messages, you can now use OpenAI‘s ChatGPT to spot them too!

SCARS has been testing ChatGPT for the last few weeks with astoundingly successful results. We have been using it to analyze potential scam email and it has delivered approximately a 94% accuracy rate at spotting scam emails.

In the coming weeks, we will also be using ChatGPT to analyze scammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. dialogs with victims to see how successfully it can detect relationship scamsRelationship Scam A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money! Click here to learn more: What Is A Relationship Scam? during the introduction and groomingGrooming Grooming is a form of setting up a victim for a scam or other crime by befriending and establishing an emotional connection with the victim, and sometimes the family, to lower the victim's inhibitions with the objective of the scam or criminal activity.  Grooming includes the development of a trust relationship between the criminal and the victim, getting the victims to the point where they can be more completely manipulated.   phases.

How Can You Use Chatgpt To Spot Scams And Scammers?

As an AI language model, ChatGPT can assist in spotting scams and scammers by analyzing the content of emails or messages and comparing them to known patterns of fraudulent activity. Here are some general tips and tricks you can use with ChatGPT to help spot scams:

  1. Look for unusual or suspicious requests – ChatGPT can help you identify if a request is unusual or suspicious by analyzing the wording and context of the message.
  2. Check the sender’s email address – ChatGPT can help you identify if the sender’s email address is legitimate or if it has been modified or spoofed.
  3. Verify the website or link – ChatGPT can help you determine if a website or link is legitimate or if it has been created to look like a legitimate one.
  4. Beware of urgent or threatening messages – ChatGPT can help you identify if a message is trying to create a sense of urgency or threaten you into taking action.
  5. Be cautious of unsolicited offers – ChatGPT can help you identify if an offer is too good to be true or if it’s coming from an unsolicited source.
  6. Check for poor grammar and spelling – ChatGPT can help you identify if a message is poorly written or contains spelling errors, which can be a sign of a scam.

Remember, scams can take many forms and can be quite sophisticated, so always be vigilant and cautious when dealing with unfamiliar messages or requests. If you’re unsure about a message or offer, it’s always better to err on the side of caution and investigate further before taking any action.

Tip: You can also do this with entire dating profiles too!

How Does This Work?

1. How can you create a ChatGPT prompt to look for unusual or suspicious requests by analyzing the wording and context of a message?

Here are some possible prompt variations that could be used to prompt ChatGPT to look for unusual or suspicious requests:

  • “Please analyze the following message and determine if the request is unusual or suspicious. Provide reasons for your analysis.”
  • “Given the message below, can you identify any red flags that indicate a potentially fraudulent request? Please explain your reasoning.”
  • “Analyze the wording and context of the following message to determine if there are any signs of suspicious activity or requests. Provide specific details to support your analysis.”
  • “Review the message below and assess whether there are any indications of an unusual or suspicious request. Use your knowledge to explain why or why not.”
  • “Help me spot any unusual or suspicious requests in the following message by analyzing the language and context. Provide your analysis and reasoning.”

2. How can you create a ChatGPT prompt to check if the sender’s email address is legitimate or if it has been modified or spoofed?

Here’s an example prompt for ChatGPT to check the legitimacy of a sender’s email address:

“Hey ChatGPT, can you help me determine if an email sender’s address is legitimate? Please analyze the email address and provide insights into whether it is genuine or spoofed. Additionally, can you identify any potential red flags or signs that the sender may not be who they claim to be based on the email address?”

3. How can you create a ChatGPT prompt to verify the website or link to determine if a website or link is legitimate or if it has been created to look like a legitimate one?

Here’s a prompt for ChatGPT to verify the legitimacy of a website or link:

“Hey ChatGPT, can you help me verify if a website or link is legitimate? I’m concerned that it might be a phishing attempt or a scam. Please analyze the website/link and provide me with information on its authenticity. Thank you.”

4. How can you create a ChatGPT prompt to beware of urgent or threatening messages to identify if a message is trying to create a sense of urgency or threaten you into taking action?

