
SCARS Institute’s Encyclopedia of Scams™ Published Continuously for 25 Years

Nigerian / Ghana / Central Africa / Western Africa Emergency Scam
One of the most popular scams in online dating is the Nigerian / Ghana / Central Africa Emergency Scam.
Ghanaians, Nigerians, and other Central or Western Africans are notorious for their shameless scammers and most sane people probably wouldn’t pursue a relationship with someone from one of these countries. Though while we ridicule these scammers constantly, people want to believe and are lambs for the slaughter. The scammers know this all to well too, and therefore often pretend to be from the US, Canada, the UK, Australia, or Europe or some other Western country.
Armed with their fake identity and stolen photos, the scammer proceeds to get their hooks into you. They often communicate with you for weeks and months so you think you are getting to know them better while it is actually all part of their fraudster plan.
The standard Emergency Scam story then starts to unfold as your online date suddenly has some sort of emergency in Nigeria or Ghana, though Filipinos do this too! The stories may range from your person having an accident while in Nigeria for work to a helpless woman being stranded in Ghana; from asking for charity donations for Africa to a family member having a brain hemorrhage while in Africa. At the end of the day they all have the same basic plot – there is an emergency and won’t you please send them some money to someplace, Africa, Philippines, etc. Of course, once you do send the money that is the last you will hear of them and your money. But not always!
These scams can also escalate, to asking for more and more money. When the first emergency is over, maybe the exchange rate left them short. Or they didn’t plan on something. So ever if you pay once – which you should never do – they will come back if they feel they can.
TIP: Never Ever Send Money To Africa – it is a scam. Cute white girls do not go to Ghana. Handsome white guys either!
-/ 30 /-
What do you think about this?
Please share your thoughts in a comment below!
Table of Contents
To Understand All Scams
Read This
The SCARS Institute Relationship Scams Formula Checklist
This is the Formula that all Relationship Scams Follow
Recent Comments
On Other Articles
- Barbara on SCARS Institute – Romance Scam Simulator: “Fantastic! I have to go to bed, but I’ll do some more tomorrow. I picked an easy scenario tonight, but…” Oct 9, 18:01
- on United States – Federal Bureau of Investigations [FBI]: “It is only that way because of the shame you feel. The reality is that it was not your fault.…” Sep 30, 15:36
- on United States – Federal Bureau of Investigations [FBI]: “yhisis humiliating experience e and isembarassassing to to own up to peolealreadyassume u are not to bright because Arnold and…” Sep 30, 12:28
- on United States – Federal Bureau of Investigations [FBI]: “should be better known by public live in assisiwdlivi g apartment many manyinstancresof Romance scams here ano.us ederly l” Sep 30, 12:24
- on Is It A Scam? Phone Scam Diagnostic – v1: “I tried the this test Is it a phone scam? Mine was. I think this is a helpful tool to…” Sep 30, 10:34
- on Is It A Scam? Romance Scam Diagnostic – v2: “Carole, as you move forward with your recovery, you will learn how this all works. It was not your fault.…” Sep 29, 17:37
- on Is It A Scam? Romance Scam Diagnostic – v2: “I was blinded by such clever manipulation” Sep 29, 15:15
- on The SCARS Institute Relationship Scams Formula Checklist – 2026: “As I read this I could see myself in every step with my scam. I gained a lot more knowledge…” Aug 28, 19:51
- on The Persistence of Danielle Delaunay as a Fake Identity – 2026: “Unfortunately, you are being scammed. She is using a fake name regardless. At this point, your best option is to…” Aug 26, 20:16
- on The Persistence of Danielle Delaunay as a Fake Identity – 2026: “Dear Sirs, I have met this woman with the name Abigail Boateng in Ghana. I have an intensive mail contact…” Aug 26, 12:28




Thank you for your comment. You may receive an email to follow up. We never share your data with marketers.