
SCARS Institute’s Encyclopedia of Scams™ Published Continuously for 25 Years

Creating Safe Passwords Is An Essential Step To Protecting Yourself Online
Using long and complex safe passwords is one of the easiest ways to defend yourself from cybercrime. No citizen is immune to cyber risk, but #BeCyberSmart and you can minimize your chances of an incident.
SIMPLE TIPS TO SECURE IT
Creating safe passwords is easier than you think. Follow these simple tips to shake up your strong password protocol:
- Use a long passphrase. According to NIST guidance, you should consider using the longest password or passphrase permissible. For example, you can use a passphrase such as a news headline or even the title of the last book you read. Then add in some punctuation and capitalization.
- Safe passwords are not easy to guess. Do not include personal information in your passwords such as your name or pets’ names. This information is often easy to find on social media, making it easier for cybercriminals to hack your accounts.
- Avoid using common words in your safe password. Substitute letters with numbers and punctuation marks or symbols. For example, @ can replace the letter “A” and an exclamation point (!) can replace the letters “I” or “L.”
- Get creative. Use phonetic replacements, such as “PH” instead of “F”. Or make deliberate, but obvious misspellings, such as “enjin” instead of “engine.”
- Keep your safe passwords on the down-low. Don’t tell anyone your passwords and watch for attackers trying to trick you into revealing your passwords through email or calls. Every time you share or reuse a password, it chips away at your security by opening up more avenues in which it could be misused or stolen.
- Unique account, unique password. Having different safe passwords for various accounts helps prevent cybercriminals from gaining access to these accounts and protect you in the event of a breach. It’s important to mix things up—find easy-to-remember ways to customize your standard password for different sites.
- Double your login protection. Enable multi-factor authentication (MFA) to ensure that the only person who has access to your account is you. Use it for email, banking, social media, and any other service that requires logging in. If MFA is an option, enable it by using a trusted mobile device, such as your smartphone, an authenticator app, or a secure token—a small physical device that can hook onto your key ring. Read the Multi-Factor Authentication (MFA) How-to-Guide for more information.
- Utilize a password manager to remember all your safe passwords. The most secure way to store all of your unique passwords is by using a password manager. With just one master password, a computer can generate and retrieve passwords for every account that you have – protecting your online information, including credit card numbers and their three-digit Card Verification Value (CVV) codes, answers to security questions, and more.
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Table of Contents
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