Here’s an example ChatGPT prompt to help identify urgent or threatening messages:

“Be wary of urgent or threatening messages. ChatGPT can help you identify if a message is trying to create a sense of urgency or fear to pressure you into taking immediate action. It will analyze the language used in the message and flag any unusual or concerning language. If you receive a message that seems overly urgent or threatening, take a step back and carefully evaluate its legitimacy before taking any action.”

5. How can you create a ChatGPT prompt to review unsolicited offers and help you identify if an offer is too good to be true or if it’s coming from an unsolicited source?

Here’s an example ChatGPT prompt for identifying unsolicited offers:

“Be cautious of unsolicited offers – ChatGPT can help you identify if an offer is legitimate or if it’s coming from an unsolicited source. If you receive an offer that seems too good to be true or if it’s from a company or person you don’t recognize, ChatGPT can help you evaluate the offer and determine if it’s safe to proceed. Ask ChatGPT to analyze the message and provide insights into the legitimacy of the offer.”

6. How can you create a ChatGPT prompt to check for poor grammar and spelling and help you identify if a message is poorly written or contains spelling errors, which can be a sign of a scam?

Here’s an example prompt for ChatGPT to check for poor grammar and spelling:

“Hey ChatGPT, can you help me spot potential scams by checking for poor grammar and spelling in messages? Sometimes, scammers use language that is poorly written or contains spelling errors. Please analyze the wording and structure of messages to determine if they contain any red flags related to grammar or spelling.”

Please Note:

We have written the above ChatGPT prompts or questions is a very wordy fashion to help you understand how you can write them in your own phasing. But you can experiment with shortening them to be more concise.

Always include the text you want to analyze following your prompt, and it is best to place that text in quotes. You will find it is easier to prepare your full prompt in a text editor first, then copy and paste it into ChatGPT’s prompt field to be run.

Want To Try It Yourself?

First, you will need a ChatGPT account. They are massively being used, so it may take a few days to get an approved account. Just be patient.

If you do not have an account, you can go to https://chat.openai.com/ to sign up.

Next, once you have your account and are on the ChatGPT interface (see image above) – type in this phrase into ChatGPT along with the text from a possible scam email:

ChatGPT review the following test from an email message – determine if it is a scam:
” place the scam email text here “

When reviewing email messages, add at the top of the unknown message From: then add the sender’s name and email address here

Examples:

Here are a few examples with their results

EXAMPLE #1

TYPED THIS:  ChatGPT review the following test from an email message – determine if it is a scam:

Left Open Quote - on RomanceScamsNOW.com

Hello beloved

Please let this not sound strange to you because my only surviving lawyer who would have done this died of covid in 2020.I got your email I.D from my country’s guestbook online through google.

I’m Mrs. Amelia Pierson from Ireland, lived in the state of Ohio, USA. I am legally married to Mr. John Wiley Pierson, a British citizen, raised in the USA. I lived in Switzerland with my husband for 32 years before we moved down to the U.K in 1985 after my husband’s retirement in 1984. I am 81 years old by the grace of God, and I am suffering from long term (illness) cancer of the blood and bone (leukemia) and brain tumor. This illness has troubled me for a long time.

All indications from the doctor and medical analysis is that my condition is really deteriorating and getting worse, and it is quite obvious that I may not live more than 2 months, although it is God who decides. This is because the cancer disease has gotten to a very bad stage that there is no hope for me to be living again. My dear husband was involved with the January 2000 Kenya airways plane crash as you can see on the news line website. ( http://news.bbc.co.uk/2/hi/africa/6627485.stm ) in the 40 years of my marriage life, still we could not produce any child, my late husband was very wealthy and after his death, I inherited some part of his business and money in the bank. Today I have decided to donate and contribute through you, to the less privileged, charity homes, kids battling with various diseases, disabled and elderly ill people and to those displaced by wars going on in the middle-east and Ukraine.

Since the death of my husband I decided not to re-marry, I sold all my belongings and deposited the sum of $8.6Million USD with UBS Bank in the United States.

Presently, I am in Ireland on life support and this money is still with the remittance department of UBS Bank, i was recently in contact with the management and was advised to provide a beneficiary to come forward and receive the funds or rather issue a letter of authorization to somebody to receive it on my behalf, So it don’t get confiscated after my death.

