Remember That Everyone Can Be Scammed!
So Be Careful!
Are you scam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. smart and cyber conscious?
Scammers ramp things up during the Holiday Season and more than ever you will be targeted!
Are you knowledgeable enough to AVOID • DISCOVER • RECOVER from scams?
Pay attention to the following types of scams, but remember these key points:
- Don’t talk to strangers that contact you online – over 95% will be scammers and you can’t always tell!
- Anyone that asks a stranger for money or help is a scammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer.!
- Anyone that contacts you and gets immediately romantic is a scammer.
- Governments do not contact you online!
- Be especially careful of buyer/seller scams – even Amazon has fake resellers, eBay even more, and Alibaba & Crags List is choked with them!
- Trust NO ONE!
Remember, your data is at high risk and is highly valued by cybercriminals.
The Standard Set Of Personal/Relationship Scams A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money!
Click here to learn more: What Is A Relationship Scam?
You have heard it a million times, don’t talk to strangers online when they contact you! You may be lonely and vulnerable, looking for someone during this holiday season, but this is when it is most dangerous. You will not be thinking clearly regardless of what you think!
Millions of people use dating sites, social media platforms, and chats or messaging to meet people. You can even meet people by playing online games!
Some forge real successful relationships. But scammers also use these same platforms and sites to target potential victims. They create fake profiles to appear real and build trust and eventually convince people to send money in the name of love.
Some even make wedding plans before disappearing with the money. An online love interest who asks for money is almost certainly a fraudster A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. or scammer (whatever word you prefer.) Romance Scams operating from Africa, Latin America, and Asia often use local money mules Money mules are a type of money laundering where a person transfers illicit funds through a medium (such as a bank account) to obfuscate where the money came from. There are different types of money mules including witting, unwitting, and complicit. to receive victim payments and transmit proceeds to perpetrators. Sometimes, perpetrators of Romance Scams convince victims to serve as money mules, receiving illegal proceeds of crime and forwarding those proceeds to perpetrators. For example, Romance Scam victims often are induced to receive payments and/or goods such as technology equipment procured through fraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements.
A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim. and to forward those payments and goods directly or indirectly to perpetrators.
But remember, not all scammers are just in other countries. Many scammers will be operating in your own country!
Social Security Impostor Scam
Social Security Administration imposters contact prospective victims by telephone and falsely claim that the victim’s Social Security number has been suspended because of suspicious activity, or because it has been involved in a crime. They ask to confirm the victim’s Social Security number, or they may say they need to withdraw money from the victim’s bank account and to temporarily store it on gift cards or in other unusual ways for “safekeeping” the victim’s money. Victims may be told their accounts will be seized or frozen if they fail to act quickly. Always ignore these and call the official agency phone number if you want to confirm.
Perpetrators often use robocalls to reach victims. Victims may be told to “press 1” to speak to a government “support representative” for help reactivating their Social Security number. They also use caller ID spoofing Spoofing occurs when a caller maliciously transmits false caller ID information to increase the likelihood that you'll answer. Scammers often spoof local numbers, private companies, government agencies and other institutions. It can also apply to pretending to be an email address, or through other media. to make it look like the Social Security Administration is calling. With such trickery, perpetrators convince victims to give up their Social Security numbers and other personal information. Social Security Administration imposters operating from abroad often use local money mules to receive victim payments and transmit proceeds to perpetrators.
Regardless of what country you live in, there are government impersonators everywhere!
These are usually a phone-based scam but can be text (SMS) or instant messages as well. It involved contacting a relative and saying a grandson or other family member has an emergency, such as being in jail, and they need money fast! The caller needs the grandparent, aunt, uncle, or other family member or friend to go immediately to write money or buy a gift card to solve the problem. The trick is the pressure and the emergency means the person is not available – most of the time – to talk with the victim – but sometimes the scammer will impersonate the person in the emergency.
The answer is always to call the person on a real number or call other family members to verify!
Tech Support Scam Phone scammers may masquerade as tech support employees for a major company in order to take your money or install a virus on your computer. They may call from what seem to be legitimate company numbers using caller ID spoofing.
