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Bank Impersonation Scams – 2026

April 29th, 2026|♦ SCAM WARNINGS & ALERTS, 2026, Email & Phishing Scams, Financial Institution Impersonation, Identity Theft & Impersonation, Impersonation & Identity Theft Scams, Insights, Scammer Techniques & Methods, Spotting Scammers, WARNINGS, • BANK IMPOSTER SCAM, ♦ ENCYCLOPEDIA OF SCAMS, ♦ HOW SCAMMERS OPERATE, ♦ HOW SCAMS WORK, ♦ ONLINE SAFETY, ♦ SCAM BASICS, ♦ SCAMPEDIA: CATALOG OF SCAMS, ♦ SPOTING SCAMS - ANTI-SCAM TIPS CLUES & RED FLAGS|3 Comments
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DMV Vehicle Registration Cancellation Text Scam – 2026

March 16th, 2026|♦ SCAM WARNINGS & ALERTS, 2026, Email & Phishing Scams, Emergency / Crisis / Disaster Scams, Government Impersonation, Insights, Messaging / SMS / Text Scams, NORTH AMERICA SCAMS & SCAMMERS, Social Engineering, Spotting Scammers, WARNINGS, • GOVERNMENT IMPOSTER SCAM, ♦ ENCYCLOPEDIA OF SCAMS, ♦ HOW SCAMS WORK, ♦ SCAMPEDIA: CATALOG OF SCAMS, ♦ SPOTING SCAMS - ANTI-SCAM TIPS CLUES & RED FLAGS|0 Comments
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Avoid Christmas Holiday Scams – 2024

December 16th, 2024|♦ SCAMPEDIA: CATALOG OF SCAMS, 2024, Crypto Investment Scams/Pig Butchering Scams, Cryptocurrency Scams, Email & Phishing Scams, Emergency / Crisis / Disaster Scams, Fake Products / eCommerce Fraud, Gift Card Scams, Grandparent Scams, Insights, Lotto/Lottery Scams, Romance Scams & Relationship Scams, Social Media Scams, ♦ HOW SCAMS WORK, ♦ ONLINE SAFETY, ♦ SCAM BASICS|0 Comments
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IMPORTANT FOR NEW VICTIMS
New Scam Victim Basics
What to Do Now

IMPORTANT FOR NEW VICTIMS
Free Safe & Private Healing & Support Community

IMPORTANT FOR NEW VICTIMS
Free Scam Survivor’s School

IMPORTANT FOR NEW VICTIMS
Where to Report the Crime
How to Prepare & Report

LEARN TO AVOID
Encyclopedia of Scams

LEARN TO HEAL & RECOVER
ScamsNOW Magazine

LEARN WITH FREE COURSES
SCARS Institute Academy

LEARN THE SCIENCE
Scam Psychology

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The content provided on this platform regarding psychological topics is intended solely for educational and entertainment purposes. The publisher makes no representations or warranties regarding the accuracy or completeness of the information presented. The content is designed to raise awareness about various psychological subjects, and readers are strongly encouraged to conduct their own research and verify information independently.

The information presented does not constitute professional advice, diagnosis, or treatment of any psychological disorder or disease. It is not a substitute for professional medical or mental health advice, diagnosis, or treatment. Readers are advised to seek the guidance of a licensed medical professional for any questions or concerns related to their mental health.

The publisher disclaims any responsibility for actions taken or not taken based on the content provided. The treatment of psychological issues is a serious matter, and readers should consult with qualified professionals to address their specific circumstances. The content on this platform is not intended to create, and receipt of it does not constitute, a therapist-client relationship.

