Online Safety: Tips for Better & Safer Passwords – 2024

Tips for Better & Safer Passwords

An Online Safety Guide for Protecting Your Accounts Online

Online Safety – A SCARS Institute Insight

Author:
•  SCARS Institute Encyclopedia of Scams Editorial Team – Society of Citizens Against Relationship Scams Inc.

Article Abstract

In the age of frequent data breaches, password security is more critical than ever. Research highlights the dangers of password reuse, with 72% of individuals using the same password across multiple accounts, which significantly increases vulnerability to credential-stuffing attacks.

Strong, unique passwords are essential for protecting online accounts, and users should avoid common passwords, incorporate special characters, and opt for passphrases.

Password managers like Bitwarden can generate and securely store complex passwords, helping users avoid reusing passwords and simplifying the management of credentials.

Additional security measures, such as enabling two-factor authentication and regularly checking for password breaches, are also recommended to safeguard personal data.

Online Safety: Tips for Better & Safer Passwords - 2024

Online Safety: Password Security in the Age of Data Breaches

Here are our key findings and recommendations for password security in 2024.

The Password Basics:

Password Reuse is Rampant and Dangerous: The research emphasizes the widespread problem of password reuse, making users vulnerable to credential stuffing attacks. This tactic allows cybercriminals to gain access to multiple accounts by leveraging compromised login credentials from a single source. The analysis of 721 million exposed credentials found that:

According to Consumer Reports: 72% of individuals with multiple exposed passwords reused them across different accounts in 2022, a significant increase from 64% in 2021.

“If that one password you use over and over again is exposed in a data breach, it’s easy for cybercriminals to use a kind of attack called credential stuffing…and gain access to your social media, banking information, and more.”

Strong and Unique Passwords are Essential: The document stresses the importance of creating strong, unique passwords for each online account. This means avoiding common passwords, personal information, and default passwords provided by manufacturers.

A 7-Step Guide to Creating and Using Safe, Secure Passwords

In today’s digital world, securing your online accounts is more important than ever. Strong passwords are the first line of defense against hackers and cybercriminals who seek to access your sensitive information. Here’s how you can create and manage safe, secure passwords:

1. What Makes a Password Secure?

A strong password has the following characteristics:

  • Length: Aim for at least 12-16 characters. The longer the password, the harder it is to crack.
  • Complexity: Include a mix of uppercase and lowercase letters, numbers, and special characters (such as @, #, $, &).
  • Unpredictability: Avoid using obvious information such as your name, birthday, or common words like “password123”.
  • Passphrases: A random combination of words or a phrase that is easy to remember but hard to guess (e.g., “PurpleBanana$Waterfall22”).

2. Creating Strong Passwords

Use Passphrases

Instead of a random assortment of letters, consider using a series of unrelated words. For example, “Turtle$Mountain*SkyBlue77”. This approach makes it easier to remember while still difficult for hackers to guess.

Incorporate Special Characters

Adding special characters makes it harder to crack passwords through brute-force attacks. For example, a password like “MyHouse!2024” is much stronger than just “MyHouse2024”.

Avoid Common Passwords

Steer clear of common passwords like “123456,” “password,” or any password that uses easy-to-find personal information like your pet’s name or your favorite sports team.

3. Managing Passwords Safely

Use a Password Manager

A password manager can help you generate and store complex passwords securely. Popular password managers like LastPass, Dashlane, and Bitwarden can store your passwords in an encrypted vault, which only you can access.

Never Reuse Passwords

Each of your online accounts should have a unique password. This way, if one account is compromised, it doesn’t put all your other accounts at risk.

Update Passwords Regularly

Set reminders to update your passwords periodically (every 6-12 months). This practice reduces the risk of someone gaining long-term access to your accounts without your knowledge.

4. Avoiding Password Pitfalls

Avoid Using Sequential Numbers

Passwords like “abc123” or “qwerty” are highly predictable and should be avoided.

Don’t Use Personal Information

Avoid using easily accessible information such as your address, phone number, or anything visible on social media profiles.