Fraudsters make telephone calls and claim to be computer technicians associated with a well-known company or they may use internet pop-up messages to warn about non-existent computer problems. The scammers claim they have detected viruses, other malware Short for "malicious software," this term means computer viruses and other types of programs that cybercriminals use to disrupt or access your computer, typically with the aim of gathering sensitive files and accounts., or hacking attempts on the victim’s computer. Don’t believe them!
They pretend to be “tech support” and ask that the victim give them remote access to his or her computer. Eventually, they diagnose a non-existent problem and ask the victim to pay large sums of money for unnecessary – or even harmful – services. Tech Support Scams Phone scammers may masquerade as tech support employees for a major company in order to take your money or install a virus on your computer. They may call from what seem to be legitimate company numbers using caller ID spoofing. operating from abroad often use local money mules (including legitimate-seeming businesses registered in the U.S.) to receive victim payments and transmit proceeds to perpetrators.
Refund scheme: After victims make payments, perpetrators often call back and offer refunds to victims, claiming their tech support services are no longer available. Perpetrators claim to send refund money to the victim’s bank account but falsely claim that too much money was refunded. Perpetrators then induce victims to send payments (often through stored-value cards such as gift cards), purportedly to reimburse the tech support company for its “over-refund.” Victims have lost hundreds or thousands of dollars to this refund scheme.
Lottery Scams These scams involve someone claiming you won a prize. However, they say you must pay a fee or provide sensitive banking information in order to get it. They keep the money, and you get nothing for it.
Fraudulent telemarketers based in Jamaica and other countries are calling people in many countries, telling them that they have won a sweepstakes or foreign lottery. The fraudulent telemarketers typically identify themselves as lawyers, customs officials, or lottery representatives, and tell people they have won vacations, cars, or thousands — even millions — of dollars.
“Winners” need only pay fees for shipping, insurance, customs duties, or taxes before they can claim their prizes. Victims pay hundreds or thousands of dollars and receive nothing in return, and often are revictimized until they have no money left. Lottery Scams operating from Africa, the Caribbean, or Asia often use local money mules to receive victim payments and transmit proceeds to perpetrators.
IRS The Internal Revenue Service (IRS) is the revenue & tax service of the United States federal government responsible for collecting taxes and administering the Internal Revenue Code (the main body of federal statutory tax law.) It is part of the Department of the Treasury and led by the Commissioner of Internal Revenue, who is appointed to a five-year term by the President of the United States. The duties of the IRS include providing tax assistance to taxpayers; pursuing and resolving instances of erroneous or fraudulent tax filings; and overseeing various benefits programs.
Visit www.IRS.gov to learn more./Tax Collector Impostor Scam
IRS or other Tax Agency Imposter An impersonator is someone who imitates or copies the behavior or actions of another. There are many reasons for impersonating someone, such as: part of a criminal act such as identity theft, online impersonation scam, or other fraud. This is usually where the criminal is trying to assume the identity of another, in order to commit fraud, such as accessing confidential information or to gain property not belonging to them. Also known as social engineering and impostors. Scams are aggressive and sophisticated phone scams targeting taxpayers in almost every country. Callers claim to be employees of the IRS or Tax Agency but are not.
They use fake names and bogus agency identification badge numbers. Victims are told they owe money to the IRS or Other Tax/Revenue Agency and it must be paid promptly through a wire transfer or store gift card. Victims who refuse to cooperate are threatened with arrest, deportation, or suspension of a business or driver’s license. These government Imposter Scams operating from abroad often use local money mules to receive victim payments and transmit proceeds to perpetrators – meaning the money is sent to someone in your own country.
Cyber Attacks Affect Businesses & Individuals
During the holidays everyone is crazy busy with shopping and sales, even businesses get lost in their sales season focus. But this is exactly the time when the most attention is needed. Individuals and businesses need to be aware of the potential types of cyberattacks they could face.
Cybercriminals are constantly looking for victims. They are using and refining new tools to break through computer security systems to launch their attacks. Anyone could be their next target. If you operate a small business with a digital presence, you should be even more concerned.