Interpretation and Definitions

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For the purposes of this Disclaimer:

  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to Society of Citizens Against Relationship Scams Inc. (registered d.b.a. “SCARS”,) 9561 Fountainbleau Blvd., Suit 602, Miami FL 33172.
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If you have any questions about this Disclaimer, You can contact Us:

  • By email: contact@AgainstScams.org

PLEASE NOTE: Psychology Clarification

The following specific modalities within the practice of psychology are restricted to psychologists appropriately trained in the use of such modalities:

  • Diagnosis: The diagnosis of mental, emotional, or brain disorders and related behaviors.
  • Psychoanalysis: Psychoanalysis is a type of therapy that focuses on helping individuals to understand and resolve unconscious conflicts.
  • Hypnosis: Hypnosis is a state of trance in which individuals are more susceptible to suggestion. It can be used to treat a variety of conditions, including anxiety, depression, and pain.
  • Biofeedback: Biofeedback is a type of therapy that teaches individuals to control their bodily functions, such as heart rate and blood pressure. It can be used to treat a variety of conditions, including stress, anxiety, and pain.
  • Behavioral analysis: Behavioral analysis is a type of therapy that focuses on changing individuals’ behaviors. It is often used to treat conditions such as autism and ADHD.
    Neuropsychology: Neuropsychology is a type of psychology that focuses on the relationship between the brain and behavior. It is often used to assess and treat cognitive impairments caused by brain injuries or diseases.

SCARS and the members of the SCARS Team do not engage in any of the above modalities in relationship to scam victims. SCARS is not a mental healthcare provider and recognizes the importance of professionalism and separation between its work and that of the licensed practice of psychology.

SCARS is an educational provider of generalized self-help information that individuals can use for their own benefit to achieve their own goals related to emotional trauma. SCARS recommends that all scam victims see professional counselors or therapists to help them determine the suitability of any specific information or practices that may help them.

SCARS cannot diagnose or treat any individuals, nor can it state the effectiveness of any educational information that it may provide, regardless of its experience in interacting with traumatized scam victims over time. All information that SCARS provides is purely for general educational purposes to help scam victims become aware of and better understand the topics and to be able to dialog with their counselors or therapists.

It is important that all readers understand these distinctions and that they apply the information that SCARS may publish at their own risk, and should do so only after consulting a licensed psychologist or mental healthcare provider.

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IF YOU’RE FACING A MEDICAL EMERGENCY, CALL YOUR LOCAL EMERGENCY SERVICES IMMEDIATELY, OR VISIT THE NEAREST EMERGENCY ROOM OR URGENT CARE CENTER. YOU SHOULD CONSULT YOUR HEALTHCARE PROVIDER BEFORE FOLLOWING ANY MEDICALLY RELATED INFORMATION PRESENTED ON OUR PAGES.

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This content and other material contained on the website, apps, newsletter, and products (“Content”), is general in nature and for informational purposes only and does not constitute medical, legal, or financial advice; the Content is not intended to be a substitute for licensed or regulated professional advice. Always consult your doctor or other qualified healthcare provider, lawyer, financial, or tax professional with any questions you may have regarding the educational information contained herein. SCARS makes no guarantees about the efficacy of information described on or in SCARS’ Content. The information contained is subject to change and is not intended to cover all possible situations or effects. SCARS does not recommend or endorse any specific professional or care provider, product, service, or other information that may be mentioned in SCARS’ websites, apps, and Content unless explicitly identified as such.

The disclaimers herein are provided on this page for ease of reference. These disclaimers supplement and are a part of SCARS’ website’s Terms of Use. 

All original content is Copyright © 1991 – 2023 Society of Citizens Against Relationship Scams Inc. (Registered D.B.A SCARS) All Rights Reserved Worldwide & Webwide. Third-party copyrights acknowledge.

U.S. State of Florida Registration Nonprofit (Not for Profit) #N20000011978 [SCARS DBA Registered #G20000137918] – Learn more at www.AgainstScams.org

View the claimed and or registered indicia, service marks, and trademarks of Society of Citizens Against Relationship Scams Inc., All Rights Reserved Worldwide

Contact the law firm for the Society of Citizens Against Relationship Scams Incorporated by email at legal@AgainstScams.org

Disclaimer on the SCARS Institute’s Use of Artificial Intelligence in Writing

The SCARS Institute writers use artificial intelligence as one of several tools in the preparation, research, review, and production of educational material. AI does not replace our writers, editors, subject matter experts, researchers, or human judgment. People write, review, revise, approve, and publish our work.