It’s better to use these funds to impact on people’s lives and help charities instead of it getting confiscated when I die, I will await your urgent response.

Amelia PiersonRight Close Quote - on RomanceScamsNOW.com

CHAT GPT RESPONDED:

This appears to be a common scam known as the “Advance Fee Scam”. The sender claims to have a large amount of money that they wish to donate to charity, but they require the recipient’s assistance in order to do so. Typically, the scammer will ask for personal information or an upfront payment in order to facilitate the transfer of funds, but once the payment is made, the scammer disappears and the promised funds never materialize.

Furthermore, the email contains several red flags, including unsolicited contact, the use of emotional language, and a sense of urgency to respond. The sender also claims to have obtained the recipient’s email address through a guestbook, which is an unlikely source of contact information.

In summary, this email is likely a scam and should be ignored and reported to the appropriate authorities.

EXAMPLE #2

TYPED THIS:  ChatGPT review the following test from an email message – determine if it is a scam

Left Open Quote - on RomanceScamsNOW.com

ΑΠΡΙΛΙΟΣ 10 -04 -2023 ΙΜΕΡΡΑ ΔΕΥΤΕΡΑ

ΑΠΟΣΤΟΛΙ ΠΡΟΣ ΤΟΜΑΡΙΑ EUROBANK

ΚΑΤΙΚΟΣ ΝΕΑΣ ΣΕΛΕΥΚΙΑΣ ΙΓΟΥΜΕΝΙΤΣΑΣ
ΙΠΠΑΛΙΛΟΣ EUROBANK ΚΑΤΑΣΤΙΜΑ ΤΙΣ
ΙΓΟΥΜΕΝΙΤΣΑΣ ΓΙΑΝΝΑΚΟΥ ΓΛΙΚΕΡΙΑ
ΕΝΟΧΛΙ ΚΑΘΘΕ ΜΕΡΡΑ ΤΟΝ ΧΑΡΙΣ
ΑΝΤΩΝΟΓΛΟΥ ΑΠΠΟ ΕΤΟΣ 2007
ΜΕΧΡΙ ΚΕ ΤΟ ΕΤΟΣ 2023 ΚΑΘΘΕ ΜΕΡΡΑ
Ι ΓΙΑΝΝΑΚΟΥ ΓΛΙΚΕΡΙΑ ΕΝΟΧΛΙ ΕΠΙΣΣΙΣ
Ο ΑΔΕΛΦΟΣ ΤΙΣ ΚΟΤΣΙΣ ΓΙΑΝΝΑΚΟΣ
ΕΝΟΧΛΙ ΕΠΙΣΣΙΣ Ο ΑΝΔΡΑΣ ΤΙΣ
ΓΙΑΝΝΑΚΟΥ ΓΛΙΚΕΡΙΑ ΕΝΟΧΛΙ ΚΕ
ΚΙΝΙΓΑΝΝ ΝΑ ΔΟΛΟΦΟΝΙΣΟΥΝ ΤΟΝ
ΧΑΡΙΣ ΑΝΤΩΝΟΓΛΟΥ

ΘΩΜΑΣ ΔΟΥΚΑΣ ΕΚΚΙ ΑΠΟΠΙΡΑΘΙ ΝΑ
ΔΟΛΟΦΟΝΙΣΣ ΤΟΝ ΧΑΡΙΣ ΑΝΤΩΝΟΓΛΟΥ
400 ΦΟΡΡΕΣΣ

ΓΙΑΝΝΑΚΟΥ ΓΛΙΚΕΡΙΑ ΙΠΠΑΛΙΛΟΣ
EUROBANK ΚΑΤΑΣΤΙΜΑ ΤΙΣ
ΙΓΟΥΜΕΝΙΤΣΑΣ ΚΛΕΒΙ ΟΛΛΕΣ
ΤΙΣ ΕΠΙΤΑΓΕΣ ΟΝΟΜΑ ΧΑΡΙΤΟΣ
ΑΝΤΩΝΟΓΛΟΥ

ΕΛΛΑΒΑ ΕΞΙΝΤΑ ΧΡΟΝΝΙΑ ΑΠΠΟ
EUROBANK ΜΙΔΕΝ ΕΠΙΤΑΓΕΣRight Close Quote - on RomanceScamsNOW.com

CHAT GPT RESPONDED:

Based on the information provided, it is not clear what kind of test this is or what it is supposed to be testing. However, based on the content of the text, it appears to be a scam. There are several indications of this:

The email is written in all caps, which is often a sign of an unprofessional or suspicious message.