Most enterprise businesses have enough security infrastructure and cybersecurity staff in place to hinder these emerging types of cyberattacks. But unsuspecting small businesses and individuals are much more vulnerable. If you are not actively pursuing and implementing cybersecurity measures, your day of doom may be near. You don’t want to wait for the harm to be done before taking steps to keep safe.
Ecommerce Fraud Affects Resellers – But Consumers Ultimately Pay The Price
Card Testing Fraud
Card testing fraud (also known as card cracking) is a widespread tactic used to defraud eCommerce businesses. In 2017, for instance, card testing fraud jumped by more than 200 percent, accounting for 16 percent of all e-commerce transaction fraud Transaction fraud is the unauthorized execution of any monetary transaction. Transaction fraud can include different payment types including cards (debit and credit), non-plastic forms of payment (ACH, Zelle, Wire, Faster Payments, etc.) and other payment methods. and 7 percent for larger merchants.
Card testing fraud is when someone gains access to one or more stolen credit card numbers, through theft or by purchasing card data on the dark web This is a sub-level of the internet that normal search engines and everyday browsers cannot access. It’s an encrypted network that contains websites – both legal and illegal – that remain hidden from plain sight.. Even though they have the credit card numbers, they do not know whether the card numbers can be used to successfully complete a transaction or the limit associated with that credit card.
Fraudsters visit an ecommerce/online store website, making small test purchases, often using scripts or bots to test multiple credit card numbers quickly. These initial purchases are extremely small, as the entire purpose is to see whether the credit card can be used to complete transactions. Once they know that a credit card number works, they will begin making much more expensive purchases.
Ultimately, the initial small purchase testing tactic often goes undiscovered. Merchants and impacted customers tend to realize that they have been victims of card testing fraud when larger purchases are made. By that point, they may have been able to make several significant purchases using stolen credit card information.
Consumers should be very concerned if they see small amounts showing in their credit card statements because of this! If you see small charges call your bank immediately.
Friendly Fraud Friendly fraud is a type of first party fraud. Friendly fraud can take many forms, but typically involves an actual consumer obtaining goods or services from a merchant, then claiming they did not make the purchase, did not receive the goods, or only received a fraction of items, in order to keep the goods or services without paying for them.
Friendly fraud (also called chargeback Chargebacks are a forced payment reversal process where consumers can contact their bank and dispute a transaction for a refund. Banks typically review the transaction and issue provisional credit in the consumer’s favor. fraud) is when someone purchases an item or service online and then requests a chargeback from the payment processor, claiming the transaction was invalid. The credit card companies or bank returns the transaction value to the customer, which must still be paid by the retailer.
In a chargeback fraud, an individual makes claims that appear to be believable and honest, and in some cases, that individual may be right (hence, “friendly fraud”). That said, friendly fraud can be used to receive items for free. For instance, the fraudster may purchase an item from your online store and argue that the item was never delivered, they may tell their credit card issuer that they returned the item to the merchant, but that a refund was never processed, or they can even say that they canceled the order, but it was still sent to them.
Whatever the case may be, chargeback fraud occurs when they contact their credit card issuer to dispute a charge that they actually intended to make. Use a chargeback management software tool that will reduce fraud loss and help you manage disputes. However, resellers pay careful attention to this and often report these false claims to the police and the FBI FBI - Federal Bureau of Investigation
The Federal Bureau of Investigation (FBI) is the domestic intelligence and security service of the United States and its principal federal law enforcement agency. Operating under the jurisdiction of the United States Department of Justice, the FBI is also a member of the U.S. Intelligence Community and reports to both the Attorney General and the Director of National Intelligence. A leading U.S. counter-terrorism, counterintelligence, and criminal investigative organization, the FBI has jurisdiction over violations of more than 200 categories of federal crimes, including financial fraud. or FTC The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) U.S. antitrust law and the promotion of consumer protection. The FTC can also act as a clearinghouse for criminal reports sent to other agencies for investigation and prosecution.
To learn more visit www.FTC.gov or to report fraud visit ReportFraud.FTC.gov. This can result in a knock on the door of someone engaged in this at any time in the future!
Refund Fraud Refund fraud occurs when bad actors take advantage of a merchant’s return policy in order to profit or get goods for free. Refunding fraud is a twist on friendly fraud that is particularly challenging for merchants because there are no associated chargebacks, yes the losses are significant.
