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New Research Study on Stolen Valor – Military Scams – STUDY NOW COMPLETED [UPDATED]

New Research Study on Stolen Valor - Military ScamsScams A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. THIS STUDY HAS COMPLETED A Research Study by Tyleen Caffrey Worden School of Social Service, Our Lady of the Lake University SCARS has verified the validity and integrity of this research project. WE THANK TYLEEN CAFFREY FOR ALLOWING SCARS TO PARTICIPATE IN [...]

Exposed To Scams – What Separates Victims From Non-Victims

Exposed To Scams - What Separates Victims From Non-Victims A FINRA Research Study Presented by SCARS Understanding ScamScam A Scam is a confidence trick - a crime -  is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Victims VictimizationVictimization Victimization (or victimization) is the process of being victimized or becoming a victim. The field that studies the process, rates, incidence, effects, and prevalence of victimization is called victimology. by scams and fraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim. depends, in part, on two-way engagement between the target of the scam and the fraudsterFraudster A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer.. Some individuals simply do not engage with [...]

Psychology Of Online Dating/Romance Scams – A Research Report [PDF] [UPDATED]

Psychology Of The Online Dating/Romance Scams  [PDF] A Research Report SCARS™ Psychology of ScamsPsychology Of Scams Psychology Of Scams is the study of the psychological or emotional effects of scams or financial fraud on victims of these crimes. It helps victims to better understand the impact of scams on them personally or on others. To find the SCARS articles on the Psychology of Scams, use the search option to enter the term and find them. A Better Understanding of Romance Scams The Psychological Consequences Of Being A Victim Of The Online Dating Romance Scam Research Undertaken at The University of Leicester This report summaries a year-long [...]

Darknet Cybercrime is Exploding in Southeast Asia

Darknet CybercrimeCybercrime Cybercrime is a crime related to technology, computers, and the Internet. Typical cybercrime are performed by a computer against a computer, or by a hacker using software to attack computers or networks. is Exploding in Southeast Asia Global Coordination On The Dark WebDark Web This is a sub-level of the internet that normal search engines and everyday browsers cannot access. It’s an encrypted network that contains websites – both legal and illegal – that remain hidden from plain sight. Is Enabling The Escalation Of Cybercrime! The United Nations Office of Drugs & Crime (UNODC) releases a new report on this important topic! UNODC Report: Darknet Cybercrime is on the [...]

Understanding Cybersecurity for Small Businesses [PDF][UPDATED]

Understanding Cybersecurity for Small Businesses [PDF][UPDATED] A SCARS™ Guide Originally published: March 2019 Helping small business come to grips with cybercesurity Essential Cybersecurity for Small Businesses A Guide by the Federal Trade Commission, NIST, SBA, U.S. Department of Homeland SecurityDepartment of Homeland Security The United States Department of Homeland Security (DHS) is the U.S. federal executive department (under the President) responsible for public security, roughly comparable to the interior or home ministries of other countries. Its stated missions involve anti-terrorism, border security, immigration and customs, cybersecurity, and disaster prevention and management., and presented by [...]

Understanding Trauma Compulsions – Psychology of Scams

Understanding TraumaTrauma Emotional and psychological trauma is the result of extraordinarily stressful events that shatter your sense of security, making you feel helpless in a dangerous world. Psychological trauma can leave you struggling with upsetting emotions, memories, and anxiety that won’t go away. It can also leave you feeling numb, disconnected, and unable to trust other people. Traumatic experiences often involve a threat to life or safety or other emotional shocks, but any situation that leaves you feeling overwhelmed and isolated can result in trauma, even if it doesn’t involve physical harm. It’s not the objective circumstances that determine whether an event is traumatic, but your subjective emotional experience of the event. The more frightened and helpless you feel, the more likely you are to be traumatized. Trauma requires treatment, either through counseling or therapy or through trauma-oriented support programs, such as those offered by SCARS. Compulsions - Psychology of Scams When exploring the psychology of scams it is essential to look deeply at trauma and its compulsions and how they manifest The Compulsion to Repeat the Trauma "Re-enactment, Revictimization, and Masochism" By Bessel A. van der [...]

Countering Technology-Facilitated Abuse

Please Help Us Help Scam Victims Worldwide By Making A Small Donation To SCARS Your generous contribution of Just $5 will help us continue to educate & support the victims of relationship scamsRelationship Scam A Relationship Scam is a one-to-one criminal act that involves a trust relationship and uses deception & manipulation to get a victim to give to the criminal something of value, such as money! Click here to learn more: What Is A Relationship Scam?. You will be helping to support free scam avoidance education for adults & children, free victims' [...]

California Scammiest State In Nation

California Scammiest State In Nation [InfographicInfographic Infographics (a shortened word of "information" and "graphics") are graphic visual representations of information, data, or knowledge intended to present information quickly and clearly. They can improve your understanding of a topic by utilizing graphics. Infographics have evolved in recent years to be more useful for mass communications and thus are designed with fewer assumptions about the readers' knowledge base than other types of visualizations.] Relationship Scams Now Estimated To Exceed US$700,000,000,000 Romance Scam Losses in California U.S.A. USD$450,482,128* In One Year 2018 California Reports: Nearly Half a Billion Dollars in losses from romance scams in 2018 alone for California! *Note: that is just what was reported to the [...]