The language used in the email is unclear and difficult to understand, suggesting that the writer may not be a native English speaker or that the message has been poorly translated.

The email includes a number of seemingly random names and phrases that do not appear to be relevant to any legitimate business or organization.

The email includes a request for personal or financial information, which is a common tactic used by scammers to trick people into giving away their sensitive information.

The email contains several misspellings and grammatical errors, which is another indication that it is not a legitimate message.

Overall, based on these factors, it is likely that this email is a scam and should be ignored or reported to the appropriate authorities.

EXAMPLE #3

TYPED THIS: ChatGPT review the following test from an email message – determine if it is a scam:

Left Open Quote - on RomanceScamsNOW.com

From: update.arl1@emaildl.att-mail.com

Thanks for your email!

This is an automated response from AT&T Customer Service.

We’re sorry. You replied to a notification-only email address that cannot accept incoming messages. Please refer to the Online Info section below if you need assistance.

Online Info
Home Page: att.com

©2023 AT&T Intellectual Property. All rights reserved. AT&T, AT&T logo and all other AT&T marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T affiliated companies.
AR_ATTSTANDARD_U_EHRight Close Quote - on RomanceScamsNOW.com

CHAT GPT RESPONDED:

There are some red flags that suggest this email may be a scam:

The email address used is not a standard AT&T email address. Legitimate AT&T emails typically come from an “@att.com” domain, while this email is from “@emaildl.att-mail.com”.

The email does not address the recipient by name, which is unusual for legitimate customer service emails.

The email contains no specific information about the recipient’s account or issue, which is also unusual for legitimate customer service emails.

The email contains no personalization or branding, which is again unusual for legitimate customer service emails.

Therefore, it’s possible that this email is a phishing scamPhishing scam Scammers often use email "phishing" to hook unsuspecting fraud victims. Treat all unsolicited email and spam as suspicious: Do not open or reply. To avoid loading malicious software onto your computer or device, never click a link – even from a trusted source – unless you've verified its authenticity. Be especially wary of emails asking for emergency funds or help from friends, family and colleagues. Their email accounts may have been hacked. Scammers will also pretend to be government agencies in scam emails. attempting to obtain personal information or credentials from the recipient. It’s best to avoid clicking any links or providing any personal information without further verification of the email’s authenticity.

EXAMPLE #4

TYPED THIS:   review the following email message to determine if it is a scam

Left Open Quote - on RomanceScamsNOW.com

Reply-To: alexwu8971@outlook.com
China CiTic Bank
Fund portfolio dept,
Asia Pacific.
Ref: Remittance of (USD$10,000,000)
Attention:
We received instruction from our correspondence bank to transfer the sum
of $10 million into your account which we are in the process to open an
online banking account in your name and forward to you the account
information so that you can transfer your fund into your regular account
in your country by your self to avoid any problems.
Surprisingly this morning, when we were about to communicate and proceed
on how to reach you, Mrs. Jessica Richard who claimed to be your
representative just forwarded to us the following account details to
transfer the fund into her personal bank account.
The account details which she forwarded to us is as follows.
Account Holder: Jessica Richard
Account#: 7407283200
Routing#: 011000015
Bank Name: Bank Of America
Amount: US10,000,000
Please, Do reconfirm to us as a matter of urgency if this lady is from you.
But if this lady is not from you, then you are required to fill and send this information for
verification purpose so that your fund value of $10 million will be released and paid to you officially and accordingly.
Please Fill:
1. Full Name:
2. Male/Female:
3. Age:
4. Occupation/Job
5. Nationality:
6. Country You Now Live:
7. Mobile Number:
Send all information to the bank correspondence email: alexwu8971@outlook.com
HOWEVER, WE SHALL PROCEED TO TRANSFER ALL FUND PAYMENT TO THE SAID REPRESENTATIVE IF WE DO NOT HEAR FROM YOU WITHIN THE NEXT 48 HOURS OF THIS NOTIFICATION.
Please confirm your receipt of this mail without delay…..
Yours Faithfully,
Ms. Karen Hall
Foreign Operations Secetary.Right Close Quote - on RomanceScamsNOW.com