Refund fraud is when someone uses a stolen credit card to make a purchase on an ecommerce website. The fraudster then contacts the business and requests a reimbursement due to an accidental overpayment. They request a refund of the excess amount but then state that the money will need to be sent via an alternative method since their credit card is closed. Ultimately, this means that the original credit card charge is not refunded and the online business is responsible to the card owner for the full amount.
With refund fraud, the online merchant is stuck in the middle. The fraudster may appear to be making a legitimate claim on the surface, but in reality, they are trying to steal money from your business.
Account Takeover Account Takeover (ATO) are the unauthorized access of a user’s account in order to steal identity credentials, execute a fraudulent transaction or engage in varying types of abuse. Fraud
Account takeover fraud occurs when someone gains access to a user’s account on an ecommerce store or website. This can be achieved through a variety of methods, including purchasing stolen passwords, security codes, or personal information on the dark web or successfully implementing a phishing scheme against a particular customer.
Once they have gained access to a user’s account, they can engage in fraudulent activity. For instance, they can change the details of a user’s account, make purchases on online stores, can withdraw funds, and can even gain access to other accounts for this user.
Account takeover fraud is a serious form of identity theft Identity theft is when someone uses another person's personal identifying information, without their permission, to commit fraud or other crimes. In both the U.K. and the United States it is the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources., costing victims and your reputation as a retailer. Customers that feel that their data may be vulnerable on a website or online store are less likely to check out and will consider competitors that offer stronger security measures.
Any consumer that feels that their account has been taken over should report this to the merchant and the FTC.
Interception fraud is when fraudsters place orders through an ecommerce website where the billing address and shipping address match the information linked to a stolen credit card. Once the order is placed, their goal is to intercept the package and take the goods for themselves.
This can be done in several ways. First, they may ask a customer service representative at your company to change the address on the order before it is shipped. By doing this, they aim to receive the goods while the actual payment is made by the victim. They may also contact the shipper (whether it is FedEx, UPS, or another courier) to reroute the package to an address of their choosing. If they live close to the victim, they may even wait for the physical delivery of the package, sign for the package, and take it for themselves.
Triangulation fraud requires three different types of actors: the person doing the fraud, a shopper, and an online web store. The fraudster sets up a storefront (on Amazon, Shopify, or another platform) that sells high-demand goods at competitive prices.
Setting up this storefront brings in a number of legitimate customers who are looking to take advantage of an incredible bargain. Once these customers place orders on the fraudster’s website, the fraudster uses stolen credit card numbers to purchase legitimate goods from an ecommerce website, and then send those goods to the original customers. But the scammer is also using those cards to steal more money.
The online store ships real items to the fraudster after they use stolen credit card information to place these orders.
While the customers of the fraudster’s store may be receiving real goods for an unbelievable price, the victims are those whose credit cards have been stolen and the merchant who’s shipped the items purchased with stolen credit cards from their website.
Business & Individual Cyber Attacks
Phishing and Spear-Phishing Attacks
A phishing attack is where cybercriminal sends fraudulent emails with clickable links. Oftentimes, these emails appear to come from legitimate sources as a result of email address spoofing. These attacks aim to steal personal information or account credentials. These can also install malware or ransomware Ransomware is a type of malware from cryptovirology that threatens to publish the victim's personal data or perpetually block access to it unless a ransom is paid. While some simple ransomware may lock the system so that it is not difficult for a knowledgeable person to reverse, more advanced malware uses a technique called cryptoviral extortion. It encrypts the victim's files, making them inaccessible, and demands a ransom payment to decrypt them. In a properly implemented cryptoviral extortion attack, recovering the files without the decryption key is an intractable problem – and difficult to trace digital currencies such as paysafecard or Bitcoin and other cryptocurrencies that are used for the ransoms, making tracing and prosecuting the perpetrators difficult. Ransomware attacks are typically carried out using a Trojan virus disguised as a legitimate file that the user is tricked into downloading or opening when it arrives as an email attachment. However, one high-profile example, the WannaCry worm, traveled automatically between computers without user interaction. on a computer or device.