Because of the way we write, some AI writing detectors can produce false positives and label human-written or heavily human-edited material as AI-generated. Those results should be treated with caution.

One reason is our writing style.

SCARS Institute material is written for people who have experienced trauma, fraud, betrayal, grief, shame, confusion, and other forms of emotional distress. That changes how we structure information. We use clear lead-ins, repeated concepts, section breaks, restatement of difficult ideas, and deliberate reinforcement of major points. We do this because a traumatized reader can struggle with concentration, working memory, attention, information retention, and cognitive overload. A sentence that seems repetitive to a casual reader can help someone under stress understand and remember the point being made.

Our writing is also highly structured. We have people on our team who were trained in older newspaper writing, technical writing, educational writing, and writing designed for high comprehension. We use established editorial practices drawn from sources such as The Chicago Manual of Style and The Yahoo! Style Guide, along with our own editorial rules developed for victim education.

There is an irony in that. Modern AI systems were trained on large amounts of professional writing produced in many of these same styles. Clean grammar, orderly paragraph structure, consistent terminology, repeated explanation, clear sectioning, and formal editorial discipline can all resemble the patterns that AI detectors associate with machine-generated text.

That does not mean the text was written by AI.

AI writing detectors do not determine authorship. They estimate patterns. Those patterns can appear in AI-generated writing, human writing, professionally edited writing, academic writing, technical writing, legal writing, journalism, and highly structured educational material. A detector can flag human work because the prose is regular, grammatical, repetitive by design, or tightly organized. It can also fail to flag text that was produced with extensive AI assistance.

We do use AI in our editorial process.

Our team can use AI to help locate research, compare sources, identify missing questions, test possible ways of framing a subject, organize complex material, check structure, review grammar and spelling, identify unclear passages, and help us see where an explanation needs more work. AI can also help with proofreading and consistency across long educational materials.

Those functions are similar to using search tools, grammar checkers, reference software, editorial software, dictionaries, style guides, and research databases. The tool can assist the work. It does not carry responsibility for the finished publication.

Our human team does.

Our writers write every article or story. Every SCARS Institute publication goes through human review and editing. We decide what belongs in the material, what does not, what claims require support, what wording is appropriate for traumatized readers, what examples are responsible, and whether the final work reflects our standards. We reject suggestions that do not meet those standards. We rewrite material when it does not sound like us, does not fit the subject, or does not serve the people we are trying to help.

We also maintain a consistent page structure in each our websites, which can be different in each website. Headings, section order, terminology, metadata, internal links, explanatory blocks, and other page elements follow patterns that help readers find information and help search engines and AI systems understand what each page is about. That structure is deliberate. We want a scam victim searching for a specific problem to find the right material, and we want machines indexing our sites to understand the subject accurately enough to present it when someone asks for help.

This can make our pages look even more regular to automated detection systems.

We are not interested in disguising our use of AI, and we are not interested in pretending that modern publishing happens without digital tools. We are interested in producing accurate, readable, responsible material for people who need it.

AI assists parts of that work.

Humans remain responsible for the writing, the judgment, the editing, and the final publication.

SCARS Institute Team

SCARS Institute - Society of Citizens Against Relationship Scams Inc.

SCARS Institute™ Encyclopedia of Scams™ RomanceScamsNOW.com Continuously Published for 26 Years - Since 2000 Society of Citizens Against Relationship Scams Inc. [SCARS]

is a publication of the Society of Citizens Against Relationship Scams Inc. [registered dba SCARS]

  • Join the SCARS Institute Survivors Support Community www.SCARScommunity.org
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The unauthorized reproduction or distribution of this copyrighted work is illegal. Criminal copyright infringement, including infringement without monetary gain, is investigated by the FBI and is punishable by up to five years in federal prison and a fine of $250,000.

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Scam Victim's Stories are presented with the permission of the author.

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