CHAT GPT RESPONDED:

This email message is definitely a scam. Several red flags suggest that it is not legitimate.

Firstly, the email is unsolicited and claims to be from a bank. Legitimate banks do not usually contact customers out of the blue like this, especially not to inform them of large transfers of funds they were not previously aware of.

Secondly, the email uses urgency and a threatening tone to pressure the recipient to respond quickly, indicating a sense of urgency, and creates the impression of a deadline by which the recipient must respond.

Thirdly, the email contains several spelling and grammatical errors, which is unusual for a professional organization such as a bank. The use of terms like “fund portfolio dept” and “foreign operations secretary” are also suspicious.

Fourthly, the email requests personal information such as full name, age, and occupation, which a legitimate bank would already have on file if they were truly sending a transfer of $10,000,000.

Finally, the email mentions a representative named “Jessica Richard” who claims to be associated with the recipient. This is a common tactic used by scammers to create a false sense of familiarity and trust.

In conclusion, the email is a scam and should be ignored. It is important to remember that legitimate banks and financial institutions will never ask for personal information or transfer funds without the proper verification and authorization processes.

It Is That Simple.

We suspect that this may be a game-changer for victims.

Get a ChatGPT account and try it out for yourself!

Just remember that you have to interpret what ChatGPT delivers. It is only as useful as how you ask it. In some cases, it cannot really give you a definitive answer, but if there is any hint walk away.

ChatGPT is still in development so we expect it to improve over time, but nothing is guaranteed! We have found success in our testing, but your results may be different.

What do you think about this?
Please share your thoughts in a comment below!

-/ 30 /-

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Our managed peer supportPeer support Peer support occurs when people provide knowledge, experience, emotional, social or practical help to each other. It commonly refers to an initiative consisting of trained supporters and can take a number of forms such as peer mentoring, reflective listening (reflecting content and/or feelings), or in a support group. Peer support is also used to refer to initiatives where colleagues, members of self-help organizations and others meet, in person or online, to give each other connection and support on a reciprocal basis. Peer support is distinct from other forms of social support in that the source of support is a peer, a person who is similar in fundamental ways to the recipient of the support; their relationship is one of equality. A peer is in a position to offer support by virtue of relevant experience: he or she has "been there, done that" and can relate to others who are now in a similar situation. Trained peer support workers such as SCARS Volunteers receive special training and may be required to obtain Continuing Education Units, similar to clinical staff. Some other trained peer support workers may also be law-enforcement personnel and firefighters as well as emergency medical responders. groups allow victims to talk to other survivorsSurvivor A Scam Survivor is a victim who has been able to fully accept the reality of their situation. That they were the victim of a crime and are not to blame. They are working on their emotional recovery and reduction of any trauma either on their own, through a qualified support organization, or through counseling or therapy. And has done their duty and reported the crime to their local police, national police, and on Anyscam.com and recover in the most experienced environment possible, for as long as they need. Recovery takes as long as it takes – we put no limits on our support!

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To apply to join our groups visit support.AgainstScams.org

We also offer separate support groupsSupport Groups In a support group, members provide each other with various types of help, usually nonprofessional and nonmaterial, for a particular shared, usually burdensome, characteristic, such as romance scams. Members with the same issues can come together for sharing coping strategies, to feel more empowered and for a sense of community. The help may take the form of providing and evaluating relevant information, relating personal experiences, listening to and accepting others' experiences, providing sympathetic understanding and establishing social networks. A support group may also work to inform the public or engage in advocacy. They can be supervised or not. SCARS support groups are moderated by the SCARS Team and or volunteers. for family & friends too.