These network security attacks involve a combined use of social engineering Social engineering is the psychological manipulation of people into performing actions or divulging confidential information. It is used as a type of confidence trick for the purpose of information gathering, fraud, or system access, it differs from a traditional "con" in that it is often one of many steps in a more complex fraud scheme.
It has also been defined as "any act that influences a person to take any action that may or may not be in their best interests." techniques and technical tactics. Fraudsters can launch these attacks through an email link or attachment. Upon opening the attachment, the user can download malware and compromise a company’s computer security. They can also, lure someone into clicking on a malicious link that takes you to an illegal website or one that will trigger A trigger is a stimulus that sets off a memory of a trauma or a specific portion of a traumatic experience. a malware attack.
Spear-phishing is a special type of phishing attack. In this case, a scammer takes their time and researches their victims to get relevant information about them. They then send the target a personal email that appears to be from a known source.
One tactic that criminals employ is email spoofing to make the email appear to be from a trusted source. This involves falsifying the “From” email section to look as if it comes from a friend or business partner. These could also use website cloning with a similar domain name. They seem legitimate and trick victims to enter their personal information and account logins.
This is an umbrella term for different types of cyberattacks that use malicious software to compromise computer & device security. These include spyware A type of malware installed on computers or cellphones to track your actions and/or collect information without your knowledge. Some spyware can change computer settings for pharming redirection., viruses, trojans, logic bombs, worms, exploits, and ransomware.
Malicious software is any undesirable software injected into a system or device without authorization with the intent to cause harm.
Ransomware is a type of malware attack. In this type of attack, the attacker hijacks the victim’s computer, device, or network and either deletes files and information or encrypts it to ask for a ransom A ransom is an amount of money or other assets of value that is paid for blackmail, extortion, or under other threats or coercion. The ransom is usually paid in cash or now in cryptocurrency. Online blackmail, sextortion, and ransomware all demand ransoms to avoid negative outcomes..
Most malware attacks are preventable with the right precautions and preventative defensive solutions.
Steps on how to prevent malware attacks:
- Use a leading antivirus/anti-malware software (such as Malwarebytes, or others)
- Be careful when opening emails from unknown sources – never click on links or attachments if possible
- Avoid clicking on online ads
- Keep all software & apps Applications or Apps
An application (software), commonly referred to as an ‘app’ is a program on a computer, tablet, mobile phone or device. Apps are designed for specific tasks, including checking the weather, accessing the internet, looking at photos, playing media, mobile banking, etc.
Many apps can access the internet if needed and can be downloaded (used) either for a price or for free.
Apps are a major point of vulnerability on all devices. Some are designed to be malicious, such as logging keystrokes or activity, and others can even transport malware.
Always be careful about any app you are thinking about installing. up-to-date
Cybercriminals use password authentication mechanisms to gain access to user’s information. Using only one password, these cybercriminals break into a victim’s data by cracking the account. The password attack can take several forms. These can include sniffing the connection of users and breaching network security. They could gain direct access to the account or through guesswork.
This type of cyberattack can be classified into three categories below:
- Brute Force Brute-force attack: A hacking method to find passwords or encryption keys by trying every possible combination of characters until the correct one is found. Attack
It is used by internet fraudsters to guess an account password. They commonly do this with advanced programs which help them decipher passwords based on certain factors. For instance, they could randomly guess passwords through simple logical reasoning specifically by combining the victim’s name, job title, age, or hobbies, etc.
- Dictionary Attack
The dictionary attack occurs when cybercriminals make use of a dictionary of common passwords, words, and phrases to guess a target’s password. A successful attempt compromises the victim’s accounts immediately.
- Key Logger Attack
With this type of cyber attack, the cybercriminals make use of programs (spyware or malware) that can capture keystrokes to get passwords and login IDs. This can affect any individual who logs into a computer or device or a web account with a password and username. The solution to this is multi-factor authentication.
Cybercriminals frequently use drive-by attacks to spread malware. They target insecure websites that their victims visit. Once they find a potentially vulnerable website, they inject a malicious script into either the HTTP or PHP code of the website then wait for victims to visit that site. This script can directly compromise the computer network and devices of the site visitors.
