Category: ABOUT KNOWLEDGE & LEARNING on RomanceScamsNOW.com

Bad Passwords

Bad Passwords Common Passwords That Hackers Already Know Is Yours In The List? A SCARS Insight Most Hacked Passwords Revealed Exposed as UK cyber survey exposes gaps in online security The U.K. National Cyber Security Centre's (NCSC) global password risk list Breach analysis finds 23.2 [...]

Scammers Still Love Gift Cards

Scammers Still Love Gift Cards An Analysis Of ScammerScammer A Scammer or Fraudster is someone that engages in deception to obtain money or achieve another objective. They are criminals that attempt to deceive a victim into sending more or performing some other activity that benefits the scammer. Gift Card Use A SCARS Insight Scammers prefer gift cards, but not just any card will do Gift cards are an easy way to give. Reports to the FTCFTC The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) U.S. antitrust law and the promotion of consumer protection. The FTC can also act as a clearinghouse for criminal reports sent to other agencies for investigation and prosecution. To learn more visit www.FTC.gov or to report fraud visit ReportFraud.FTC.gov’s Consumer Sentinel show they’re also an easy [...]

New Abortion Phone Scam

New Abortion Phone ScamScam A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. A New Phone Scam A SCARS Special Report A Warning To Women Across The United States In the wake of the Supreme Court Decision to return legal control of abortions back to the States, almost everyone is concerned over what is [...]

Brushing Scam – What Is That?

Brushing Scam - What Is That? A person receives packages or parcels containing various sorts of items that were not ordered or requested! A SCARS Insight Into How ScamsScams A Scam is a confidence trick - a crime - is an attempt to defraud a person or group after first gaining their trust through deception. Scams or confidence tricks exploit victims using their credulity, naïveté, compassion, vanity, irresponsibility, or greed and exploiting that. Researchers have defined confidence tricks as "a distinctive species of fraudulent conduct ... intending to further voluntary exchanges that are not mutually beneficial", as they "benefit con operators ('con men' - criminals) at the expense of their victims (the 'marks')". A scam is a crime even if no money was lost. Work Unordered Product Parcel Scams Free boxloads of merchandise from Amazon or other companies, right on [...]

Zelle Payment Scams

Zelle Payment Scams An Exploration Of How Banking Has Gone Bad A SCARS Special Report What To Know About Zelle Scams And How To Spot Behavioral Red Flags From Scammers Important: Scammers use Zelle and other payment appsApps Applications or Apps An application (software), commonly referred to as an ‘app’ is a program on a computer, tablet, mobile phone or device. Apps are designed for specific tasks, including checking the weather, accessing the internet, looking at photos, playing media, mobile banking, etc. Many apps can access the internet if needed and can be downloaded (used) either for a price or for free. Apps are a major point of vulnerability on all devices. Some are designed to be malicious, such as logging keystrokes or activity, and others can even transport malware. Always be careful about any app you are thinking about installing. because transactions are quick and hard to [...]

FTC Goes After Walmart – Like It Did Western Union & MoneyGram

FTC Goes After Walmart - Like It Did Western Union & MoneyGram U.S. Federal Trade Commission Enforcement Action A SCARS Special Report This Is A Perfect Example Of Why You Need To Preserve The Evidence It is vital to never throw away the evidence of [...]

Remote Control Scams

Remote Control Scams Also Known As Tech Support ScamsTech Support Scams Phone scammers may masquerade as tech support employees for a major company in order to take your money or install a virus on your computer. They may call from what seem to be legitimate company numbers using caller ID spoofing. A SCARS Insight How to Avoid and Recover from Remote Access Scams Also Known As Remote Access Scams Remote access scams try to convince you that you have a computer or internet problem and that you [...]

Why Scammers Get Short Sentences

Why Scammers Get Short Sentences Understanding The Crimes Scammers Do! A SCARS Insight Why Are They Not Jailed For The Rest Of Their Lives? Many victims ask this simple question. Why don’t these criminals receive harsher sentences by courts around the world, but especially in [...]

Social Media Money Flipping Scam

Social Media Money Flipping Scam How Scams Work A SCARS Insight Social Media Scams Come In Every Imaginable Kind! This IS Just One More! In this case, scammers are using social media platforms and banking apps to solicit large sums of cash from victims. This [...]

SCARS Webinar: Panic & Urgency Scams – May 21, 2022 [VIDEO]

Panic & Urgency Scams [VIDEO] SCARS Webinar May 21, 2022 In this edition of our SCARS Webinar Series, we talk about short-term scams where the scammers place the victim in panic and create a sense of urgency!. These scams are typically about some form of emergency or urgent situation [...]