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The SCARS Steps program is a complete program and is provided for the purpose of helping scam victims to overcome this experience. Throughout this SCARS Steps Program, we speak about issues and challenges that a victim may have and help guide them through their recovery. But each person is different and it is important to understand your own reasons for being vulnerable to being scammed.

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The SCARS Slate Book should be purchased by family and friends to better understand what happened to the victim and the traumatic impact on them. But it can also be shared by the victim so that they do not have to explain to family and friends about the scam. This publication is to help others to help Scam Victims to make it through this traumatic experience and recover.

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ORGANIZE YOUR INFORMATION TO MAKE THE REPORTING PROCESS SIMPLE!

Helps you get and stay organized. This publication is to help Scam Victims organize their crime information. Complete this information before reporting to the police then bring this book with you

Before or after reporting to the police the RED BOOK gives you a dedicated tool to record all the essential facts of this crime. The Victim, the Scammers, the Money, and your Police interactions. Everything that really matters can be easily recorded for your immediate use and for the future!

As we have seen, money recovery/repayment programs can become available years after the scam ends and you need to keep all the details of this crime in case it is needed. We have also seen scammers being extradited to the U.S. and other countries, this will help in the event you testify or give statements, Additionally, this helps you have your information ready to qualify for victims’ benefits, compensation, or aid.

The Official SCARS RED BOOK is your way of recording all the important facts of this crime so that you do not lose essential information, Complete the RED BOOK then put it away with the confidence that you will have it if or when it is needed.

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SCARS BLUE BOOK - Survivor's Recovery Journal
SCARS LIME BOOK - Wisdom & Motivation for Scam Victims
SCARS CHERRY BOOK - A Guide To Understanding Your Fear
SCARS WORKBOOK - 8 Steps To Improvement
SCARS WORKBOOK - Understanding Self-Blame, Guilt, and Shame
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Always Report All Scams – Anywhere In The World To:

U.S. FTCFTC The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) U.S. antitrust law and the promotion of consumer protection. The FTC can also act as a clearinghouse for criminal reports sent to other agencies for investigation and prosecution. To learn more visit www.FTC.gov or to report fraud visit ReportFraud.FTC.gov at https://reportfraud.ftc.gov/#/?orgcode=SCARS and SCARS at www.Anyscams.com

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HELP OTHERS STAY SAFE ONLINE – YOUR KNOWLEDGE CAN MAKE THE DIFFERENCE!
THE NEXT VICTIM MIGHT BE YOUR OWN FAMILY MEMBER OR BEST FRIEND!

Updated SCARS RomanceScamsNow.com Posts:

Push Payment Scams

Push PaymentPush Payment An Authorized Push Payment (APP) refers to a type of financial transaction that involves the transfer of money from one bank account to another, initiated by the account holder or an authorized party. It typically occurs through the use of mobile banking apps, online payment platforms, or other electronic means. In an APP, the account holder provides explicit consent or authorization for the payment to be made. This distinguishes it from unauthorized or fraudulent transactions, where the account holder is unaware of or did not give consent for the payment. APPs are commonly used for various purposes, such as paying bills, making purchases, transferring funds to friends or family, and settling financial obligations. They provide a convenient and efficient way to transfer money electronically, eliminating the need for physical cash or paper-based payment methods. It's worth noting that while authorized push payments are generally legitimate transactions, there can be instances of scams or fraudulent activities where individuals are tricked into authorizing payments unknowingly or under false pretenses. It is important to exercise caution and verify the authenticity of requests before authorizing any APP. Scams Push Payment Scams Are A Newer [...]

Money Mules Initiative by the United States Department of Justice

Money MulesMoney mules Money mules are a type of money laundering where a person transfers illicit funds through a medium (such as a bank account) to obfuscate where the money came from. There are different types of money mules including witting, unwitting, and complicit. Initiative An Initiative by the United States Department [...]

Cryptocurrency Fraud – Businesses That Appear To Be Engaged In Scams – A Series – May 22 2023

Cryptocurrency Businesses That Appear To Be Engaged In FraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim. Reported [...]