Don’t Write Passwords Down (Except in a Secured Password Logbook)

While it may be tempting, avoid writing your passwords down where they can be found, especially in unsecured locations. You can use a secured password logbook that is kept under lock and key to provide a failsafe backup of your passwords – also a password logbook can give trusted family members access to your accounts in an emergency. SCARS Institute offers a special-purpose password logbook at the SCARS Institute Bookshop (shop.AgainstScams.org)

5. Additional Security Measures

Enable Two-Factor Authentication (2FA)

Where available, enable two-factor authentication for an added layer of security. This requires you to enter a secondary code sent to your phone or email, ensuring that even if someone has your password, they can’t access your account.

Check for Password Breaches

Regularly check if your passwords have been compromised in known data breaches by using services like Have I Been Pwned. If your password appears in a breach, change it immediately.

Use Biometric Security

If possible, enable biometric security (e.g., fingerprint or facial recognition) for accessing your devices and accounts.

6. Password Managers: Enhancing Security with Tools Like Bitwarden

Password managers are powerful tools designed to help you create, store, and manage complex passwords securely. By using a password manager, you can generate strong, unique passwords for each of your accounts without needing to remember them all. One of the most trusted and secure password managers is Bitwarden, which is used by organizations like SCARS (Society of Citizens Against Relationship Scams) for securing sensitive information.

Why Use a Password Manager?

Enhanced Security: Password managers generate complex, random passwords that are hard to crack. Since you don’t need to remember these passwords, you can create stronger ones.

Convenience: They save and autofill your passwords, so you don’t have to type or memorize them.

Encrypted Storage: Password managers store your passwords in an encrypted vault, which only you can access with a master password.

Sync Across Devices: Password managers like Bitwarden allow you to access your passwords from any device securely, whether you’re on your phone, computer, or tablet.

Bitwarden: A Trusted Password Manager

Bitwarden is an open-source password manager known for its robust security features and transparency. Here’s why it’s a popular choice:

Open Source: As an open-source tool, Bitwarden allows its code to be reviewed by security experts, ensuring that vulnerabilities are identified and patched quickly.

Strong Encryption: Bitwarden uses end-to-end encryption, meaning your passwords are encrypted before they leave your device, and only you can decrypt them.

Cross-Platform Availability: Bitwarden works on multiple platforms, including Windows, macOS, Linux, iOS, and Android, and integrates with all major browsers.

Two-Factor Authentication (2FA): Bitwarden supports 2FA, adding an extra layer of security beyond just a password.

Free and Premium Versions: Bitwarden offers a free version with essential features, while the premium version offers advanced options like security reports and encrypted file storage.

How to Get Started with Bitwarden

Create a Master Password: When setting up Bitwarden, create a strong master password that only you know. This is the key to accessing all your saved passwords.

Store Passwords Securely: Once your account is set up, you can store passwords for all your online accounts in Bitwarden’s encrypted vault.

Generate Strong Passwords: Use Bitwarden’s built-in password generator to create strong, random passwords for each account.

Sync Across Devices: Install Bitwarden on all your devices, so you always have access to your passwords securely.

By using a password manager like Bitwarden, you can ensure that your online accounts are protected by strong, unique passwords without the hassle of remembering them all. This tool simplifies the process of maintaining good password hygiene and significantly enhances your overall digital security.

7. What To Do If Your Password Is Compromised

  1. Change the Password: Immediately update the password for any compromised accounts.
  2. Enable 2FA: If you haven’t already, enable two-factor authentication on all sensitive accounts.
  3. Monitor Accounts: Check your account activity for suspicious behavior.
  4. Notify Affected Parties: If your password compromise impacts others (e.g., shared accounts or services), notify them promptly.

Conclusion

Creating and using strong, unique passwords is critical for protecting your online identity and sensitive data. By following these guidelines and utilizing tools like password managers and two-factor authentication, you can significantly reduce the risk of a security breach. Remember, your digital security is only as strong as your weakest password—stay vigilant and proactive!

More Information

Please Leave Us Your Comment
Also, tell us of any topics we might have missed.

Leave a Reply

Your comments help the SCARS Institute better understand all scam victim/survivor experiences and improve our services and processes. Thank you

Your email address will not be published. Required fields are marked *

Thank you for your comment. You may receive an email to follow up. We never share your data with marketers.

Recent Reader Comments

Important Information for New Scam Victims

If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.

SCARS Resources:

Other Cyber Resources

-/ 30 /-

What do you think about this?
Please share your thoughts in a comment below!

