RSN™ Frequently Asked Questions About Scams & Scammers

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RSN™ Frequently Asked Questions About Scams & Scammers2018-11-01T06:11:35+00:00
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RSN™ Frequently Asked Questions About Scams & Scammers

FAQs Updated November 1, 2018

Scam FAQ: How To Avoid Identity Theft2018-10-31T15:45:35+00:00
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Scam FAQ: How To Avoid Identity Theft

  • Ensure websites are secure prior to submitting your credit card number.
  • Do your homework to ensure the business or website is legitimate.
  • Attempt to obtain a physical address, rather than a P.O. box or maildrop.
  • Never throw away credit card or bank statements in usable form.
  • Be aware of missed bills which could indicate your account has been taken over.
  • Be cautious of scams requiring you to provide your personal information.
  • Never give your credit card number over the phone unless you make the call.
  • Monitor your credit statements monthly for any fraudulent activity.
  • Report unauthorized transactions to your bank or credit card company as soon as possible.
  • Review a copy of your credit report at least once a year.
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Scam FAQ: How To Avoid Escrow Services Fraud2018-10-31T15:46:04+00:00
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Scam FAQ: How To Avoid Escrow Services Fraud

  • Always type in the website address yourself rather than clicking on a link provided.
  • A legitimate website will be unique and will not duplicate the work of other companies.
  • Be cautious when a site requests payment to an “agent”, instead of a corporate entity.
  • Be leery of escrow sites that only accept wire transfers or e-currency.
  • Be watchful of spelling errors, grammar problems, or inconsistent information.
  • Beware of sites that have escrow fees that are unreasonably low.
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Scam FAQ:  How To Avoid Bogus Employment/Business Opportunities2018-10-31T15:41:01+00:00
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Scam FAQ:  How To Avoid Bogus Employment/Business Opportunities

  • Be wary of inflated claims of product effectiveness.
  • Be cautious of exaggerated claims of possible earnings or profits.
  • Beware when money is required up front for instructions or products.
  • Be leery when the job posting claims “no experience necessary”.
  • Do not give your social security number when first interacting with your prospective employer.
  • Be cautious when dealing with individuals outside of your own country.
  • Be wary when replying to unsolicited emails for work-at-home employment.
  • Research the company to ensure they are authentic.
  • Contact the Better Business Bureau to determine the legitimacy of the company.
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Scam FAQ: What Is A Romance Scam2018-11-04T10:01:00+00:00
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Scam FAQ: What Is A Romance Scam

  • Romance Scams are an international crime that usually involves a fake identity to fool a person into engaging in a massively manipulated romantic relationship.
  • Romance Scams do not happen because the victim was stupid, they happen because the scammer socially engineered a set of conditions to trap the victim.
  • Romance Scams can happen to anyone since it is based upon triggering the victim’s own brain against them then sustaining the scam through spy-craft style manipulation.
  • Romance Scams don’t just happen to sad lovely people, they can happen to anyone, even people that are married – anyone can be scammed.
  • Romance Scams victims cannot simply get over it, they involve deep-seated trauma that can result in PTSD or other disorders and professional help may be required.
  • Romance Scams are a major challenge to law enforcement worldwide since it involves international treaties and extradition, and the host nations in Africa benefit from the influx of money.
  • Romance Scams began in the early 1990’s and have grown into an industry rivaling the illicit drug industry, and they help support human trafficking and terrorism.
  • Romance Scams require a globally concerted effort both at the grassroots level to help educate others, and at the governmental level to improve laws and treaties to promote greater enforcement.
  • Romance Scams can be stopped with education and safe habits online, and the diligent efforts of people just like you!