It is estimated that approximately 70% of all websites are hacked or compromised. Few website publishers understand these issues and usually only have one form of security – the login and password. SCARS websites use more than 13 layers of security, as do most major published sites.
It can also re-route or hijack the traffic to a website that is used for cybercrime Cybercrime is a crime related to technology, computers, and the Internet. Typical cybercrime are performed by a computer against a computer, or by a hacker using software to attack computers or networks. acts. Always be careful about which websites you trust.
You don’t need to actively download a malicious file to be a victim. This kind of tactic leverages the security flaws of an app, or a web browser too. You can usually safeguard against these types of attacks by avoiding insecure websites (without the padlock) and keeping your browsers fully up-to-date.
Man-in-the-Middle Man-in-the-middle attack: When a fraudster secretly intercepts and possibly alters messages between two parties who believe they are securely communicating with each other. (MitM) Attack
This type of cyber attack happens when a hacker A computer hacker is a computer expert who uses their technical knowledge to achieve a goal or overcome an obstacle, within a computerized system by non-standard means. Though the term hacker has become associated in popular culture with a security hacker – someone who utilizes their technical know-how of bugs or exploits to break into computer systems and access data which would otherwise be unavailable to them – hacking can also be utilized by legitimate figures in legal situations. For example, law enforcement agencies sometimes use hacking techniques in order to collect evidence on criminals and other malicious actors. This could include using anonymity tools (such as a VPN, or the dark web) to mask their identities online, posing as criminals themselves. Likewise, covert world agencies can employ hacking techniques in the legal conduct of their work. Oppositely, hacking and cyber-attacks are used extra- and illegally by law enforcement and security agencies (conducting warrantless activities), and employed by State actors as a weapon of both legal and illegal warfare. introduces himself/herself between a network connection and a server. These cyber attackers are going to observe or manipulate traffic. In this case, the hacker can do this cybercrime by snooping on a business’s network.
They can also create and control fake networks for these network security attacks. Once they compromise the network traffic, they decrypt data to steal critical data and personal information. Moreover, they can also alter and redirect the traffic to dangerous destinations on the web.
Cybercriminals carry out these types of attacks through different means including: session hijacking, active eavesdropping, IP Spoofing, and replay.
Common solutions for man-in-the-middle attacks are encryption, tamper detection, and authentication of digital certificates (such as SSL Secure Socket Layer (SSL) - SSL technology secretly encodes information that is sent over the Internet between your computer and the bank, helping to ensure that the information remains confidential..) Authentication proves to some extent that a specific query comes from an authentic source while tamper detection solutions reveal any alteration on the query. Sometimes, a latency test is carried out in order to detect the possible attack. This can be done by checking for inconsistencies in response times.
Botnets are a collection of systems integrated into a virtual network which the attackers have taken control of for the purpose of mass attacks on other websites, servers, or networks. Cybercriminals commonly make use of these infected systems to carry out distributed-denial Denial is a refusal or unwillingness to accept something or to accept reality. Refusal to admit the truth or reality of something, refusal to acknowledge something unpleasant; And as a term of Psychology: denial is a defense mechanism in which confrontation with a personal problem or with reality is avoided by denying the existence of the problem or reality.-of-service (DDoS) attacks or password attacks.
This is usually done without the owner of the devices even being aware. It is frequently difficult to spot or stop DDoS attacks because the systems used in the attacks are scattered worldwide. However, there two methods of handling this type of attacks by using filtering or temporarily shutting down the website access.
Filtering can reject queries from specific IP addresses, or spoofed addresses and traces network traffic to their source.
SQL Database Injection Attack
Again, this is an attack mostly aimed at websites or web-connected database servers. An SQL injection attack happens when the hacker injects malicious code into an SQL database server. This injection attack tricks the server to divulge information it cannot usually disclose or perform a database operation under the control of the hacker. This can occur when the fraudster merely submits malicious script into a susceptible website search box on vulnerable poorly updated websites. Always look at badges or logos indicating that the website has active security monitoring done in real-time. (You will see such a monitoring logo at the bottom of this website).