Impersonation of Law Enforcement and Government Officials

ImpersonationImpersonation An impersonator is someone who imitates or copies the behavior or actions of another. There are many reasons for impersonating someone, such as: part of a criminal act such as identity theft, online impersonation scam, or other fraud. This is usually where the criminal is trying to assume the identity of another, in order to commit fraud, such as accessing confidential information or to gain property not belonging to them. Also known as social engineering and impostors. of Law Enforcement and Government Officials Government Impersonation Scams - How Scams Work A SCARS Insight Government Impersonation Scams Are Widespread And Expanding! The ongoing widespread fraudFraud In law, fraud is intentional deception to secure unfair or unlawful gain (money or other assets), or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation) or criminal law (e.g., a fraud perpetrator may be prosecuted and imprisoned by governmental authorities), or it may cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong. The purpose of fraud may be monetary gain or other benefits, for example by obtaining a passport, travel document, or driver's license, or mortgage fraud, where the perpetrator may attempt to qualify for a mortgage by way of false statements. A fraud can also be a hoax, which is a distinct concept that involves deliberate deception without the intention of gain or of materially damaging or depriving a victim. schemes in which scammers impersonate law enforcement or government officials in attempts to extort money or steal [...]

Victim Vulnerability After The Scam – Physical Risks

Victim Vulnerability After The Scam - Physical Risks The Psychology of ScamsPsychology Of Scams Psychology Of Scams is the study of the psychological or emotional effects of scams or financial fraud on victims of these crimes. It helps victims to better understand the impact of scams on them personally or on others. To find the SCARS articles on the Psychology of Scams, use the search option to enter the term and find them. A SCARS Insight Scam Victim Warning: Something We Have Never Talked About! VULNERABILITY AFTER THE SCAM You have probably never considered this, but you are potentially in physical danger after your scam ends. [...]

Fraud’s Dark Matter: The Universe of Scams Most of Us Never Know About

Fraud’s Dark Matter! The Universe of Scams Most of Us Never Know About By PJ Rohall, About-Fraud.com - a SCARS Partner Organization Beyond Your Awareness There Is A Darker, Uglier Side To Scams & Fraud - Here Is One Victim's Story! This Is Ana's Story! [...]

Scam Urban Legends: Anti-Scam Groups Are All Good? No!

Scam Urban Legends: Anti-Scam Groups Are All Good Helping To Set The Record Straight With thousands of amateur and pretend anti-scam groups on social media, many spread misinformation, fake newsFake news Fake news is false or misleading information presented as news. It often has the aim of damaging the reputation of a person or entity, or making money through advertising revenue. However, the term does not have a fixed definition and has been applied more broadly to include any type of false information, including unintentional and unconscious mechanisms, and also by high-profile individuals to apply to any news unfavourable to his/her personal perspectives., and urban legends, instead of the real situation and knowledge. These guides will help provide confirmed and correct information [...]

SCARS Webinar: Romance Scams Life Cycle – May 14, 2022

Romance Scams Life Cycle SCARS Webinar May 14, 2022 Report The Crime You are the victim of organized transnational criminals! Take this seriously. The reason scams are so out of control is that only about 1% of victims report these crimes! [...]

SCARS Webinar: Money Mules

SCARS Webinar: Money MulesMoney mules Money mules are a type of money laundering where a person transfers illicit funds through a medium (such as a bank account) to obfuscate where the money came from. There are different types of money mules including witting, unwitting, and complicit. [VIDEO] Understanding How Victims Are Manipulated Into Becoming Accessories A SCARS Webinar [VIDEO] May 7, 2022 It Is Common For Scam Victims To Be Manipulated - Against Their Will Or Knowledge Into Becoming Money Mules Don’t Be a MuleMule A money mule sometimes called a "smurfer," is a person who transfers money acquired illegally (e.g., stolen) in person, through a courier service, or electronically, on behalf of others (usually criminals that they are knowingly or unknowingly affiliated). Typically, the mule is paid for services with a small part of the money transferred - but not always. Mules may or may not be aware that they are performing these actions. Money mules are often dupes recruited online for what they think is legitimate employment, not aware that the money they are transferring is the product of crime. The money is transferred from the mule's account to the scam operator, typically in another country. Similar techniques are used to transfer illegal merchandise. Mules can be prosecuted for numerous crimes.: [...]