Legal Disclaimer:

The content provided on this platform regarding psychological topics is intended solely for educational and entertainment purposes. The publisher makes no representations or warranties regarding the accuracy or completeness of the information presented. The content is designed to raise awareness about various psychological subjects, and readers are strongly encouraged to conduct their own research and verify information independently.

The information presented does not constitute professional advice, diagnosis, or treatment of any psychological disorder or disease. It is not a substitute for professional medical or mental health advice, diagnosis, or treatment. Readers are advised to seek the guidance of a licensed medical professional for any questions or concerns related to their mental health.

The publisher disclaims any responsibility for actions taken or not taken based on the content provided. The treatment of psychological issues is a serious matter, and readers should consult with qualified professionals to address their specific circumstances. The content on this platform is not intended to create, and receipt of it does not constitute, a therapist-client relationship.

Interpretation and Definitions

Definitions

For the purposes of this Disclaimer:

  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to Society of Citizens Against Relationship Scams Inc. (registered d.b.a. “SCARS”,) 9561 Fountainbleau Blvd., Suit 602, Miami FL 33172.
  • Service refers to the Website.
  • You means the individual accessing this website, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
  • Website refers to RomanceScamsNOW.com, accessible from https://romancescamsnow.com

Website Disclaimer

The information contained on this website is for general information purposes only.

The Company assumes no responsibility for errors or omissions in the contents of the Service.

In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.

The Company does not warrant this website in any way.

External Links Disclaimer

This website may contain links to external websites that are not provided or maintained by or in any way affiliated with the Company.

Please note that the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Errors and Omissions Disclaimer

The information given by SCARS is for general guidance on matters of interest only. Even if the Company takes every precaution to ensure that the content of this website is both current and accurate, errors can occur. Plus, given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained on this website.

SCARS is not responsible for any errors or omissions, or for the results obtained from the use of this information.

Fair Use Disclaimer

SCARS may use copyrighted material that has not always been specifically authorized by the copyright owner. The Company is making such material available for criticism, comment, news reporting, teaching, scholarship, or research.

The Company believes this constitutes a “fair use” of any such copyrighted material as provided for in section 107 of the United States Copyright law.

If You wish to use copyrighted material from this website for your own purposes that go beyond fair use, You must obtain permission from the copyright owner.

Views Expressed Disclaimer

The Service may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other author, agency, organization, employer, or company, including SCARS.

Comments published by users are their sole responsibility and the users will take full responsibility, liability, and blame for any libel or litigation that results from something written in or as a direct result of something written in a comment. The Company is not liable for any comment published by users and reserves the right to delete any comment for any reason whatsoever.

No Responsibility Disclaimer

The information on the Service is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, medical or mental health, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal, medical or mental health, or other competent advisers.

In no event shall the Company, its team, board of directors, volunteers, or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use or inability to access or use the Service.

“Use at Your Own Risk” Disclaimer

All information on this website is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.

SCARS will not be liable to You or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special, or similar damages, even if advised of the possibility of such damages.

Contact Us

If you have any questions about this Disclaimer, You can contact Us:

  • By email: contact@AgainstScams.org

PLEASE NOTE: Psychology Clarification

The following specific modalities within the practice of psychology are restricted to psychologists appropriately trained in the use of such modalities:

  • Diagnosis: The diagnosis of mental, emotional, or brain disorders and related behaviors.
  • Psychoanalysis: Psychoanalysis is a type of therapy that focuses on helping individuals to understand and resolve unconscious conflicts.
  • Hypnosis: Hypnosis is a state of trance in which individuals are more susceptible to suggestion. It can be used to treat a variety of conditions, including anxiety, depression, and pain.
  • Biofeedback: Biofeedback is a type of therapy that teaches individuals to control their bodily functions, such as heart rate and blood pressure. It can be used to treat a variety of conditions, including stress, anxiety, and pain.
  • Behavioral analysis: Behavioral analysis is a type of therapy that focuses on changing individuals’ behaviors. It is often used to treat conditions such as autism and ADHD.
    Neuropsychology: Neuropsychology is a type of psychology that focuses on the relationship between the brain and behavior. It is often used to assess and treat cognitive impairments caused by brain injuries or diseases.

