
SCARS Institute’s Encyclopedia of Scams™ Published Continuously for 25 Years

Loyalty Points Scam Are An Easy Way To Target Programs From Popular Businesses To Reward Their Customers For Their Spending
How The Loyalty Points Scam Works
One common Loyalty Points Scam involves sending customers emails or text messages that claim their loyalty points are about to expire. The emails or text messages will often include a link to a fake website that looks like a real loyalty program website.
If the customer clicks on the link with a Loyalty Points Scam, they will be asked to enter their login information. Once the customer enters their login information, the scammers will be able to access their account and steal their loyalty points.
Another common variation of the Loyalty Points Scam involves calling customers and pretending to be from the loyalty program company. The caller will often say that the customer has won a prize or that there is a problem with their account.
The caller will then ask the customer for their personal information, such as their name, address, and credit card number. Once the customer provides this information, the scammers will use it to steal their identity or commit fraud.
Examples of how the Loyalty Points Scam works:
- The Loyalty Points Scammer may send an email or text message that looks like it is from the loyalty program company. The email or text message may say that the customer has won a prize or that their loyalty points are about to expire. The email or text message will often include a link to a fake website that looks like the real loyalty program website.
- The Loyalty Points Scammer may call the customer and pretend to be from the loyalty program company. The caller may say that the customer has won a prize or that there is a problem with their account. The caller will then ask the customer for their personal information, such as their name, address, and credit card number.
- The Loyalty Points Scammer may create a fake website that looks like the real loyalty program website. The fake website will often have a login page that looks like the real login page. If the customer enters their login information on the fake website, the scammers will be able to access their account and steal their loyalty points.
- The Loyalty Points Scammer may create a fake app that looks like the real loyalty program app. The fake app will often ask for the customer’s login information or personal information. If the customer provides this information, the scammers will be able to steal their loyalty points.
Watch Out – Red Flags of Loyalty Points Scam:
- The email or text message may be poorly written or contain grammatical errors.
- The email or text message may ask for personal information that is not relevant to the loyalty program.
- The email or text message may include a link to a website that has a different URL than the real loyalty program website.
- The caller may be pushy or demanding.
- The caller may ask for your personal information over the phone.
- The caller may ask you to make a payment or transfer money.
Loyalty Points Scam Tips
Here are some tips to help you avoid falling victim to a loyalty points scam:
- Never click on links in emails or text messages from unknown senders.
- Be wary of calls from people claiming to be from a loyalty program company.
- Never give out your personal information, such as your login information or credit card number, to someone you don’t know.
- Check the website address carefully before entering your login information.
- If you think you may have been scammed, contact the loyalty program company immediately.
By following these Loyalty Points Scam tips, you can help protect yourself from falling victim to a loyalty points scam.
Keep In Mind
Here are some additional things to keep in mind to protect yourself from loyalty points scam:
- Only log in to your loyalty program account from a trusted device and internet connection.
- Keep your password for your loyalty program account strong and unique.
- Change your password regularly.
- Be aware of the signs of a scam, such as urgent requests for personal information or threats of account closure.
If you receive an email, text message, or phone call that you think may be a loyalty points scam, do not click on any links, give out any personal information, or make any payments. Instead, contact the loyalty program company directly to verify the authenticity of the communication.
More:
- Robocalls and Text Scams – How To Stop Them – A SCARS Guide (romancescamsnow.com)
- “Hello” Text Message Scams (romancescamsnow.com)
- Venmo Text Scam (romancescamsnow.com)
- Identify and Stop Scam/Spam Text Messages (romancescamsnow.com)
- Text Message Scam Warning (romancescamsnow.com)
- FluBot: Package Delivery Text Message Shipping Scam (romancescamsnow.com)
- Don’t Click Links In Unknown Text Messages! Ever! (romancescamsnow.com)
- Government Impersonation Scams Are On The Rise! (scamsnow.com)
- Federal Trade Commission Going After Fake Reviews (scamsnow.com)
- Major News: Gift Cards May Now Be Refundable! (romancescamsnow.com)
Do You Need Support?
Get It Now!
SCARS provides the leading Support & Recovery program for relationship scam victims – completely FREE!
Our managed peer support groups allow victims to talk to other survivors and recover in the most experienced environment possible, for as long as they need. Recovery takes as long as it takes – we put no limits on our support!
SCARS is the most trusted support & education provider in the world. Our team is certified in trauma-informed care, grief counseling, and so much more!
To apply to join our groups visit support.AgainstScams.org
We also offer separate support groups for family & friends too.
Become a
SCARS STAR™ Member
SCARS offers memberships in our STAR program, which includes many benefits for a very low annual membership fee!
SCARS STAR Membership benefits include:
- FREE Counseling or Therapy Benefit from our partner BetterHelp.com
- Exclusive members-only content & publications
- Discounts on SCARS Self-Help Books Save
- And more!
To learn more about the SCARS STAR Membership visit membership.AgainstScams.org
To become a SCARS STAR Member right now visit join.AgainstScams.org
-/ 30 /-
What do you think about this?
Please share your thoughts in a comment below!
Article Rating
Table of Contents
POPULAR ARTICLES
ARTICLE META
RATE THIS ARTICLE?
LEAVE A COMMENT?
Recent Comments
On Other Articles
on SCARS INSTITUTE SCAM WARNINGS – 2025: “This list is astounding! This just shows the general public has no idea the lengths the criminals will go to…” Jul 12, 10:17
on Nigeria – [EFCC] Economic & Financial Crimes Commission: “Thank you for your comment, but this is patently false. China is the source for the most scammers. Brazil has…” Jul 9, 06:20
on Nigeria – [EFCC] Economic & Financial Crimes Commission: “NIgeria has produced more scammers than the whole world produced. Seems like their law enforcement is pretty incompetent.” Jul 8, 02:51
on Self-Pity & Scam Victim Recovery: “I like how this article incorporates gratitude as an antidote to self-pity. I also like how the writer corelates that…” Jul 7, 19:48
on Victim Psychology – Managing Your Emotional 5 Saboteurs: “It is so possible to stand in our own way during our recovery. That self-doubt about what happened, even feeling…” Jul 5, 12:51
on Romance Scams – Crime Typology Overview / Victim Impact Analysis – 2025: “Excellent compendium of knowledge on romance scams . Thank you Dr. Tim” Jul 5, 07:43
on Romance Scams – Crime Typology Overview / Victim Impact Analysis – 2025: “Dr. Tim, in the couple of hours you took to pull this information together into a victim impact analysis, is…” Jul 4, 18:56
on The Normalcy Bias: Understanding the Cognitive Bias that Can Put You in Danger – 2022 [UPDATED 2025]: “The article has been reviewed and updated. Thank you.” Jul 2, 07:31
on Victims As Activists & Why Many Scam Victims Should Delay Or Not Become One: “This article is clear in the ways that survivors can put themselves off track trying to help before they are…” Jul 1, 20:05
on Victim Vulnerability After The Scam – Physical Risks: “Thank you for this article. I had no idea that after a crime we walk differently, or use smaller gestures.…” Jul 1, 19:41
Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- Enroll in FREE SCARS Scam Survivor’s School now at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this article is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here to go to our ScamsNOW.com website.
Thank you for your comment. You may receive an email to follow up. We never share your data with marketers.