Copyright © 2018 SCARS

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Scam FAQ: How To Avoid Internet Extortion2018-10-31T15:44:59+00:00
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Scam FAQ: How To Avoid Internet Extortion

  • Security needs to be multi-layered so that numerous obstacles will be in the way of the intruder.
  • Ensure security is installed at every possible entry point.
  • Identify all machines connected to the Internet and assess the defense that’s engaged.
  • Identify whether your servers are utilizing any ports that have been known to represent insecurities.
  • Ensure you are utilizing the most up-to-date patches for your software.
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Scam FAQ: How To Avoid Counterfeit Cashier’s Checks2018-10-31T15:34:00+00:00
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Scam FAQ: How To Avoid Counterfeit Cashier’s Checks

  • Inspect the cashier’s check.
  • Ensure the amount of the check matches in figures and words.
  • Check to see that the account number is not shiny in appearance.
  • Be watchful that the drawer’s signature is not traced.
  • Official checks are generally perforated on at least one side.
  • Inspect the check for additions, deletions, or other alterations.
  • Contact the financial institution on which the check was drawn to ensure legitimacy.
  • Obtain the bank’s telephone number from a reliable source, not from the check itself.
  • Be cautious when dealing with individuals outside of your own country.
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Scam FAQ: How To Spot Wire Transfer Fraud2018-11-01T07:37:38+00:00
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Scam FAQ: How To Spot Wire Transfer Fraud

What Are The Warning Signs Of Wire Transfer Fraud?

Know How To Recognize The Warning Signs Of Wire Transfer Fraud:

  • Someone that you have never met in person is asking for money. This is the biggest red flag for fraud. If you’re in a long-distance relationship with someone you’ve never met in person, be wary of possible fraud, if they start asking for money. The reality is: fraudsters are professionals and they’ll do whatever it takes to get their hands on your cash. When it comes to that new love, overseas inheritance or investment opportunity, it’s worth the cost of the plane ticket to ensure it’s legit. If you can’t meet them in person, you should think twice before sending your money.
  • You receive an email that claims you’ve won a jackpot but you have to pay fees before you can receive the prize. The reality is: the fraudsters are the ones hitting the jackpot. If it sounds too good to be true, it probably is.
  • You see an ad online for a great deal, but you’re required to transfer the money right away to receive the product. The reality is: the product doesn’t exist and they just want your money.
  • While many people use wire transfers to pay for luxury items, it’s worth checking the reputation of the seller, if you’re transferring a large sum.
  • You get a job as a mystery shopper but they send you a check for more than what you’re owed. You’re asked to send the excess funds back via wire transfer. The reality is: this is just a clever way to steal your cash, as the check is probably fake.
  • You receive an email from someone pretending to be your bank or other service provider saying you need to update your security info. The reality is: as soon as you click the link, you’re vulnerable to malware. Phishing emails that try to steal your information or get you to wire money will often contain a lot of spelling and grammatical errors. The email might not address you by name, and it comes from a suspicious and unrecognizable source. It will probably ask you to provide financial information or to verify it, but if you hover over a URL, you’ll see that it will take you to a suspicious and unknown website. Don’t click on any links within these emails; instead, just delete them and block the sender.
  • You receive an email or a phone call that claims the IRS wants you to pay back taxes, and you need to transfer your money or you’ll be arrested. The reality is: the IRS will formally contact you by mail rather than by phone, and they won’t be asking for your payments by credit card or by wire transfer either.
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Scam FAQ: How To Spot A Scam2018-11-01T22:57:19+00:00
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Scam FAQ: How To Spot A Scam

How Can I Tell If Something Might Be A Scam?

It’S Probably A Scam If Someone:

  • Makes an offer that sounds too good to be true;
  • Promises that you can win money, make money, or borrow money easily;
  • Asks for money to enter a contest, win a sweepstake or lottery, or claim a prize;
  • Refuses to send you written information before you agree to buy or donate;
  • Refuses to give you a physical address;
  • Refuses to give you the details of the offer before you make any payment;
  • Requests your bank account or credit card number when you are not making a purchase with that account;
  • Uses scare tactics or pressure to act immediately;
  • Insists that you wire money or have a courier pick up your payment;
  • Refuses to stop calling after you’ve asked not to be called again;
  • Contacts you to ask for personal information the company already has.
  • Gives you a check or money order and asks you to send some of the money somewhere.
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Scam FAQ: How To Avoid Third Party Receiver Of Funds Fraud2018-10-31T16:01:15+00:00
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Scam FAQ: How To Avoid Third Party Receiver Of Funds Fraud

  • Do not agree to accept and wire payments for auctions or purchases that you did not post.
  • Be leery if the individual states that his country it makes receiving these type of funds difficult.
  • Be cautious when the job posting claims “no experience necessary”.
  • Be cautious when dealing with individuals outside of your own country.
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Scam FAQ: How To Avoid Reshipping Fraud & Scams2018-10-31T15:56:30+00:00
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Scam FAQ: How To Avoid Reshipping Fraud & Scams