SCARS™ Research:  Socio-Economic Theory of Nigerian Cybercriminals

SCARS™ Research:  Socio-Economic Theory of Nigerian Cybercriminals This paper sets out with the aim of developing and improving upon existing taxonomies used in cybercrime scholarship. [lwptoc] 1. Introduction Listed in prevalence of cybercrime perpetrators, Nigeria, the UK and the USA (in ascending order of significance) are on top of the ‘league [...]

Millennial Scam Victims! – A SCARS Special Report

God Help Millennials! Millennials Are The Most Scammed Demographic A SCARS Special Report Our Latest Generation Of "Adults" Are Being Scammed At Faster Rates And In Greater Numbers Than Senior Citizens Let's face it, Millennials think they own the online world - they [...]

SCARS™ Psychology of Scams: Repeating The Scam – Engaging In Risky Behavior Over & Over

SCARS™ Psychology of Scams: Repeating The Scam - Engaging In Risky BehaviorBehavior   Behavior / Behavioral Actions Otherwise known as habits, behavior or behavioral actions are strategies to help prevent online exploitation that target behavior, such as social engineering of victims. Changing your behavior is the ONLY effective means to reduce or prevent scams. Over & Over During the formative years of contemporary psychiatry, much attention was paid to the continuing role of past traumatic experiences on the current lives of people. Charcot, Janet, and Freud all noted that fragmented memories of [...]

SCARS™ Editorial: Are We Not All Tired Of The Outrage!?

SCARS™ Editorial: Are We Not All Tired Of The Outrage!? What Is Wrong With People Sometimes? [lwptoc]   Don't We Have Enough RageRage Anger, also known as wrath or rage, is an intense emotional state involving a strong uncomfortable and non-cooperative response to a perceived provocation, trigger, hurt or threat. About one-third of scam victims become trapped in anger for extended periods of time following a scam. A person experiencing anger will often experience physical effects, such as increased heart rate, elevated blood pressure, and increased levels of adrenaline and noradrenaline. Some view anger as an emotion that triggers a part of the fight or flight response. Anger becomes the predominant feeling behaviorally, cognitively, and physiologically. Anger can have many physical and mental consequences. While most of those who experience anger explain its arousal as a result of "what has happened to them", psychologists point out that an angry person can very well be mistaken because anger causes a loss in self-monitoring capacity and objective observability. And Hate In The World? When you are interacting with Scam Victims, the answer is always no. Because rage knows no limits When someone goes through the [...]

SCARS™ Opinion: Frustration

SCARS™ Opinion: Frustration So Many Of You Express Frustration With The Way Things Are [lwptoc] Don't Take This As An Attack On You But Consider ... Is it frustrating that you can buy alcohol that causes deaths every day? Or cigarettes? We all know the cigarettes kill right? Want to [...]

Scams And Your Small Business – SCARS™ Guide

SCARS™ Guide: Scams And Your Small Business A Guide for Small-Medium Business from the Federal Trade Commission & SCARS Scams and Your Small Business If you own a small business or are part of a non-profit organization, you spend a lot of time and effort making sure the organization works [...]

Las Estafas y Su Pequeño Negocio – Información de SCARS|LATINOAMERICA™

Información de SCARS|LATINOAMERICA™ : Las Estafas y Su Pequeño Negocio Una Guía de el FTCFTC The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) U.S. antitrust law and the promotion of consumer protection. The FTC can also act as a clearinghouse for criminal reports sent to other agencies for investigation and prosecution. To learn more visit www.FTC.gov or to report fraud visit ReportFraud.FTC.gov y SCARS Para los Negocios Las estafas y su pequeño negocio Si es dueño de un pequeño negocio o forma parte de una organización sin fines de lucro, usted invierte mucho tiempo y esfuerzo para [...]

Psychology of Scams Part 1 – SCARS|PODCAST™

Psychology of Scams Part 1 - SCARS|PODCAST™ Happy Saint Patrick's Day! To learn more about the Psychology of Scams Click Here » If you want to share this podcast, click on the link below To download a copy of this SCARS Podcast MP3 file click here » To [...]

ASMR – Using Your Brain & Body Against You – SCARS™ Psychology of Scams

SCARS™ Psychology of Scams: ASMR - Using Your Brain & Body Against You The Following Is An Summarization & Analysis Of A ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. Manipulative Technique From SCARS|RESEARCH We encourage you to explore this topic futher. Introduction In the exploration for the psychological triggersTRIGGERS A trigger is a stimulus that sets off a memory of a trauma or a specific portion of a traumatic experience. and controls of the Romance Scam phenomena, [...]

Scam Victim Surrender – SCARS™ Psychology of Scams

SCARS™ Psychology of Scams: Scam Victim Surrender There Comes A Point In The Scam When the Victim Just Surrenders And Sends The Money Renowned authors Sanford Strong ("Strong on Defense" ») and J.J. Bittenbinder ("Tough Target" ») point out that: "when someone is told a lie they desperately want to [...]

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