SCARS and the members of the SCARS Team do not engage in any of the above modalities in relationship to scam victims. SCARS is not a mental healthcare provider and recognizes the importance of professionalism and separation between its work and that of the licensed practice of psychology.

SCARS is an educational provider of generalized self-help information that individuals can use for their own benefit to achieve their own goals related to emotional trauma. SCARS recommends that all scam victims see professional counselors or therapists to help them determine the suitability of any specific information or practices that may help them.

SCARS cannot diagnose or treat any individuals, nor can it state the effectiveness of any educational information that it may provide, regardless of its experience in interacting with traumatized scam victims over time. All information that SCARS provides is purely for general educational purposes to help scam victims become aware of and better understand the topics and to be able to dialog with their counselors or therapists.

It is important that all readers understand these distinctions and that they apply the information that SCARS may publish at their own risk, and should do so only after consulting a licensed psychologist or mental healthcare provider.

SCARS IS A DIGITAL PUBLISHER AND DOES NOT OFFER HEALTH OR MEDICAL ADVICE, LEGAL ADVICE, FINANCIAL ADVICE, OR SERVICES THAT SCARS IS NOT LICENSED OR REGISTERED TO PERFORM.

IF YOU’RE FACING A MEDICAL EMERGENCY, CALL YOUR LOCAL EMERGENCY SERVICES IMMEDIATELY, OR VISIT THE NEAREST EMERGENCY ROOM OR URGENT CARE CENTER. YOU SHOULD CONSULT YOUR HEALTHCARE PROVIDER BEFORE FOLLOWING ANY MEDICALLY RELATED INFORMATION PRESENTED ON OUR PAGES.

ALWAYS CONSULT A LICENSED ATTORNEY FOR ANY ADVICE REGARDING LEGAL MATTERS.

A LICENSED FINANCIAL OR TAX PROFESSIONAL SHOULD BE CONSULTED BEFORE ACTING ON ANY INFORMATION RELATING TO YOUR PERSONAL FINANCES OR TAX RELATED ISSUES AND INFORMATION.

SCARS IS NOT A PRIVATE INVESTIGATOR – WE DO NOT PROVIDE INVESTIGATIVE SERVICES FOR INDIVIDUALS OR BUSINESSES. ANY INVESTIGATIONS THAT SCARS MAY PERFORM IS NOT A SERVICE PROVIDED TO THIRD-PARTIES. INFORMATION REPORTED TO SCARS MAY BE FORWARDED TO LAW ENFORCEMENT AS SCARS SEE FIT AND APPROPRIATE.

This content and other material contained on the website, apps, newsletter, and products (“Content”), is general in nature and for informational purposes only and does not constitute medical, legal, or financial advice; the Content is not intended to be a substitute for licensed or regulated professional advice. Always consult your doctor or other qualified healthcare provider, lawyer, financial, or tax professional with any questions you may have regarding the educational information contained herein. SCARS makes no guarantees about the efficacy of information described on or in SCARS’ Content. The information contained is subject to change and is not intended to cover all possible situations or effects. SCARS does not recommend or endorse any specific professional or care provider, product, service, or other information that may be mentioned in SCARS’ websites, apps, and Content unless explicitly identified as such.

The disclaimers herein are provided on this page for ease of reference. These disclaimers supplement and are a part of SCARS’ website’s Terms of Use. 

All original content is Copyright © 1991 – 2023 Society of Citizens Against Relationship Scams Inc. (Registered D.B.A SCARS) All Rights Reserved Worldwide & Webwide. Third-party copyrights acknowledge.

U.S. State of Florida Registration Nonprofit (Not for Profit) #N20000011978 [SCARS DBA Registered #G20000137918] – Learn more at www.AgainstScams.org

View the claimed and or registered indicia, service marks, and trademarks of Society of Citizens Against Relationship Scams Inc., All Rights Reserved Worldwide

Contact the law firm for the Society of Citizens Against Relationship Scams Incorporated by email at legal@AgainstScams.org

Share This Information - Choose Your Social Media!

Leave A Comment

Your comments help the SCARS Institute better understand all scam victim/survivor experiences and improve our services and processes. Thank you


Thank you for your comment. You may receive an email to follow up. We never share your data with marketers.