Nigerian Scammer Training School Shut Down & Scammers Arrested

Nigerian Scammer Training School Shut Down & Scammers Arrested Breaking News Presented by SCARS Nigeria's EFCCEFCC Economic and Financial Crimes Commission The Economic and Financial Crimes Commission (EFCC) is a Nigerian law enforcement agency that investigates financial crimes such as advance fee fraud (419 fraud), scams, and money laundering. The EFCC was established in 2003, partially in response to pressure from the Financial Action Task Force on Money Laundering (FATF), which named Nigeria as one of 23 countries non-cooperative in the international community's efforts to fight money laundering. The agency has its head office in Abuja, Nigeria. Shuts Down Scammer Training School In a raid today the Nigerian EFCC (Economic & Financial Crimes Commission) shut down a sophisticated training academy for online scammers in the Nigerian [...]

SCARS Webinar: Romance Scams #1 – Pig Butchering Fraud & Military Impersonation Fraud [VIDEO]

SCARS Webinar: Romance Scams #1 [VIDEO] Pig ButcheringPig Butchering Sha Zhu Pan 殺主盤 “Pig Butchering” This is a scam type that originated in China involving the scammer developing a relationship with the victim - sometimes romantic sometimes not - and leading the victim to invest in a fake company or asset. These typically target smart younger women. Fraud & Military Impersonation Fraud A SCARS Webinar [VIDEO] April 30, 2022 Romance Fraud has been with us for hundreds of years at least. Fraudsters pretending to be in love to gain money is commonplace! But [...]

Small Business Scams: A Guide for Business

Small Business Scams A Guide for Business Presented by SCARS Small Business Scams Target Small Businesses Just As Much As Individuals If you own a small business or are part of a non-profit organization, you spend a lot of time and effort making sure the [...]

BEC Fraud Reaches $43 Billion Per Year

BEC Fraud Reaches $43 Billion Per Year Business Email Compromise Scams Explode! A SCARS Insight Business Email Compromise: The $43 Billion Scam This Public Service Announcement is an update and companion piece to Business Email Compromise PSA I-091019-PSA posted on www.ic3.gov. This PSA includes new Internet Crime [...]

Package Delivery Scams – How to Identify and Avoid

Package Delivery Scams - How to Identify and Avoid How Scams Work A SCARS Insight Almost Everyone Is Receiving These Scam Messages Every Week! The COVID-19 pandemic has changed the way many Americans shop, with online purchasing in the U.S. increasing steadily. More shopping online [...]

SCARS Webinar: Telling Your Story Part 2 – Telling Your Family & Friends [VIDEO]

SCARS Webinar: Telling Your Story Part 2 [VIDEO] Telling Your Family & Friends A SCARS Webinar [VIDEO] April 23, 2022 Every Scam Victim Need To Tell Their Story An excerpt from our upcoming SCARS Gold Book on Telling Your Story First, understand that this is not [...]

FBI Goes After Scammers & Cybercriminals With RAT

FBIFBI FBI - Federal Bureau of Investigation The Federal Bureau of Investigation (FBI) is the domestic intelligence and security service of the United States and its principal federal law enforcement agency. Operating under the jurisdiction of the United States Department of Justice, the FBI is also a member of the U.S. Intelligence Community and reports to both the Attorney General and the Director of National Intelligence. A leading U.S. counter-terrorism, counterintelligence, and criminal investigative organization, the FBI has jurisdiction over violations of more than 200 categories of federal crimes, including financial fraud. Goes After Scammers & Cybercriminals With RAT A New FBI/IC3 Program A SCARS Insight The U.S. Federal Bureau of Investigation Has A New Pet! Did you know that the FBI has an Internet Crime Complaint Center called IC3.gov? And did you know that IC3 [...]

What To Know About Tax Identity Theft [UPDATED 2022]

What To Know About Tax Identity TheftIdentity Theft Identity theft is when someone uses another person's personal identifying information, without their permission, to commit fraud or other crimes. In both the U.K. and the United States it is the theft of personally identifiable information. Identity theft deliberately uses someone else's identity as a method to gain financial advantages or obtain credit and other benefits, and perhaps to cause other person's loss. The person whose identity has been stolen may suffer adverse consequences, especially if they are falsely held responsible for the perpetrator's actions. Personally identifiable information generally includes a person's name, date of birth, social security number, driver's license number, bank account or credit card numbers, PINs, electronic signatures, fingerprints, passwords, or any other information that can be used to access a person's financial resources. Courtesy of the Federal Trade Commission Presented by SCARS Learn What Tax Identity Theft Is! This information is primarily focused on United States Tax Payers, but the risk is worldwide. What you can do to guard against it, [...]