
SCARS Institute’s Encyclopedia of Scams™ Published Continuously for 25 Years

Nigerian / Ghana / Central Africa / Western Africa Emergency Scam
One of the most popular scams in online dating is the Nigerian / Ghana / Central Africa Emergency Scam.
Ghanaians, Nigerians, and other Central or Western Africans are notorious for their shameless scammers and most sane people probably wouldn’t pursue a relationship with someone from one of these countries. Though while we ridicule these scammers constantly, people want to believe and are lambs for the slaughter. The scammers know this all to well too, and therefore often pretend to be from the US, Canada, the UK, Australia, or Europe or some other Western country.
Armed with their fake identity and stolen photos, the scammer proceeds to get their hooks into you. They often communicate with you for weeks and months so you think you are getting to know them better while it is actually all part of their fraudster plan.
The standard Emergency Scam story then starts to unfold as your online date suddenly has some sort of emergency in Nigeria or Ghana, though Filipinos do this too! The stories may range from your person having an accident while in Nigeria for work to a helpless woman being stranded in Ghana; from asking for charity donations for Africa to a family member having a brain hemorrhage while in Africa. At the end of the day they all have the same basic plot – there is an emergency and won’t you please send them some money to someplace, Africa, Philippines, etc. Of course, once you do send the money that is the last you will hear of them and your money. But not always!
These scams can also escalate, to asking for more and more money. When the first emergency is over, maybe the exchange rate left them short. Or they didn’t plan on something. So ever if you pay once – which you should never do – they will come back if they feel they can.
TIP: Never Ever Send Money To Africa – it is a scam. Cute white girls do not go to Ghana. Handsome white guys either!
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- Enroll in FREE SCARS Scam Survivor’s School now at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish, Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this article is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here to go to our ScamsNOW.com website.
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