SMS Pumping Fraud/Scams

SMS Pumping Fraud A Telecom-Based CybercrimeCybercrime Cybercrime is a crime related to technology, computers, and the Internet. Typical cybercrime are performed by a computer against a computer, or by a hacker using software to attack computers or networks. How Scams Work [...]

Open Letter To Local Police Officers & Police Leadership

Open Letter To Local PoliceLocal Police The Local Police is your first responder in most countries. In most English-speaking countries and in Europe report to them first. In other countries look for your national cybercrime police units to report scams to. In the U.S., Canada, & Australia, you must report to the local police first. Officers & Police Leadership [...]

The World Online Is Not Safe For Those That Don’t Know!

The Issue Of Race In Scam Reporting
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This content and other material contained on the website, appsApps Applications or Apps An application (software), commonly referred to as an ‘app’ is a program on a computer, tablet, mobile phone or device. Apps are designed for specific tasks, including checking the weather, accessing the internet, looking at photos, playing media, mobile banking, etc. Many apps can access the internet if needed and can be downloaded (used) either for a price or for free. Apps are a major point of vulnerability on all devices. Some are designed to be malicious, such as logging keystrokes or activity, and others can even transport malware. Always be careful about any app you are thinking about installing., newsletter, and products (“Content”), is general in nature and for informational purposes only and does not constitute medical, legal, or financial advice; the Content is not intended to be a substitute for licensed or regulated professional advice. Always consult your doctor or other qualified healthcare provider, lawyer, financial, or tax professional with any questions you may have regarding the educational information contained herein. SCARS makes no guarantees about the efficacy of information described on or in SCARS’ Content. The information contained is subject to change and is not intended to cover all possible situations or effects. SCARS does not recommend or endorse any specific professional or care provider, product, service, or other information that may be mentioned in SCARS’ websites, apps, and Content unless explicitly identified as such.

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All original content is Copyright © 1991 – 2023 Society of Citizens Against Relationship ScamsSCARS SCARS - Society of Citizens Against Relationship Scams Inc. A government registered crime victims' assistance & crime prevention nonprofit organization based in Miami, Florida, U.S.A. SCARS supports the victims of scams worldwide and through its partners in more than 60 countries around the world. Incorporated in 2015, its team has 30 years of continuous experience educating and supporting scam victims. Visit www.AgainstScams.org to learn more about SCARS. Inc. (Registered D.B.A SCARS) All Rights Reserved Worldwide & Webwide. Third-party copyrights acknowledge.

U.S. State of Florida Registration Nonprofit (Not for Profit) #N20000011978 [SCARS DBA Registered #G20000137918] – Learn more at www.AgainstScams.org

SCARS, SCARS|INTERNATIONAL, SCARS, SCARS|SUPPORT, SCARS, RSN, Romance Scams Now, SCARS|INTERNATION, SCARS|WORLDWIDE, SCARS|GLOBAL, SCARS, Society of Citizens Against Relationship Scams, Society of Citizens Against Romance Scams, SCARS|ANYSCAM, Project Anyscam, Anyscam, SCARS|GOFCH, GOFCH, SCARS|CHINA, SCARS|CDN, SCARS|UK, SCARS|LATINOAMERICA, SCARS|MEMBER, SCARS|VOLUNTEER, SCARS Cybercriminal Data Network, Cobalt Alert, Scam Victims Support GroupSupport Group In a support group, members provide each other with various types of help, usually nonprofessional and nonmaterial, for a particular shared, usually burdensome, characteristic, such as romance scams. Members with the same issues can come together for sharing coping strategies, to feel more empowered and for a sense of community. The help may take the form of providing and evaluating relevant information, relating personal experiences, listening to and accepting others' experiences, providing sympathetic understanding and establishing social networks. A support group may also work to inform the public or engage in advocacy. They can be supervised or not. SCARS support groups are moderated by the SCARS Team and or volunteers., SCARS ANGELS, SCARS RANGERS, SCARS MARSHALLS, SCARS PARTNERS, are all trademarks of Society of Citizens Against Relationship Scams Inc., All Rights Reserved Worldwide

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