  • Be cautious if you are asked to ship packages to an “overseas home office.”
  • Be cautious when dealing with individuals outside of your own country.
  • Be leery if the individual states that his country will not allow direct business shipments from the United States.
  • Be wary if the “ship to” address is yours but the name on the package is not.
  • Never provide your personal information to strangers in a chatroom.
  • Don’t accept packages that you didn’t order.
  • If you receive packages that you didn’t order, either refuse them upon delivery or contact the company where the package is from.
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Scam FAQ: How To Avoid Ponzi/Pyramid Schemes & Scams2018-10-31T15:53:54+00:00
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Scam FAQ: How To Avoid Ponzi/Pyramid Schemes & Scams

  • If the “opportunity” appears too good to be true, it probably is.
  • Beware of promises to make fast profits.
  • Exercise diligence in selecting investments.
  • Be vigilant in researching with whom you choose to invest.
  • Make sure you fully understand the investment prior to investing.
  • Be wary when you are required to bring in subsequent investors.
  • Independently verify the legitimacy of any investment.
  • Beware of references given by the promoter.
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Scam FAQ: How To Avoid Phishing/Spoofing Scams2018-10-31T15:52:21+00:00
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Scam FAQ: How To Avoid Phishing/Spoofing Scams

  • Be suspicious of any unsolicited email requesting personal information.
  • Avoid filling out forms in email messages that ask for personal information.
  • Always compare the link in the email to the link that you are actually directed to.
  • Log on to the official website, instead of “linking” to it from an unsolicited email.
  • Contact the actual business that supposedly sent the email to verify if the email is genuine.
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Scam FAQ: How To Avoid Nigerian Letter Or “419” Email Scams2018-10-31T15:50:57+00:00
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Scam FAQ: How To Avoid Nigerian Letter Or “419” Email Scams

  • If the “opportunity” appears too good to be true, it probably is.
  • Do not reply to emails asking for personal banking information.
  • Be wary of individuals representing themselves as foreign government officials.
  • Be cautious when dealing with individuals outside of your own country.
  • Beware when asked to assist in placing large sums of money in overseas bank accounts.
  • Do not believe the promise of large sums of money for your cooperation.
  • Guard your account information carefully.
  • Be cautious when additional fees are requested to further the transaction.
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Scam FAQ: How To Avoid Investment Fraud2018-10-31T15:47:35+00:00
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Scam FAQ: How To Avoid Investment Fraud

  • If the “opportunity” appears too good to be true, it probably is.
  • Beware of promises to make fast profits.
  • Do not invest in anything unless you understand the deal.
  • Don’t assume a company is legitimate based on “appearance” of the website.
  • Be leery when responding to investment offers received through unsolicited email.
  • Be wary of investments that offer high returns at little or no risk.
  • Independently verify the terms of any investment that you intend to make.
  • Research the parties involved and the nature of the investment.
  • Be cautious when dealing with individuals outside of your own country.
  • Contact the Better Business Bureau to determine the legitimacy of the company.
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Scam FAQ: How To Avoid Spam Email2018-10-31T15:59:10+00:00
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Scam FAQ: How To Avoid Spam Email

  • Don’t open spam. Delete it unread.
  • Never respond to spam as this will confirm to the sender that it is a “live” email address.
  • Have a primary and secondary email address – one for people you know and one for all other purposes.
  • Avoid giving out your email address unless you know how it will be used.
  • Never purchase anything advertised through an unsolicited email.
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Scam FAQ: How To Avoid Lottery Scams2018-10-31T15:49:31+00:00
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Scam FAQ: How To Avoid Lottery Scams

  • If the lottery winnings appear too good to be true, they probably are.
  • Be cautious when dealing with individuals outside of your own country.
  • Be leery if you do not remember entering a lottery or contest.
  • Be cautious if you receive a telephone call stating you are the winner in a lottery.
  • Beware of lotteries that charge a fee prior to delivery of your prize.
  • Be wary of demands to send additional money to be eligible for future winnings.
  • It is a violation of federal law to play a foreign lottery via mail or phone.
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Scam FAQ: How To Avoid DHL / UPS Fraud2018-10-31T15:39:13+00:00
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Scam FAQ: How To Avoid DHL / UPS Fraud

