SCARS Institute's Encyclopedia of Scams™ RomanceScamsNOW.com Published Continuously for 25 Years

SCARS Institute’s Encyclopedia of Scams™ Published Continuously for 25 Years

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Loyalty Points Scam Targets Customers of Loyalty Points Programs

Text & Message Loyalty Points Scam Targeting Loyalty Customers

How Scams Work – A SCARS Insight

Loyalty Points Scam Are An Easy Way To Target Programs From Popular Businesses To Reward Their Customers For Their Spending

How The Loyalty Points Scam Works

One common Loyalty Points Scam involves sending customers emails or text messages that claim their loyalty points are about to expire. The emails or text messages will often include a link to a fake website that looks like a real loyalty program website.

If the customer clicks on the link with a Loyalty Points Scam, they will be asked to enter their login information. Once the customer enters their login information, the scammers will be able to access their account and steal their loyalty points.

Another common variation of the Loyalty Points Scam involves calling customers and pretending to be from the loyalty program company. The caller will often say that the customer has won a prize or that there is a problem with their account.

The caller will then ask the customer for their personal information, such as their name, address, and credit card number. Once the customer provides this information, the scammers will use it to steal their identity or commit fraud.

Examples of how the Loyalty Points Scam works:

  • The Loyalty Points Scammer may send an email or text message that looks like it is from the loyalty program company. The email or text message may say that the customer has won a prize or that their loyalty points are about to expire. The email or text message will often include a link to a fake website that looks like the real loyalty program website.
  • The Loyalty Points Scammer may call the customer and pretend to be from the loyalty program company. The caller may say that the customer has won a prize or that there is a problem with their account. The caller will then ask the customer for their personal information, such as their name, address, and credit card number.
  • The Loyalty Points Scammer may create a fake website that looks like the real loyalty program website. The fake website will often have a login page that looks like the real login page. If the customer enters their login information on the fake website, the scammers will be able to access their account and steal their loyalty points.
  • The Loyalty Points Scammer may create a fake app that looks like the real loyalty program app. The fake app will often ask for the customer’s login information or personal information. If the customer provides this information, the scammers will be able to steal their loyalty points.

Watch Out – Red Flags of Loyalty Points Scam:

  • The email or text message may be poorly written or contain grammatical errors.
  • The email or text message may ask for personal information that is not relevant to the loyalty program.
  • The email or text message may include a link to a website that has a different URL than the real loyalty program website.
  • The caller may be pushy or demanding.
  • The caller may ask for your personal information over the phone.
  • The caller may ask you to make a payment or transfer money.

Loyalty Points Scam Tips

Here are some tips to help you avoid falling victim to a loyalty points scam:

  • Never click on links in emails or text messages from unknown senders.
  • Be wary of calls from people claiming to be from a loyalty program company.
  • Never give out your personal information, such as your login information or credit card number, to someone you don’t know.
  • Check the website address carefully before entering your login information.
  • If you think you may have been scammed, contact the loyalty program company immediately.

By following these Loyalty Points Scam tips, you can help protect yourself from falling victim to a loyalty points scam.

Keep In Mind

Here are some additional things to keep in mind to protect yourself from loyalty points scam:

  • Only log in to your loyalty program account from a trusted device and internet connection.
  • Keep your password for your loyalty program account strong and unique.
  • Change your password regularly.
  • Be aware of the signs of a scam, such as urgent requests for personal information or threats of account closure.

If you receive an email, text message, or phone call that you think may be a loyalty points scam, do not click on any links, give out any personal information, or make any payments. Instead, contact the loyalty program company directly to verify the authenticity of the communication.

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Important Information for New Scam Victims

If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

A Note About Labeling!

We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

Psychology Disclaimer:

All articles about psychology and the human brain on this website are for information & education only

The information provided in this article is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here to go to our ScamsNOW.com website.

If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.