A successful SQL injection attack can cause much harm to a business. The attacker could gain unauthorized access to their database – a data breach Whenever private information is seen by someone who should not have access, this is known as data exposure. It may also sometimes be referred to as a data leak or data breach. It might happen by accident or be caused by hackers who do it to cause harm to the individual or organization involved. It can be especially damaging to companies that store the credit card details and personal information of their customers.. This could hijack the system and carry out operations like editing, updating, or deleting the database. In worst-case scenarios, these attacks can execute administrative functions like shutting down the database and more.
Cross-site Scripting (XSS) Attack
It can, for instance, transfer the cookie of the victim to a server that they use for cybercrime. They can extract the cookie and utilize it to launch a session of hijacking attack. XSS attacks can also be utilized for capturing screenshots, discovering and collecting network information, and gaining remote access and control over the victim’s computer network.
The solution to this is for website operators to make sure their websites are secure. Unfortunately, for users of websites there is no easy way to know, so always look for cybersecurity badges on a website. Most very large websites and web platforms, such as Facebook or Twitter are safe from this, so is this website.
Denial of Service (DoS A denial-of-service (DoS) attack occurs when legitimate users are unable to access information systems, devices, or other network resources due to the actions of a malicious cyber threat actor. Services affected may include email, websites, online accounts (e.g., banking), or other services that rely on the affected computer or network. A denial-of-service condition is accomplished by flooding the targeted host or network with traffic until the target cannot respond or simply crashes, preventing access for legitimate users. DoS attacks can cost an organization both time and money while their resources and services are inaccessible.) Attack
A DoS attack is one of the most widespread types of cyberattacks which is done by trying to overload web-connected services (such as a website) with massive volumes of traffic. This can slow or shut down a website, but also cause fragmented operation of the website’s code creating vulnerabilities.
The key motivation for this form of attack is to make either punish a website or gain entry for unlawful financial gain. It could also be performed to show technical prowess. Sometimes, they are politically motivated.
However, web publishers can take countermeasures before and during an attack.
Distributed Denial-of-Service (DDoS) Attack
This attack occurs when many compromised network devices, computers, or servers all over the world flood the bandwidth of the target wen service or website. The simple difference between a DoS attack and a DDoS attack is the scale and multiplicity of attacking systems.
Insider Attack and Data Breaches
Small businesses face different types of cyberattacks than individuals. An insider attack is one of the most dangerous for any size business. This commonly occurs through the activities of disgruntled employees or ex-employees. The same also happens when well-meaning employees fail to implement standard security measures.
The exact wants of the cybercriminals vary wildly with these, but generally, it comes down to one of two motives: destroy data and harm the business, or steal data and harm the business. Consumers become the victims when this happens.
Cryptojacking attackers target the bandwidth of a users’ computer, server, or device and processing power to mine cryptocurrency. These cyber attackers break into authentic sites and at the same time break into their visitor’s systems.
These cyber-threats target both Bitcoin holders and holders of other altcoins. Crypto exchanges and companies that render mining services suffer the most of these attacks. Wallet holders also have their share of crypto cyber threats including identity theft and illegal extortion.
Cyber attackers continue to refine their attack strategies to their targets. Cybersecurity companies are also working hard to find solutions to these and many other ever-evolving cyber threats. Everyone needs to stay observant and use available security tools and best practices to remain safe.
A holistic defense starts with discovering the different types of cyberattacks that are likely to target you. When you know the potential threats you can better face them and take the required steps to prevent or eliminate them.
The most obvious steps everyone needs to take are:
- Keep all software, apps, computers, and devices up to date! Software updates are not a convenience, they are a survival imperative!
- Never click on links in emails or apps or ads. Always examine the link to see if it is legitimate. If you cannot tell then just forget it.
- Never talk to strangers online – anyone that contacts you and starts asking for information, access, or money is most likely a scammer. Always hang up or disconnect and verify with the real contact information. If it is an individual, just block Blocking is a technical action usually on social media or messaging platforms that restricts or bans another profile from seeing or communicating with your profile. To block someone on social media, you can usually go to their profile and select it from a list of options - often labeled or identified with three dots ••• and move on.
Life online is not safe. The sooner you fully understand and accept this, the sooner you can begin to obtain the skills you need to be safer!