  • Beware of individuals using the DHL or UPS logo in any email communication.
  • Be suspicious when payment is requested by money transfer before the goods will be delivered.
  • Remember that DHL and UPS do not generally get involved in directly collecting payment from customers.
  • Fees associated with DHL or UPS transactions are only for shipping costs and never for other costs associated with online transactions.
  • Contact DHL or UPS to confirm the authenticity of email communications received.
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Scam FAQ: How To Avoid Debt Elimination Fraud2018-10-31T15:36:18+00:00
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Scam FAQ: How To Avoid Debt Elimination Fraud

  • Know who you are doing business with — do your research.
  • Obtain the name, address, and telephone number of the individual or company.
  • Research the individual or company to ensure they are authentic.
  • Contact the Better Business Bureau to determine the legitimacy of the company.
  • Be cautious when dealing with individuals outside of your own country.
  • Ensure you understand all the terms and conditions of any agreement.
  • Be wary of businesses that operate from P.O. boxes or mail drops.
  • Ask for names of other customers of the individual or company and contact them.
  • If it sounds too good to be true, it probably is.
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Scam FAQ: How To Avoid Credit Card Fraud2018-10-31T15:33:40+00:00
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Scam FAQ: How To Avoid Credit Card Fraud

  • Ensure a site is secure and reputable before providing your credit card number online.
  • Don’t trust a site just because it claims to be secure.
  • If purchasing merchandise, ensure it is from a reputable source.
  • Promptly reconcile credit card statements to avoid unauthorized charges.
  • Do your research to ensure the legitimacy of the individual or company.
  • Beware of providing credit card information when requested through unsolicited emails.
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Scam FAQ: How To Avoid BEC Business Email Compromise Scams2018-10-31T16:04:54+00:00
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Scam FAQ: How To Avoid BEC Business Email Compromise Scams

  • Be mindful of any email, phone call or text messages requesting multiple gift cards even if the request is ordinary.
  • Beware of sudden changes in business or personal practices and carefully scrutinize all requests for multiple gift card purchases even if requests are ordinary.
  • Since many of the fraudulent e-mails reported in this new trend are spoofed, confirm requests for the purchase of gift cards using two-factor authentication. If using phone verification, use previously known numbers, not the numbers provided in the e-mail request.
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Scam FAQ: How To Avoid An Auction Scam Or Fraud2018-10-31T15:34:23+00:00
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Scam FAQ: How To Avoid An Auction Scam Or Fraud

  • Before you bid, contact the seller with any questions you have.
  • Review the seller’s feedback.
  • Be cautious when dealing with individuals outside of your own country.
  • Ensure you understand refund, return, and warranty policies.
  • Determine the shipping charges before you buy.
  • Be wary if the seller only accepts wire transfers or cash.
  • If an escrow service is used, ensure it is legitimate.
  • Consider insuring your item.
  • Be cautious of unsolicited offers.

 

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Society of Citizens Against Romance Scams


RSN Team

a division of SCARS
Miami Florida U.S.A.

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More Information From RomanceScamsNow.com

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Tell us about your experiences with Romance Scammers in our Scams Discussion Forum on Facebook »

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FAQ: How Do You Properly Report Scammers?

It is essential that law enforcement knows about scams & scammers, even though there is nothing (in most cases) that they can do.

Always report scams involving money lost or where you received money to:

  1. Local Police – ask them to take an “informational” police report – say you need it for your insurance
  2. Your National Police or FBI (www.IC3.gov)
  3. The Scars Worldwide Reporting Network HERE or on www.Anyscam.com

This helps your government understand the problem, and allows law enforcement to add scammers on watch lists worldwide.

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Visit our NEW Main RSN Facebook page for much more information about scams and online crime: www.facebook.com/RSN.Main.News.And.Inromation.Home.Page

To learn more about SCARS visit www.AgainstRomanceScams.org

Please be sure to report all scammers HERE or on www.Anyscam.com

All original content is Copyright © 1991 – 2018 SCARS All Rights Reserved Worldwide & Webwide – RSN/Romance Scams Now & SCARS/Society of Citizens Against Romance Scams are all trademarks of Society of Citizens Against Romance Scams Inc.

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